Photo: Z28scrambler · CC BY-SA 3.0Storms, floods and disasters in Napoleonville
Napoleonville isn’t graded for hazard risk: Napoleonville has 511 residents; we grade towns of 1,000 or more.
What Napoleonville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Napoleonville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Napoleonville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Napoleonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Assumption Parish.5 federal disasters brought FEMA money to Napoleonville
Disasters that paid out in Napoleonville itself (aid to households or repair grants to the Village of Napoleonville), newest first, with that year’s flood claims.
- 2024Hurricane Francine899 households applied for aid$3.6M aid approved$10K to the Village of Napoleonville for repairs
- 2021Hurricane Ida1,842 households applied for aid$3.5M aid approved$36K to the Village of Napoleonville for repairs
- 2012Hurricane Isaac470 households applied for aid$575K aid approved
- 2008Hurricane Gustav1,723 households applied for aid$2.9M aid approved$14K to the Village of Napoleonville for repairs
- 2005Hurricane Katrina1,554 households applied for aid$2.3M aid approved$8K to the Village of Napoleonville for repairs
Assumption Parish has had 36 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Napoleonville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Napoleonville archive →Get ready for what Napoleonville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Napoleonville
Is Napoleonville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Assumption Parish, 29% of homes in mapped flood zones carry federal flood insurance, and 11.8% of all homes do.
How much is flood insurance in Napoleonville?
FEMA’s Community Rating System list shows no discount for Napoleonville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Napoleonville?
By FEMA money that reached Napoleonville, Hurricane Francine (2024): 899 households applied for aid, $3.6M approved, and $10K to the Village of Napoleonville for repairs.
Storm stories
Memories, warnings and help from neighbors in Napoleonville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Napoleonville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.