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Clay Township
Michigan›St. Clair County

Clay TownshipMI

A town of 8,268.

2 bordering townsMap →
St. Clair Flats South Channel Range Lights · Photo: US Coast Guard · Public domain
Photo of Clay Township

Clay Township, MI · St. Clair Flats South Channel Range Lights · Photo: US Coast Guard · Public domain

Is Clay Township a good place to live?

Clay Township is a solid, middle-of-the-road choice. It grades B− overall, 399th of 697 graded towns in Michigan, with no subject far below average. Its best mark is schools: its schools rank ahead of 70% of Michigan towns. A typical home there costs about $308K, 4 years of the Detroit metro’s $77K median household income. Clay Township’s average trip to work is 39 minutes, above both Michigan’s towns (25 minutes) and U.S. towns (25 minutes). The biggest place to walk is Saint Clair Flats State Wildlife Area, 11,068 acres with 12.6 miles of trail. On the outdoors, just 60 of Michigan’s 1,279 towns do better.

What makes Clay Township stand out

Where Clay Township beats most towns.

Get outside

26 miles of trails in Clay Township

55.4% of the town is conserved land, across 5 parks and preserves.

Map of trails and conserved land in Clay TownshipConservedTrails
1
Saint Clair Flats State Wildlife Area12.6 mi of trails · 11,068 acres
Directions
2
St. John's Marsh State Wildlife Area6.5 mi of trails · 2,676 acres
Directions
3
Algonac State Park4.6 mi of trails · 1,222 acres
Directions
Trails © OpenStreetMap contributors · USGS PAD-US

How Clay Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Clay Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St. Clair Flats South Channel Range Lights
St. Clair Flats South Channel Range Lights · National Register of Historic Places
Clay Township’s story

Clay Township in pictures

The archive holds 19 old photos and papers going back to 1988 and 5 maps from 1914 on.

4 places on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Clay Township: who provides what

Who provides power, water and the rest in Clay Township, and how to reach them.

The full setup list →
PowerDTE20.2¢/kWh · EIA 2025HIFLD · EIA
WaterClay Township water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Clay Township’s trash rules yet
SchoolsAlgonac Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereClay Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48001, 4802848001 89% · 48028 11%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Clay Township.

Clay Township is a second-home town and keeps more of its land conserved than most of Michigan, but it has a long record of flood insurance claims.

OutdoorsA

Clay Township has set aside nearly a third of its land for conservation

Its 28,952 conserved acres are a larger share of the town than in 99% of Michigan towns.

26 miles of trail in 5 parks and preserves.

#351for trails in MI
55.4%
conserved · 28,952 of 52,290 acres
26 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Saint Clair Flats State Wildlife Area12.6 mi11,068
2. St. John's Marsh State Wildlife Area6.5 mi2,676
3. Algonac State Park4.6 mi1,222

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

For schools, Clay Township earns a B+

Its public schools are run by the Algonac Community School District. Two of its 4 schools are below, each with why it’s listed. The largest public high school is Algonac JuniorSenior High School, with 644 students.

70%of MI districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Algonquin Elementary SchoolLargest public elementary schoolGrades 2–6Grades 2–6445C+
Algonac JuniorSenior High SchoolLargest public high schoolGrades 7–12Grades 7–12644B

NCES · EDFacts · graded within MI on state tests and graduation

Work & commuteJobs & income grade B−

Most working residents commute out of Clay Township

Clay Township has 1,040 jobs for its 3,590 working residents: even if every job went to a resident, most would still commute out. The average commute takes 38.5 minutes, against 24.2 across Michigan.

Most working residents leave Clay Township for work: only 7% work in town. Since 2011, Clay Township has lost 106 jobs, to 1,040 in 2021. The top destinations are Detroit (7%), Chesterfield Township (5%) and Warren (5%).

7%work in town
Clay TownshipMichigan townsU.S. towns
Median household income$87,000$77,000$80,000
Below the poverty line8.6%8.9%9.6%

Where working residents work

In Clay Township7%
Detroit7%
Chesterfield Township5%
Warren5%
Clinton Township5%
24 mi
median commute distance
1,040
jobs based in Clay Township
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 39% of U.S. towns

Census LEHD 2021 · ACS

Climate

In Clay Township, expect four seasons and pleasant summers

Clay Township has chilly, snowy winters and pleasant summers. The July high in Clay Township is 81°F.

