Photo: Hawkeye58 · CC BY-SA 3.0FEMA puts Clinton’s expected hazard damage per building below that of 96% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Clinton gets an A+ for hazard risk: lower expected damage per building than 96% of U.S. towns, #149 of 261 in Maryland. Most of that expected damage is river and rain flooding (75%), then hurricanes (12%). Flood insurance has paid 45 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Clinton’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Clinton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Clinton’s grade
River and rain flooding is 75% of the building damage FEMA expects in Clinton, and Clinton’s rate of river and rain flooding damage is lower than 83% of U.S. census tracts. Next is hurricanes at 12% (higher than 72% of U.S. census tracts).
A+ #149 of 261 in Maryland; lower expected damage per building than 96% of U.S. towns (21,298).
Clinton’s residents live in 11 census tracts; FEMA’s figures are combined by where they live.
The typical Maryland town has lower expected damage than 97% of U.S. towns; within the state, Clinton has more expected damage per building than 57% of Maryland towns.
In dollars, FEMA expects about $5.3M a year in losses across Clinton: $3.9M to buildings, the rest to people and crops.
Does Clinton flood? Sometimes: 45 flood claims since 1979
Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records: 3.2 per 1,000 homes, fewer than 51% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene2 claims · $6K
- Hurricane Floyd1 claim · $46K
- The December nor’easter1 claim · $4K
Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George's County.1 federal disaster brought FEMA money to Clinton
Disasters that paid out in Clinton itself (aid to households or repair grants to Clinton), newest first, with that year’s flood claims.
- 2003Hurricane Isabel131 households applied for aid$167K aid approved
Prince George's County has had 15 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Clinton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Clinton archive →Clinton and its neighbors
Clinton is 6th of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Andrews AFB | A+among the lowest damage | river and rain flooding | — |
| Melwood | A+among the lowest damage | river and rain flooding | 12 |
| Brandywine | A+less damage than 98% | river and rain flooding | 14 |
| Camp Springs | A+less damage than 98% | river and rain flooding | 31 |
| Friendly | A+less damage than 96% | river and rain flooding | 4 |
| Clinton | A+less damage than 96% | river and rain flooding | 45 |
| Rosaryville | Aless damage than 95% | river and rain flooding | 12 |
| Accokeek | Aless damage than 95% | river and rain flooding | 10 |
| Fort Washington | Aless damage than 93% | river and rain flooding | 45 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Clinton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Clinton
Is Clinton at risk for natural disasters?
On FEMA’s National Risk Index, Clinton has lower expected damage per building than 96% of U.S. towns: A+ for hazard risk, #149 of 261 in Maryland. Most of the expected damage is river and rain flooding (75%) and hurricanes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Clinton flood?
Flood insurance has paid 45 claims in Clinton since 1979, $527K in all, or 3.2 per 1,000 homes, fewer than 51% of U.S. towns with a flood insurance record. The most claims came from Hurricane Irene (2).
Is Clinton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Prince George's County, 0.9% of all homes carry federal flood insurance.
How much is flood insurance in Clinton?
FEMA’s Community Rating System list shows no discount for Clinton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Clinton?
By FEMA money that reached Clinton, Hurricane Isabel (2003): 131 households applied for aid, $167K approved. By flood claims, Hurricane Irene: 2 paid, $6K.
Is Clinton at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (75%), and Clinton’s rate for it is lower than 83% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Clinton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Clinton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.