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Chance
Maryland›Somerset County

ChanceMD

With 230 residents, this town was settled in 1882.

2 bordering townsMap →
Ida May · Photo: Linda Roy Walls · CC BY-SA 3.0
Photo of Chance

Chance, MD · Ida May · Photo: Linda Roy Walls · CC BY-SA 3.0

Is Chance a good place to live?

Chance’s median age is 58.5 years, above both Maryland’s towns (39.4 years) and U.S. towns (40.5 years). Among 262 Maryland towns, just one has a higher owner-occupancy rate than Chance. 17% of the land in Chance is conserved, against 9.5% in Maryland’s towns and 4.3% across U.S. towns. Chance has 2 places on the National Register of Historic Places, among them Ida May and Rock Creek Methodist Episcopal Church. Chance has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

By the sea

Chance lives by the ocean

Coastal flooding makes up 61% of the storm damage FEMA expects here.

61%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
2storm & flood disasters paid out here
On the water
  • Deal Island Wildlife Management Area

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Ida May
Ida May · National Register of Historic Places
Chance’s story

144 years in pictures

2 places on the National Register of Historic Places.

  • 1882Chance is settled
Explore the history →
Getting set up

Moving to Chance: who provides what

Chance is unincorporated, so Somerset County and regional agencies provide most services.

PowerDelmarva Power21.8¢/kWh · EIA 2025HIFLD · EIA
Internet2 providers92% of addresses get 100/20 MbpsFCC
Trash & county servicesSomerset CountySomerset County provides services here
SchoolsSomerset County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereSomerset County Board of ElectionsSomerset County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code2182121821 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Chance.

Natural hazards

Chance stands out in Maryland and nationally, with the FEMA risk score higher than most

Of the losses FEMA expects in Chance, 61% come from coastal flooding and 16% from hurricanes. Federal aid has come to Chance households in 2 declared disasters; the latest was in 2012. Expected storm and flood damage is higher than in 98% of U.S. communities.

98risk score of 100
FEMA risk score
98Very high riskLowerHigher
Coastal floodingHurricanesWildfire
2
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

With 0.1 jobs for every working resident, most of Chance’s workers commute out

The mean commuting time for Chance comes to 37 minutes. The top destinations are Salisbury (22%), Princess Anne (7%) and Crisfield (4%). Half of commuters travel less than 23 miles.

0%work in town

Where working residents work

In Chance0%
Salisbury22%
Princess Anne7%
Crisfield4%
Fruitland4%
23 mi
median commute distance
7
jobs based in Chance
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Outdoors

Chance keeps 16.6% of its land conserved

The biggest park or preserve is Deal Island Wildlife Management Area, at 264 acres.

16.6%conserved
16.6%
conserved · 273 of 1,644 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Deal Island Wildlife Management Area—264

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Chance has four seasons and hot summers

July afternoons reach 88° and January nights drop to 29°.

88°summer high

Typical low → high °F

Winter31–48°
Spring46–66°
Summer68–86°
Fall51–69°
Nov 7
typical first frost
Apr 3
typical last frost
+1.8°
vs. the 20th-century average
88°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Health

Compared with most of Maryland and the rest of the country, more of Chance’s adults report frequent physical distress

Chance beats the Maryland average on 2 of 32 CDC measures and trails it on 12. 25% of Chance adults say their health is fair or poor. Only 7 of the 262 Maryland towns we compare have a higher share of adults who had a checkup this year than Chance.

ChanceMaryland townsU.S. towns
High blood pressure (CDC PLACES)49%35%35%
Frequent physical distress (CDC PLACES)18%12%14%
Get no exercise (CDC PLACES)33%23%25%
Binge drink (CDC PLACES)12%14%16%
32 measures vs. Maryland
2 better18 too close to call12 worse
What stands outChanceMD
More adults treating high blood pressure83%76.6%
More adults getting a yearly checkup83%79.2%
More adults with COPD11.9%5.9%
Tidalhealth Peninsula Regional
22.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Chance

16pages on Chance
After high school

Colleges nearby

1 within 15 miles of the center of Chance

Small town

230 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Dames QuarterDeal IslandDames QuarterDeal IslandChance

About Chance

CDP in Maryland, United States

Chance is a census-designated place (CDP) in Somerset County, Maryland, United States. The population was 377 at the 2000 census. It is included in the Salisbury, Maryland-Delaware Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.6 sq mi
Elevation
3 ft

Questions about Chance

Short answers, built from the data on this page.

Is Chance, MD a good place to live?

Chance has fewer than 1,000 residents, too few for fair grades; the figures below are still real.