32″snow a winter

Typical low → high °F

Winter22–34°
Spring38–55°
Summer62–79°
Fall46–60°
Oct 24
typical first frost
Apr 30
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B

Inland flooding leads a low hazard risk in Clay Township

387 flood insurance claims have been filed here, and 18 properties have flooded more than once.

Expected storm and flood damage is lower than in 62% of U.S. communities. Since 1979, 387 flood insurance claims have been paid out in Clay Township.

38risk score of 100
FEMA risk score
38Low riskLowerHigher
Inland floodingCold wavesTornadoes
387
paid flood claims since 1979

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Safety

Crime reported in Clay Township

Clay Township's reported crime rate is well below Michigan's. Clay Township’s property crime rate is 4.4 per 1,000 residents. 26 violent crimes were reported in 2022.

Clay TownshipMichigan townsU.S. towns
Property crimes per 1,000 (2022)4.4 per 1,000 residents10.514.1
Violent crimes per 1,000 (2022)3.1 per 1,000 residents2.11.9

Violent crime per 1,000 residents

Clay Township3.1
Michigan4.7
U.S.4

Property crime per 1,000 residents

Clay Township4.4
Michigan15.9
U.S.20
26
violent crimes reported in 2022
37
property crimes reported in 2022

FBI crime data, 2022 · crimes reported to police

HealthB−

A larger share of adults in Clay Township had a checkup this year than in the typical Michigan or U.S. town

84% of adults had a checkup this year in Clay Township. Clay Township beats the Michigan average on 10 of 32 CDC measures and trails it on 6. 4.9% of adults 18 to 64 have no health insurance in Clay Township.

54%healthier than U.S. townsB−Health Grade
Clay TownshipMichigan townsU.S. towns
High blood pressure (CDC PLACES)44%36%35%
Yearly checkup (CDC PLACES)84%80%79%
Binge drink (CDC PLACES)14%17%16%
Frequent mental distress (CDC PLACES)15%18%17%
32 measures vs. Michigan
10 better16 too close to call6 worse
What stands outClay TownshipMI
Fewer adults facing housing insecurity7.7%11.9%
Fewer adults facing a utility shut-off5.7%8.7%
More adults who have had cancer13.4%8.9%
Mclaren Macomb
13.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
56th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Lake Saint Clair and 39 more within 40 miles

Museums, parks, gardens and other places to visit around Clay Township. Close and well known come first.

All 47 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lake Saint Clair: Copernicus Sentinel-2, ESA, CC BY-SA 3.0 igo · Ford Field: Unknown, CC BY 2.5 · Comerica Park: City of Detroit, Public domain · Fox Theatre: Michael Barera, CC BY-SA 4.0 · The Henry Ford: Alvintrusty, CC BY-SA 3.0 · Belle Isle Park: WMrapids, CC0

Keep exploring

Everything we know about Clay Township

19pages on Clay Township
After high school

Colleges nearby

None within 15 miles of Clay Township; the nearest are

A commuter town

93% of working residents leave Clay Township for work

Where Clay Township’s working residents go each day. Line width shows the share.

7% → Detroit Detroit 7% 5% → Chesterfield Township Chesterfield Township 5% 5% → Warren Warren 5% 5% → Clinton Township Clinton Township 5% 4% → Sterling Heights Sterling Heights 4% 3% → Troy Troy 3% Clay Township · 7% stay
1,040jobs based in Clay Township
7%of working residents work in town
24 mimedian commute distance

Census LEHD 2021

Landmarks

4 places in Clay Township on the National Register of Historic Places.

All landmarks →

About Clay Township

Civil township in Michigan, United States

Clay Township is a civil township of St. Clair County in the U.S. state of Michigan. The population was 8,446 at the 2020 census. The township is located along the mouth of the St. Clair River at Lake St. Clair. The river delta includes numerous islands, in which Harsens Island is the largest. The township mostly surrounds the city of Algonac, but the two are administered autonomously since Algonac incorporated as a city in 1967. Most of Algonac State Park is located within Clay Township.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
83 sq mi
Elevation
577 ft

Clay Township’s neighbors

2 towns share a border with Clay Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Clay Township#399B−C+—B+B−
Ira Township#393B−C—A−B
Cottrellville Township#223B+B—A−B−

Clay Township, Ira Township and Cottrellville Township report no FBI crime data of their own. Compare Clay Township with a neighbor →

Questions about Clay Township

Short answers, built from the data on this page.

Is Clay Township, MI a good place to live?

Clay Township grades B− overall, better than 50% of U.S. towns and #399 of 697 in Michigan. It grades B− for health and B+ for schools.

Is Clay Township, MI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.