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Maryland›Anne Arundel County

Annapolis NeckMD

Some 12,032 people live in this town, in Maryland.

Is Annapolis Neck a good place to live?

A good place to live, if you can afford it. Where it does best is incomes (A+): the median household earns $174K. Health is another plus: CDC estimates put its residents' health ahead of 91% of the country. What holds it back is cost of living: the typical home is worth about $739K, 7.4 years of the Baltimore metro’s $99K median household income. Put together, the subjects come to a B+ overall, better than 72% of U.S. towns. It ranks 112th of 259 in Maryland. Quiet Waters Park, at 322 acres with 2.4 miles of trail, is the biggest park or preserve. Annapolis Neck is more walkable than 80% of U.S. towns.

Figures: incomes, Census ACS, 2020–24 · health, CDC PLACES · home values, Zillow · OpenStreetMap.

What makes Annapolis Neck stand out

Where Annapolis Neck beats most towns.

By the sea

Annapolis Neck lives by the ocean

Coastal flooding makes up 12% of the storm damage FEMA expects here.

12%of expected storm damage is coastal flooding
97thpercentile for coastal flood risk nationally
226paid flood-insurance claims since 1979
73rdpercentile for hurricane risk
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Annapolis Neck grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Annapolis Neck is from typical.

How grading works

Its grades run from A+ for jobs and income (better than 99% of comparable towns) to D for cost of living (better than 7%), so the B+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

2016-08-18 09 57 23 View north along Maryland State Route 393 (Old Solomons Island Road) at Maryland State Route 2 (Sol…
2016-08-18 09 57 23 View north along Maryland State Route 393 (Old Solomons Island Road) at Maryland State Route 2 (Sol…, 2016
Annapolis Neck’s story

Annapolis Neck in pictures

The archive holds 12 old photos and papers going back to 2016 and 5 maps from 1892 on.

Explore the history →
Nearby attractions

White House and 268 more within 40 miles

Museums, parks, gardens and other places to visit around Annapolis Neck. Close and well known come first.

All 304 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Northwest Stadium: Maryland GovPics, CC BY 2.0

Getting set up

Moving to Annapolis Neck: who provides what

Annapolis Neck is unincorporated, so Anne Arundel County and regional agencies provide most services.

PowerBaltimore Gas & Electric20.2¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Annapolis water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesAnne Arundel CountyAnne Arundel County provides services here
SchoolsAnne Arundel County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereAnne Arundel County Board of ElectionsAnne Arundel County; contacts on the Handbook page.FVAP, Jul 2023
ZIP codes21403, 21037, 2140121403 92% · 21037 6% · 21401 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Annapolis Neck.

Annapolis Neck owes part of its health edge to its incomes and has household incomes well above the Maryland norm, but it has homes that cost more against local pay than most of Maryland.

Natural hazardsHazard risk grade A+

Annapolis Neck has a very low natural-hazard risk, chiefly from inland flooding

Storm and flood damage is expected to run lower than in 97% of U.S. communities. Since 1979, Annapolis Neck has seen 226 flood insurance claims paid out. FEMA puts 43% of the town’s expected hazard losses down to inland flooding, and 12% to coastal flooding.

3risk score of 100
FEMA risk score
3Very low riskLowerHigher
Inland floodingCoastal floodingHurricanes
226
paid flood claims since 1979

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB−

On state tests, Annapolis Neck’s schools trail 52% of Maryland districts

Public schools: the Anne Arundel County Public Schools. Two of its 4 schools are shown below, with the reason for each.

48%of MD districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Annapolis MiddleLargest public middle schoolGrades 6–8Grades 6–8790C+
Key School PrivateLargest high schoolGrades PK–12Grades PK–12646–

NCES · EDFacts · graded within MD on state tests and graduation

HealthA

Annapolis Neck stands out in Maryland and nationally: a larger share of its adults had a checkup this year

Against the 1,560 U.S. towns with household incomes like Annapolis Neck’s, it is less healthy than 63%: its national edge comes with its incomes.

29% of Annapolis Neck adults feel lonely. On the CDC’s 32 measures, Annapolis Neck is ahead of Maryland on 20 and behind on 2.

91%healthier than U.S. townsAHealth Grade
Annapolis NeckMaryland townsU.S. towns
Frequent mental distress (CDC PLACES)12%15%17%
Feel lonely (CDC PLACES)29%34%33%
Get no exercise (CDC PLACES)18%23%25%
Yearly checkup (CDC PLACES)83%79%79%
32 measures vs. Maryland
20 better10 too close to call2 worse
What stands outAnnapolis NeckMD
Fewer adults facing food insecurity6.9%15.4%
Fewer adults facing housing insecurity6.1%13.5%
More adults who have had cancer12%7.6%
Luminis Health Anne Arundel Medical Center
4.2 mi away · emergency room
None
primary care, dental or mental-health shortage
82nd
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A+

Most of Annapolis Neck’s workers commute out: the town has 0.5 jobs for each of them

Jobs based here grew from 1,470 in 2013 to 2,006.

