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Rock Point
Maryland›Charles County

Rock PointMD

A town settled in 1883, now home to 244 people.

1 bordering townMap →
Bachelor's Hope · Photo: Historic American Buildings Survey / Historic American Engineering Record · Public domain
Photo of Rock Point

Rock Point, MD · Bachelor's Hope · Photo: Historic American Buildings Survey / Historic American Engineering Record · Public domain

Is Rock Point a good place to live?

27% of residents live below the poverty line in Rock Point, where Maryland’s towns sit at 7% and U.S. towns at 9.6%. Rock Point has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

By the sea

Rock Point lives by the ocean

Coastal flooding makes up 16% of the storm damage FEMA expects here.

16%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
1storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

2016-08-28 10 02 20 View east along Rock Point Road at Cedar Lane in
2016-08-28 10 02 20 View east along Rock Point Road at Cedar Lane in, 2016
Rock Point’s story

143 years in pictures

The archive holds 4 old photos and papers going back to 2016 and 6 maps from 1894 on.

  • 1883Rock Point is settled
Explore the history →
Getting set up

Moving to Rock Point: who provides what

Rock Point is unincorporated, so Charles County and regional agencies provide most services.

PowerSouthern Maryland Elec Coop16.4¢/kWh · EIA 2025HIFLD · EIA
Internet3 providers97% of addresses get 100/20 MbpsFCC
Trash & county servicesCharles CountyCharles County provides services here
SchoolsCharles County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCharles County Board of ElectionsCharles County; contacts on the Handbook page.FVAP, Mar 2018
ZIP code2066420664 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Rock Point.

Natural hazards

Rock Point faces a very low natural-hazard risk, led by inland flooding

Compared with 89% of U.S. communities, expected storm and flood damage in Rock Point is lower. Expected losses in Rock Point break down as 31% from inland flooding and 22% from drought. One declared disaster, in 2003, has brought federal aid to Rock Point households.

11risk score of 100
FEMA risk score
11Very low riskLowerHigher
Inland floodingDroughtCoastal flooding
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

In Rock Point, expect four seasons and hot summers

The range runs from 27° on a January night to 89° on a July afternoon, with about 12 inches of snow a winter.

12″snow a winter

Typical low → high °F

Winter29–48°
Spring45–67°
Summer67–86°
Fall50–69°
Oct 30
typical first frost
Apr 8
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

A larger share of adults have been diagnosed with depression in Rock Point than in most of Maryland or the rest of the country

14% of adults binge drink in Rock Point. This Maryland town does better than the Maryland average on 2 of 32 CDC measures and worse on 4. Only 9 of the 262 Maryland towns we compare have a higher share of adults who report frequent mental distress than Rock Point.

Rock PointMaryland townsU.S. towns
Frequent mental distress (CDC PLACES)20%15%17%
Depression (CDC PLACES)26%20%23%
Obesity (CDC PLACES)41%36%35%
Smoke cigarettes (CDC PLACES)16%11%14%
32 measures vs. Maryland
2 better26 too close to call4 worse
What stands outRock PointMD
Fewer older adults who have lost all their teeth7.1%9.9%
Fewer adults with heart disease4.4%5.8%
More adults with depression25.8%19.4%
Medstar Saint Mary's Hospital
11.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Housing

Homes in Rock Point sell for about $1.18M

Rock Point’s median rent comes in at $1,152 a month.

$1.18Mmedian sale price
0
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

George Washington Birthplace National Monument and 32 more within 40 miles

Museums, parks, gardens and other places to visit around Rock Point. Close and well known come first.

All 269 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

George Washington Birthplace National Monument: National Park Service Digital Image Archives, Public domain · Cameron Run Regional Park: Paul Roth from Washington, D.C. (kinda), USA, CC BY-SA 2.0 · George Washington Masonic National Memorial: Joe Ravi (Shutterstock iStock Dreamstime), CC BY-SA 3.0 · National Museum of the Marine Corps: RadioFan (talk), CC BY-SA 3.0 · Point Lookout State Park: Acroterion, CC BY-SA 4.0 · Mallows Bay: Amazur, CC BY-SA 3.0

Keep exploring

Everything we know about Rock Point

14pages on Rock Point
After high school

Colleges nearby

None within 15 miles of Rock Point; the nearest are

Small town

244 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Cobb IslandCobb IslandRock Point

About Rock Point

Census-designated place in Maryland, United States

Rock Point is an unincorporated community and census-designated place in Charles County, Maryland, United States.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.6 sq mi
Elevation
10 ft
ZIP code
20682

Questions about Rock Point

Short answers, built from the data on this page.

Is Rock Point, MD a good place to live?

Rock Point has fewer than 1,000 residents, too few for fair grades; the figures below are still real.