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Cape St. Claire
Maryland›Anne Arundel County

Cape St. ClaireMD

9,236 people live in this town in Maryland.

1 bordering townMap →
Whitehall · Photo: Acroterion · CC BY-SA 4.0
Photo of Cape St. Claire

Cape St. Claire, MD · Whitehall · Photo: Acroterion · CC BY-SA 4.0

Is Cape St. Claire a good place to live?

Plenty to like here, at a price. Hazard risk is its strong suit (A+). Cape St. Claire’s overall B+ puts it 113th of 259 in Maryland. Nationally, it does better than 71% of U.S. towns. The drawback is cost of living — the typical home is worth about $488K, 4.9 years of the Baltimore metro’s $99K median household income. Only 15 of Maryland’s 329 towns score lower on the outdoors. This Maryland town has 4 places on the National Register. 56% of adults 25 and older hold a bachelor’s degree or more here, where Maryland’s towns sit at 42% and U.S. towns at 29%.

Figures: FEMA National Risk Index · home values, Zillow · incomes, Census ACS, 2020–24 · USGS PAD-US · National Register of Historic Places.

What makes Cape St. Claire stand out

Where Cape St. Claire beats most towns.

A commuter town

95% of working residents leave Cape St. Claire for work

Where Cape St. Claire’s working residents go each day. Line width shows the share.

10% → Parole Parole 10% 9% → Annapolis Annapolis 9% 9% → Baltimore Baltimore 9% 4% → Arnold Arnold 4% 4% → Washington Washington 4% 3% → Severna Park Severna Park 3% Cape St. Claire · 5% stay
1,270jobs based in Cape St. Claire
5%of working residents work in town
17 mimedian commute distance

Census LEHD 2023

How Cape St. Claire grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Cape St. Claire is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

2020-06-20 14 04 29 View west along Maryland State Route 179 (Cape Saint Claire Road) at Maryland State Route 931 (Coll…
2020-06-20 14 04 29 View west along Maryland State Route 179 (Cape Saint Claire Road) at Maryland State Route 931 (Coll…, 2020
Cape St. Claire’s story

Cape St. Claire in pictures

Census counts: 8,022 in 2000, 9,179 in 2020. The archive holds 4 old photos and papers going back to 2004 and 5 maps from 1893 on.

Explore the history →
Nearby attractions

White House and 264 more within 40 miles

Museums, parks, gardens and other places to visit around Cape St. Claire. Close and well known come first.

All 303 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Northwest Stadium: Maryland GovPics, CC BY 2.0

Getting set up

Moving to Cape St. Claire: who provides what

Cape St. Claire is unincorporated, so Anne Arundel County and regional agencies provide most services.

PowerBaltimore Gas & Electric20.2¢/kWh · EIA 2025HIFLD · EIA
WaterGlen Burnie-Broadneck water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesAnne Arundel CountyAnne Arundel County provides services here
SchoolsAnne Arundel County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereAnne Arundel County Board of ElectionsAnne Arundel County; contacts on the Handbook page.FVAP, Jul 2023
ZIP codes21409, 2101221409 96% · 21012 4%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Cape St. Claire.

Cape St. Claire has less food insecurity than most of Maryland, but it has little public open land.

Natural hazardsHazard risk grade A+

Very low risk in Cape St. Claire, with inland flooding at the top

One declared disaster, in 2003, has brought federal aid to Cape St. Claire households. On expected storm and flood damage, Cape St. Claire sits below 98% of U.S. communities. 44% of the town’s expected losses from natural hazards come from inland flooding, followed by heat waves at 12%. Flood insurance has paid out on 19 claims here since 1978.

2risk score of 100
FEMA risk score
2Very low riskLowerHigher
Inland floodingHeat wavesTornadoes
19
paid flood claims since 1978
1
federal disasters paid out here

FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB−

Cape St. Claire’s schools rank behind 52% of Maryland districts

Its two schools are below. The largest public high school is Broadneck High, with 2,143 students. Public schools: the Anne Arundel County Public Schools.

48%of MD districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Cape St. Claire ElementaryLargest public elementary schoolGrades PK–5Grades PK–5660A−
Broadneck HighLargest public high schoolGrades 9–12Grades 9–122,143A+

NCES · EDFacts · graded within MD on state tests and graduation

HealthA

Cape St. Claire is healthier than nine in ten U.S. towns

Its widest gap with Maryland is food insecurity: 8.1% of its 6,891 adults worry about having enough food, against 15.4% statewide. Against the 3,930 U.S. towns with household incomes like Cape St. Claire’s, it is healthier than 74%, a smaller edge than it has nationally: part of it comes with its incomes.

