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Elihu Thomson House - Swampscott, MAPhoto: Daderot at English Wikipedia · CC BY-SA 3.0
Housing in Swampscott

162 homes sold in Swampscott in the last year, at a typical $814K

About one sale in 3 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Swampscott homes are listed.

Homes sold
162
June 2025 to May 2026
Typical sale price
$814K
houses $912K · condos $538K
Price per square foot
$416
Massachusetts $392
Paid vs. asking
101.2%
48% sold over asking
For sale now
29
May 2026 · 13 sold that month
What sold · last 12 months

A quarter of Swampscott’s sales are condos, at $374K less than a house

104 houses and 40 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$912K

typical sale · 104 sold in 12 months

Per square foot
$428MA $368
Days to sell
31
Sold over asking
50%
Listings with a price cut
32%
Condos$538K

typical sale · 40 sold in 12 months

Per square foot
$444MA $562
Days to sell
37
Sold over asking
40%
Listings with a price cut
34%
Fewer sales

Multi-family (2–4 units): 9 sold, typical $939K
Townhouses: 9 sold, typical $673K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than a decade ago, at 1.9 times the 2016 price

162 sales in the last year, against 268 in 2015 and a low of 131 in 2023. The typical sale went from $436K in 2016 to $814K.

Homes soldTypical sale price
075150225300$375K$550K$725K$900K2012: 178 sold, typical $333K’122013: 221 sold, typical $404K2014: 254 sold, typical $406K’142015: 268 sold, typical $410K2016: 229 sold, typical $436K’162017: 218 sold, typical $465K2018: 266 sold, typical $504K’182019: 237 sold, typical $527K2020: 223 sold, typical $578K’202021: 241 sold, typical $642K2022: 184 sold, typical $668K’222023: 131 sold, typical $698K2024: 154 sold, typical $745K’242025: 149 sold, typical $783KLast 12 months: 162 sold, typical $814KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $800K buys in Swampscott

Houseat $428 a sq ft
Condoat $444 a sq ft
The same money in Massachusettsat $368 a sq ft

Is this asking price fair?

Check a listing against what Swampscott homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Swampscott are more common than before the pandemic, but a third fewer homes come up for sale

We read every month of Swampscott’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 162 sales.

If you’re buying in Swampscott

  • Shop in April. It brings about 27 new listings a month, close to the busiest month, with fewer bidding wars (48% over asking).
  • You can negotiate. 28% of listings have cut their price, against 23% before the pandemic.
  • Bid near asking. Buyers paid 101.2% of the list price on average; 48% paid over.
  • Move fast on good ones. Half of homes are under contract within two weeks.
Best time to buy

Summer brings the homes; spring brings the bidding wars

June has the most new listings (about 32 a month), but May is the most competitive: 50% of May sales close over asking. April and May offer nearly as much choice with fewer homes bid up (48%). February has the least competition (25%) but only about 15 new listings.

New listings a monthShare sold over asking
08.817.526.33520%40%60%Sweet spotJan: 11 new listings a month, 32% sold over asking, 42 days to sellJFeb: 15 new listings a month, 25% sold over asking, 62 days to sellFMar: 24 new listings a month, 38% sold over asking, 36 days to sellMApr: 27 new listings a month, 48% sold over asking, 23 days to sellAMay: 30 new listings a month, 50% sold over asking, 18 days to sellMJun: 32 new listings a month, 48% sold over asking, 16 days to sellJJul: 23 new listings a month, 45% sold over asking, 21 days to sellJAug: 19 new listings a month, 48% sold over asking, 20 days to sellASep: 24 new listings a month, 41% sold over asking, 25 days to sellSOct: 21 new listings a month, 40% sold over asking, 23 days to sellONov: 14 new listings a month, 35% sold over asking, 23 days to sellNDec: 6 new listings a month, 40% sold over asking, 24 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Massachusetts as a whole

Swampscott now2017–192021 peakMA now
Sold over askingShare of sales that closed above the list price48%38%62%45%
Gone within two weeksShare of homes under contract within 14 days50%49%65%49%
Listings with a price cutShare of homes for sale that cut their price28%23%21%25%
Price paid vs. askingAverage sale price ÷ list price101.2%99.4%103.8%100.4%
Days to sellMedian days from listing to contract28192327
Supply

27 homes for sale on a typical day

That’s 1.6 times the 2023 low (17), 34% fewer than in 2017–19 and well under 2014’s 128.

