Storms, floods and disasters in South Wallins
South Wallins isn’t graded for hazard risk: South Wallins has 765 residents; we grade towns of 1,000 or more. Flood insurance has paid 14 claims here since 2002.
What South Wallins faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does South Wallins flood? Sometimes: 14 flood claims since 2002
Every paid claim on a federal flood insurance policy in South Wallins, from FEMA’s records.
- The February Kentucky Flooding1 claim · $1K
South Wallins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harlan County.The storms South Wallins remembers
None of the 26 disasters declared for Harlan County shows FEMA aid or repair money reaching South Wallins itself in FEMA’s records, so these are its biggest flood-claim years.
- 200212 flood claims paidThe year of Severe Storms and Flooding, declared for Harlan County
- 20201 flood claims paidThe year of Severe Storms, Flooding, Landslides, and Mudslides, declared for Harlan County
- 20251 flood claims paidThe year of Severe Storms, Straight-line Winds, Tornadoes, and Flooding, declared for Harlan County
Harlan County has had 26 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Harlan County, 2000–2016.
Old photos of South Wallins after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the South Wallins archive →South Wallins and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Wallins Creek | — | 383 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what South Wallins faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in South Wallins
Does South Wallins flood?
Flood insurance has paid 14 claims in South Wallins since 2002, $105K in all. The most claims came from February Kentucky Flooding (1).
Is South Wallins in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harlan County, 11% of homes in mapped flood zones carry federal flood insurance, and 2.4% of all homes do.
How much is flood insurance in South Wallins?
FEMA’s Community Rating System list shows no discount for South Wallins’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in South Wallins?
By flood claims, February Kentucky Flooding: 1 paid, $1K.
Storm stories
Memories, warnings and help from neighbors in South Wallins.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where South Wallins’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.