For adults in Cape St. Claire, the share who have high blood pressure is 32%. On the CDC’s 32 measures, Cape St. Claire is ahead of Maryland on 15 and behind on 2. Two figures for adults in the town: 17% get no exercise outside work, 9% have diabetes.

92%healthier than U.S. townsAHealth Grade
Cape St. ClaireMaryland townsU.S. towns
Binge drink (CDC PLACES)18%14%16%
Get no exercise (CDC PLACES)17%23%25%
Diabetes (CDC PLACES)9%12%12%
Food insecurity (CDC PLACES)8.1%14%14%
32 measures vs. Maryland
15 better15 too close to call2 worse
What stands outCape St. ClaireMD
Fewer adults facing food insecurity8.1%15.4%
Fewer adults facing housing insecurity7.6%13.5%
More binge drinkers17.8%14.1%
Luminis Health Anne Arundel Medical Center
6.1 mi away · emergency room
None
primary care, dental or mental-health shortage
83rd
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A−

Cape St. Claire has 0.3 jobs per working resident, so most workers leave town for work

Half commute less than 17 miles. Jobs in Cape St. Claire grew by 188 from 2013 to 2023, reaching 1,270. The town’s typical household income is $136,000. The top destinations are Parole (10%), Annapolis (9%) and Baltimore (9%).

5%work in town
Cape St. ClaireMaryland townsU.S. towns
Work from home25%18%11%
Median household income$136,000$113,000$80,000
Below the poverty line4.3%7%9.6%
Average trip to work32 minutes32 minutes25 minutes

Where working residents work

In Cape St. Claire5%
Parole10%
Annapolis9%
Baltimore9%
Arnold4%
17 mi
median commute distance
1,270
jobs based in Cape St. Claire
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 59% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Cape St. Claire, expect four seasons and hot summers

July afternoons reach 89°, January nights drop to 28° and about 19 inches of snow falls in a winter.

19″snow a winter

Typical low → high °F

Winter30–46°
Spring46–65°
Summer68–86°
Fall51–68°
Nov 13
typical first frost
Mar 27
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC−

Less of Cape St. Claire is set aside as conserved land than in the typical Maryland or U.S. town

Just 16 of its 1,610 acres are conserved, so there is little public open land in Cape St. Claire itself; its outdoors grade is C−.

Cape St. Claire has one park or preserve, 8 acres in all.

1%conserved
1%
conserved · 16 of 1,610 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Cape Saint Claire Recreation Area—8

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

Homes in Cape St. Claire sell for about $650K

88% of households live in a home they own in Cape St. Claire. The rent at the middle of the market for Cape St. Claire comes to $2,031 a month. Homes sold in Cape St. Claire spent a median 41 days on the market.

$650Kmedian sale price
Cape St. ClaireMaryland townsU.S. towns
Median rent$2,031 a month$1,809 a month$1,185 a month
Households that own their home88%74%73%
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
41
days on market
99.8%
sale-to-list price
11
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Cape St. Claire

17pages on Cape St. Claire
After high school

Colleges nearby

3 within 15 miles of the center of Cape St. Claire

About Cape St. Claire

Census-designated place in Maryland, United States

Cape St. Claire, a suburb of Annapolis, is a covenanted, unincorporated community as well as a census-designated place (CDP) in Anne Arundel County, Maryland, United States. While the community of Cape St. Claire lies entirely within the CDP and accounts for approximately 80% of the homes and residents, the CDP also includes the smaller communities of Atlantis, Walnut Ridge, Green Holly, and St. Claire Court. The population of the CDP was 8,747 at the 2010 census. Contained within Cape St. Claire are three marinas, multiple parks and beaches, a shopping center, Broadneck High School, Broadneck Library, Cape St. Claire Elementary School, The Harbour School, and Cape St. Claire Swim Club. Fir…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.5 sq mi
Elevation
82 ft

Cape St. Claire’s neighbors

One town shares a border with Cape St. Claire.

Explore the map →
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Cape St. Claire#113B+C−—B−A
Arnold#100A−C−—B−A

Cape St. Claire and Arnold report no FBI crime data of their own. Compare Cape St. Claire with a neighbor →

Questions about Cape St. Claire

Short answers, built from the data on this page.

Is Cape St. Claire, MD a good place to live?

For most people who can afford it, yes. Cape St. Claire grades B+ overall, better than 71% of U.S. towns and #113 of 259 in Maryland. It grades A for health and B− for schools. Cost of living is its weak spot, with a C−.

Is Cape St. Claire, MD expensive?

Yes. The typical home is worth about $488,000, 15% above the Maryland typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.