Guest, Sign inJoin

Post to River Bluff

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Kentucky›Oldham County

River BluffKY

A town of 458, settled in 1990.

Is River Bluff a good place to live?

River Bluff has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

458 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Nearby attractions

Sons of the American Revolution and 30 more within 40 miles

Museums, parks, gardens and other places to visit around River Bluff. Close and well known come first.

All 40 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

United States Bullion Depository: Work permit Original author=Cliff, CC BY-SA 4.0 · Kentucky Kingdom: Stevietheman at English Wikipedia, CC BY-SA 3.0 · Lynn Family Stadium: Bpluke01, CC BY-SA 4.0 · KFC Yum! Center: Jamesmac96, CC BY 3.0 · L&N Federal Credit Union Stadium: Perthsider, CC BY-SA 3.0

Getting set up

Moving to River Bluff: who provides what

Who provides power, water and the rest in River Bluff, and how to reach them.

The full setup list →
PowerLG&E12.4¢/kWh · EIA 2025HIFLD · EIA
WaterLouisville Water CompanyNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have River Bluff’s trash rules yet
SchoolsOldham County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereOldham County ClerkOldham County; contacts on the Handbook page.FVAP, Aug 2022
ZIP code4005940059 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in River Bluff.

Housing

Compared with most of Kentucky and the rest of the country, more of River Bluff’s households are owner-occupiers

The typical home value in River Bluff is about $467,000, up 2.8% in a year, about twice the Kentucky typical home.

$467KZillow home value

Typical home value

River Bluff$467K
Kentucky$231K
+2.8%
value change, 1 year
1
homes sold in April

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commute

Fewer of River Bluff’s residents live below the poverty line than in the typical Kentucky or U.S. town

Half commute less than 12 miles. River Bluff’s median household income is $149,000, against $60,000 in Kentucky’s towns and $80,000 across U.S. towns. Among workers locally, 25% work from home. The top destinations are Louisville (17%), Jeffersontown (6%) and St. Matthews (5%).

0%work in town
River BluffKentucky townsU.S. towns
Median household income$149,000$60,000$80,000
Work from home25%10%11%
Below the poverty line1.1%16%9.6%
Average trip to work27 minutes22 minutes25 minutes

Where working residents work

In River Bluff0%
Louisville17%
Jeffersontown6%
St. Matthews5%
Lexington4%
12 mi
median commute distance
13
jobs based in River Bluff
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Natural hazards

High risk in River Bluff, with inland flooding at the top

FEMA puts 66% of River Bluff’s expected hazard losses down to inland flooding, and 19% to tornadoes. Compared with 76% of U.S. communities, expected storm and flood damage here is higher.

76risk score of 100
FEMA risk score
76High riskLowerHigher
Inland floodingTornadoesStrong wind

FEMA National Risk Index · OpenFEMA

Climate

Mild winters and pleasant summers: that is River Bluff’s year

River Bluff’s July high comes in at 88°F.

4″snow a winter

Typical low → high °F

Winter27–45°
Spring45–67°
Summer65–86°
Fall46–69°
Oct 25
typical first frost
Apr 12
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy River Bluff is

Only 4 of the 142 Kentucky towns we compare have a lower share of adults who worry about having enough food than River Bluff. The town does better than the Kentucky average on 22 of 31 CDC measures and worse on 1. In River Bluff, 12% of adults report frequent mental distress.

River BluffKentucky townsU.S. towns
Frequent mental distress (CDC PLACES)12%18%17%
Frequent physical distress (CDC PLACES)9.9%15%14%
Smoke cigarettes (CDC PLACES)9.7%18%14%
Get no exercise (CDC PLACES)16%27%25%
31 measures vs. Kentucky
22 better8 too close to call1 worse
What stands outRiver BluffKY
Fewer older adults who have lost all their teeth7.1%18.9%
Fewer adults facing food insecurity6.6%15.5%
More adults who have had cancer10.1%8.7%
Norton Clark Hospital
5.7 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about River Bluff

16pages on River Bluff
After high school

Colleges nearby

11 within 15 miles of the center of River Bluff

A commuter town

100% of working residents leave River Bluff for work

Where River Bluff’s working residents go each day. Line width shows the share.

17% → Louisville Louisville 17% 6% → Jeffersontown Jeffersontown 6% 5% → St. Matthews St. Matthews 5% 4% → Lexington Lexington 4% 4% → Middletown Middletown 4% 3% → Watterson Park Watterson Park 3% River Bluff · 0% stay
13jobs based in River Bluff
0%of working residents work in town
12 mimedian commute distance

Census LEHD 2023

About River Bluff

City in Kentucky, United States

River Bluff is a home rule-class city in Oldham County, Kentucky, United States. As of the 2020 census, River Bluff had a population of 436.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.2 sq mi
Elevation
636 ft

Questions about River Bluff

Short answers, built from the data on this page.

Is River Bluff, KY a good place to live?

River Bluff has fewer than 1,000 residents, too few for fair grades; the figures below are still real.