2012: 99 for sale’122013: 112 for sale2014: 128 for sale2015: 64 for sale’152016: 45 for sale2017: 37 for sale2018: 43 for sale’182019: 42 for sale2020: 31 for sale2021: 26 for sale’212022: 25 for sale2023: 17 for sale2024: 20 for sale’242025: 25 for saleLast 12 months: 27 for saleNow
Room to negotiate

1 in 4 listings has cut its price

28% in the last year, against 23% in 2017–19 and 25% across Massachusetts. More sellers are pricing high and coming down.

2015: 27%’152016: 22%2017: 19%2018: 28%’182019: 22%2020: 18%2021: 21%’212022: 24%2023: 19%2024: 23%’242025: 30%Last 12 months: 28%Now
Prices by type

Since 2019, houses are up 54%, condos 59%

A house typically sold for $912K in the last year (104 sales), a condo for $538K (40).

$400K$600K$800K$1M2013201520172019202120232025NowHouses 2013: $441K, 167 salesHouses 2014: $441K, 170 salesHouses 2015: $465K, 184 salesHouses 2016: $486K, 157 salesHouses 2017: $547K, 132 salesHouses 2018: $593K, 156 salesHouses 2019: $593K, 149 salesHouses 2020: $624K, 143 salesHouses 2021: $684K, 142 salesHouses 2022: $776K, 118 salesHouses 2023: $913K, 76 salesHouses 2024: $871K, 100 salesHouses 2025: $913K, 95 salesHouses last 12 months: $912K, 104 salesHouses $912KCondos 2013: $267K, 28 salesCondos 2014: $303K, 50 salesCondos 2015: $235K, 49 salesCondos 2016: $270K, 34 salesCondos 2017: $340K, 53 salesCondos 2018: $336K, 67 salesCondos 2019: $338K, 52 salesCondos 2020: $440K, 55 salesCondos 2021: $395K, 57 salesCondos 2022: $418K, 49 salesCondos 2023: $407K, 30 salesCondos 2024: $581K, 28 salesCondos 2025: $564K, 35 salesCondos last 12 months: $538K, 40 salesCondos $538K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Massachusetts

Swampscott ranks 108th of 206 busy Massachusetts markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Swampscott is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Swampscott home costs about $4,945 a month

Mortgage
Property tax
Insurance
Rent

Price: Swampscott’s typical sale, last 12 months. Property tax at Swampscott’s 1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Swampscott is affordable on local pay is on Cost of living.

Before you buy in Swampscott

Six things worth knowing

32

New listings in June

The month with the most choice. December has the fewest, about 6.

Best time to buy
1%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $814K home, about $8,380 a year.

Taxes vs. neighbors
B

Schools

The schools grade for Swampscott, from test results, graduation and how much students grow.

Schools in Swampscott
34 min

Typical commute

The average one-way trip to work for people who live in Swampscott.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Salem, Lynn and Peabody sell for less a square foot; Marblehead and Nahant for far more

The busier markets within 25 miles of Swampscott, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Lynn602$583K$38552%27
Salem472$591K$39446%27
Revere388$609K$43442%35
Peabody357$656K$39559%23
Swampscott162$814K$41648%28
Marblehead38$1.2M$53134%34
Nahant21$1.1M$52229%76

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Swampscott, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Swampscott. People who follow the town see it, and so do people comparing Swampscott with their own town. No commission, no listing fee.

Questions about buying a home in Swampscott

What do homes sell for in Swampscott, MA?

162 homes sold in the year to May 2026 at a typical $814K, $416 a square foot. Houses sold for about $912K, condos for about $538K.

Is Swampscott a buyer’s or seller’s market?

A seller’s market: 29 homes were for sale in May 2026 and 13 sold, about 2.2 months of supply. Buyers paid 101.2% of asking on average, and 28% of listings cut their price.

When is the best time to buy in Swampscott?

June brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Swampscott?

About 1% of a home’s value a year. On a $814K home that’s near $8,380.

Where can I see homes for sale in Swampscott?

Zillow, Redfin, Realtor.com and Homes.com all carry Swampscott’s MLS listings; the search links above open each one filtered to Swampscott.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).