Each edition grades its towns against each other only.
Monterey Historic District and Old Cedar Baptist Church is on the National Register of Historic Places. Monterey has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
Where Monterey beats most towns.
In a town this size, neighbors are the best guide. Ask them anything.
Census counts: 312 in 1890, a peak of 370 in 1900, 112 in 2020. The archive holds 1 old photo or paper going back to 2004 and 3 maps from 1906 on.
1 place on the National Register of Historic Places.
Who provides power, water and the rest in Monterey, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Monterey.
The age of the median resident for Monterey comes to 44.8 years. Adults 35 to 64 are three in five residents (38% statewide); people 65 and older are 7% of residents (17% statewide). 19% of Monterey adults 25 and older hold a bachelor’s degree or more, below both Kentucky’s towns (26%) and U.S. towns (29%).
| Monterey | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Median age | 44.8 years | 37.6 years | 40.5 years |
| Bachelor’s degree or more, 25+ | 19% | 26% | 29% |
| Monterey | KY | U.S. | |
|---|---|---|---|
| Under 10 | 7.6% | 12.1% | 11.6% |
| 10 to 17 | 4.3% | 10.5% | 10.3% |
| 18 to 24 | 9.8% | 9.1% | 9.1% |
| 25 to 34 | 12% | 13.1% | 13.7% |
| 35 to 44 | 17.4% | 12.6% | 13.2% |
| 45 to 54 | 17.4% | 12.3% | 12.2% |
| 55 to 64 | 25% | 13% | 12.7% |
| 65 to 74 | 5.4% | 10.5% | 10.2% |
| 75 and older | 1.1% | 6.8% | 7% |
| No diploma | 11.1% | 11.1% | 10.4% |
| High school | 61.1% | 32.6% | 26% |
| Some college | 4.2% | 19.7% | 19.1% |
| Associate’s | 4.2% | 9% | 8.8% |
| Bachelor’s | 9.7% | 16.2% | 21.6% |
| Graduate | 9.7% | 11.3% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 100, single groups can be off by several points
30% of Monterey residents live below the poverty line, above both the Kentucky town median (16%) and the median of U.S. towns (9.6%). The median commute is under 27 miles. The top destinations are Frankfort (14%), Georgetown (8%) and Lexington (7%).
| Monterey | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 30% | 16% | 9.6% |
| Average trip to work | 31 minutes | 22 minutes | 25 minutes |
Census LEHD 2023 · ACS
Federal disaster aid has reached households in Monterey once, in 2025. On expected storm and flood damage, Monterey sits above three quarters of U.S. communities. The national flood insurance program has paid 57 claims in the town since 1978. Of the losses FEMA expects here, 66% come from inland flooding and 18% from tornadoes.
FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Summer afternoons peak near 86° in July, and January nights bottom out around 24°; snowfall runs to about 7 inches a winter. The seasons in Monterey: chilly winters, warm summers, with plenty of rain.
NOAA U.S. Climate Normals, 1991–2020
In Monterey, 26% of adults say their health is fair or poor. Among adults locally, 18% report frequent physical distress and 16% have diabetes.
| Monterey | Kentucky towns | U.S. towns | |
|---|---|---|---|
| Smoke cigarettes (CDC PLACES) | 22% | 18% | 14% |
| Frequent physical distress (CDC PLACES) | 18% | 15% | 14% |
| Diabetes (CDC PLACES) | 16% | 13% | 12% |
| Fair or poor health (CDC PLACES) | 26% | 23% | 19% |
| What stands out | Monterey | KY |
|---|---|---|
| More older adults who have lost all their teeth | 28.5% | 18.9% |
| More adults with COPD | 13.4% | 10.2% |
| More adults facing food insecurity | 19.4% | 15.5% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
None within 15 miles of Monterey; the nearest are
About 0 of every 100 Monterey residents are enrolled in college, against 6 across Kentucky.
Where Monterey’s working residents go each day. Line width shows the share.
Census LEHD 2023
City in Kentucky, United States
Monterey is a former home rule-class city in Owen County, Kentucky, United States. During the 2020 US Census, the population was 112. The town was dissolved by the Kentucky Department for Local Government on May 20, 2025.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Monterey has fewer than 1,000 residents, too few for fair grades; the figures below are still real.