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Cobb Island
Maryland›Charles County

Cobb IslandMD

Population 916: a town settled in 1927.

1 bordering townMap →
St. Clement's Island Historic District · Photo: Pubdog · Public domain
Photo of Cobb Island

Cobb Island, MD · St. Clement's Island Historic District · Photo: Pubdog · Public domain

Is Cobb Island a good place to live?

Cobb Island’s typical journey to work is 51 minutes, against 32 minutes in Maryland’s towns and 25 minutes across U.S. towns. Among 262 Maryland towns, just one has a higher owner-occupancy rate than Cobb Island. Cobb Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

A shrinking town

Cobb Island has shrunk 20% from 2010 to 2020

1,166 counted in 2010 and 929 in 2020.

1,1662010
9292020

U.S. Census 2010 & 2020 counts

The data

Ordered by what stands out in Cobb Island.

Natural hazards

The biggest natural risk in Cobb Island is inland flooding, at a very low overall level

11risk score of 100

For Cobb Island, the risk rating from FEMA is 11 of 100. 31% of the town’s expected losses from natural hazards come from inland flooding, followed by drought at 22%. Households locally have drawn federal disaster aid once, in 2003.

FEMA risk score
11Very low riskLowerHigher
Inland floodingDroughtCoastal flooding
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commute

Most of Cobb Island’s workers head elsewhere: there are 0.1 jobs for each of them

1%work in town

The share of working residents in Cobb Island who work locally: 1.3%. For half of commuters, work is under 31 miles away. The top destinations are La Plata (10%), Waldorf (10%) and Washington (8%).

Cobb IslandMaryland townsU.S. towns
Below the poverty line2.3%7%9.6%
Working residents who work in town1.3%3.1%8%

Where working residents work

In Cobb Island1%
La Plata10%
Waldorf10%
Washington8%
Columbia2%
31 mi
median commute distance
41
jobs based in Cobb Island
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Expect four seasons and hot summers in Cobb Island

12″snow a winter

July afternoons reach 89°, January nights drop to 27° and about 12 inches of snow falls in a winter.

Typical low → high °F

Winter29–48°
Spring45–67°
Summer67–86°
Fall50–69°
Oct 30
typical first frost
Apr 8
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

A home in Cobb Island is worth about $366K, on Zillow’s estimate

$366KZillow home value

Typical home values rose 1.8% in the year to September 2026.

Typical home value

Cobb Island$366K
Maryland$425K
+1.8%
value change, 1 year
2
homes sold in September

Zillow Home Value Index · Redfin Data Center

Health

How healthy Cobb Island is

Among adults in Cobb Island, 38% have obesity. This Maryland town beats the Maryland average on 6 of 32 CDC measures and trails it on 8.

Cobb IslandMaryland townsU.S. towns
High blood pressure (CDC PLACES)41%35%35%
Sleep under 7 hours (CDC PLACES)34%38%36%
Obesity (CDC PLACES)38%36%35%
Frequent physical distress (CDC PLACES)14%12%14%
32 measures vs. Maryland
6 better18 too close to call8 worse
What stands outCobb IslandMD
Fewer adults facing housing insecurity9.4%13.5%
Fewer adults facing a utility shut-off6.2%8.4%
More adults with COPD8.1%5.9%
Medstar Saint Mary's Hospital
11.8 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Cobb Island

15pages on Cobb Island
Getting set up

Moving to Cobb Island: who provides what

Cobb Island is unincorporated, so Charles County and regional agencies provide most services.

PowerSouthern Maryland Elec Coop16.4¢/kWh · EIA 2025HIFLD · EIA
Internet3 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesCharles CountyCharles County provides services here
SchoolsCharles County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCharles County Board of ElectionsCharles County; contacts on the Handbook page.FVAP, Mar 2018
ZIP codes20625, 2066420625 91% · 20664 9%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

By the sea

Cobb Island lives by the ocean

Coastal flooding makes up 16% of the storm damage FEMA expects here.

16%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
1storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

After high school

Colleges nearby

None within 15 miles of Cobb Island; the nearest are

Cobb Island’s neighbors

One town shares a border with Cobb Island.

Explore the map →
Rock PointRock PointCobb Island
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Cobb Island——————
Rock Point——————

Cobb Island and Rock Point aren’t graded (fewer than 1,000 residents, or not enough data). Compare Cobb Island with a neighbor →

Questions about Cobb Island

Short answers, built from the data on this page.

Is Cobb Island, MD a good place to live?

Cobb Island has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Cobb Island is in here

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