Most working residents leave Annapolis Neck for work: only 5% work in town. Since 2013, Annapolis Neck has added 536 jobs, to 2,006 in 2023. 3.3% of Annapolis Neck residents live below the poverty line, against 7% in Maryland’s towns and 9.6% across U.S. towns. In Annapolis Neck, 24% of workers work remotely from home.

5%work in town
Annapolis NeckMaryland townsU.S. towns
Median household income$174,000$113,000$80,000
Work from home24%18%11%
Below the poverty line3.3%7%9.6%
Average trip to work30 minutes32 minutes25 minutes

Where working residents work

In Annapolis Neck5%
Annapolis17%
Parole10%
Washington7%
Baltimore6%
20 mi
median commute distance
2,006
jobs based in Annapolis Neck
A commuter town
jobs vs. working residents
A−
Walkability grade: more walkable than 80% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers: that is Annapolis Neck’s year

Annapolis Neck has mild winters and warm summers. Summer afternoons peak near 88° in July, and January nights bottom out around 28°; snowfall runs to about 14 inches a winter.

14″snow a winter

Typical low → high °F

Winter30–46°
Spring46–65°
Summer68–86°
Fall51–68°
Nov 13
typical first frost
Mar 27
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB+

4% of Annapolis Neck is conserved land

3.6 miles of trail in 8 parks and preserves. In Annapolis Neck, the density of trails is 0.3 miles per square mile, where Maryland’s towns sit at 0.6 and U.S. towns at 0.4.

#164for trails in MD
Annapolis NeckMaryland townsU.S. towns
Conserved land4%9.5%4.3%
Miles of trail per square mile0.3 miles per square mile0.60.4
4%
conserved · 289 of 7,274 acres
3.6 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Quiet Waters Park2.4 mi322
2. Bay Ridge Trust—33
3. Thomas Point Park—32

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

A home in Annapolis Neck sells for about $830K at the median

At 7.4 years of the Baltimore metro’s $99K median household income, the typical home costs more against local pay than in 96% of Maryland towns; that ratio is one input to its D for cost of living.

For households in Annapolis Neck, the share who live in a home they own is 88%. Its typical rent stands at $2,489 a month. Homes sold in Annapolis Neck spent a median 43 days on the market.

$830Kmedian sale price
Annapolis NeckMaryland townsU.S. towns
Median rent$2,489 a month$1,809 a month$1,185 a month
Households that own their home88%74%73%
Market temperature
BalancedA seller's marketBuyer’sSeller’s
43
days on market
99%
sale-to-list price
17
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Annapolis Neck

17pages on Annapolis Neck
After high school

Colleges nearby

3 within 15 miles of the center of Annapolis Neck

A commuter town

95% of working residents leave Annapolis Neck for work

Where Annapolis Neck’s working residents go each day. Line width shows the share.

17% → Annapolis Annapolis 17% 10% → Parole Parole 10% 7% → Washington Washington 7% 6% → Baltimore Baltimore 6% 3% → Columbia Columbia 3% 1% → Glen Burnie Glen Burnie 1% Annapolis Neck · 5% stay
2,006jobs based in Annapolis Neck
5%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

About Annapolis Neck

Census-designated place in Maryland, United States

Annapolis Neck, a suburb of Annapolis, is a census-designated place in Anne Arundel County, Maryland, United States. As of the 2010 census, its population was 10,950.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
11 sq mi
Elevation
39 ft

Annapolis Neck’s neighbors

5 towns share a border with Annapolis Neck.

Explore the map →
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Annapolis Neck#112B+D—B−A
Annapolis#176C+DDB−A−
Highland Beach——————
Parole#99A−D—B−A
Mayo#137BC−—B−A
Edgewater#105B+D—B−A

Annapolis Neck, Parole, Mayo and Edgewater report no FBI crime data of their own. Highland Beach isn’t graded (fewer than 1,000 residents, or not enough data). Compare Annapolis Neck with a neighbor →

Questions about Annapolis Neck

Short answers, built from the data on this page.

Is Annapolis Neck, MD a good place to live?

For most people who can afford it, yes. Annapolis Neck grades B+ overall, better than 72% of U.S. towns and #112 of 259 in Maryland. It grades A for health and B− for schools. Cost of living is its weak spot, with a D.

Is Annapolis Neck, MD expensive?

Yes. The typical home is worth about $739,000, 74% above the Maryland typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.