Storms, floods and disasters in Wallins Creek
Wallins Creek isn’t graded for hazard risk: Wallins Creek has 383 residents; we grade towns of 1,000 or more.
What Wallins Creek faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Wallins Creek flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Wallins Creek. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Wallins Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harlan County.3 federal disasters brought FEMA money to Wallins Creek
Disasters that paid out in Wallins Creek itself (aid to households or repair grants to Wallins Creek), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides28 households applied for aid$168K aid approved
- 2004Severe Storms, Tornadoes, Flooding, and Mudslides4 households applied for aid$10K aid approved
- 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes3 households applied for aid$2K aid approved
Harlan County has had 26 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Harlan County, 2000–2016.
Old photos of Wallins Creek after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Wallins Creek archive →Wallins Creek and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| South Wallins | — | 765 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Wallins Creek faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Wallins Creek
Is Wallins Creek in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harlan County, 11% of homes in mapped flood zones carry federal flood insurance, and 2.4% of all homes do.
How much is flood insurance in Wallins Creek?
FEMA’s Community Rating System list shows no discount for Wallins Creek’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Wallins Creek?
By FEMA money that reached Wallins Creek, Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides (2025): 28 households applied for aid, $168K approved.
Storm stories
Memories, warnings and help from neighbors in Wallins Creek.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Wallins Creek’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.