Ludlow Theater, The · Photo: Nyttend · Public domain95 homes sold in Ludlow in the last year, at a typical $260K
About one sale in 3 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Ludlow homes are listed.
Every place Ludlow homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Ludlow.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
A quarter of Ludlow’s sales are condos, at $43K more than a house
61 houses and 24 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 61 sold in 12 months
- Per square foot
- $192KY $162
- Days to sell
- 27
- Sold over asking
- 30%
- Listings with a price cut
- 51%
typical sale · 24 sold in 12 months
- Per square foot
- $196KY $177
- Days to sell
- 71
- Sold over asking
- 8%
- Listings with a price cut
- 26%
Multi-family (2–4 units): 3 sold, typical $250K
Townhouses: 7 sold, typical $298K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 2.8 times the 2016 price
95 sales in the last year, against 126 in 2017 and a low of 69 in 2012. The typical sale went from $93K in 2016 to $260K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $250K buys in Ludlow
Check a listing against what Ludlow homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Ludlow are more common than before the pandemic, but a quarter fewer homes come up for sale
We read every month of Ludlow’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 95 sales.
If you’re buying in Ludlow
- Shop in October. It brings about 9 new listings a month, close to the busiest month, with fewer bidding wars (19% over asking).
- Some room to negotiate. 30% of listings cut their price, about as many as before the pandemic.
- Bid near asking. Buyers paid 99.2% of the list price on average; 22% paid over.
- You’ll usually have time. Only 40% of homes go under contract within two weeks; the typical one takes 41 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 12 a month), but August is the most competitive: 31% of August sales close over asking. September and October offer nearly as much choice with fewer homes bid up (22%). January has the least competition (15%).
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and about like Kentucky as a whole
| Ludlow now | 2017–19 | 2021 peak | KY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 22% | 14% | 26% | 18% |
| Gone within two weeksShare of homes under contract within 14 days | 40% | 5% | 52% | 36% |
| Listings with a price cutShare of homes for sale that cut their price | 30% | 29% | 48% | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 99.2% | 96.5% | 97.5% | 97.4% |
| Days to sellMedian days from listing to contract | 41 | 72 | 14 | 50 |
24 homes for sale on a typical day
That’s 4.4 times the 2023 low (5), 26% fewer than in 2017–19 and well under 2012’s 64.
1 in 3 listings has cut its price
30% in the last year, against 29% in 2017–19 and 27% across Kentucky.
Since 2019, houses are up 111%, condos 58%
A house typically sold for $246K in the last year (61 sales), a condo for $289K (24).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Ludlow ranks 25th of 77 busy Kentucky markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Ludlow is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Ludlow home costs about $1,600 a month
Price: Ludlow’s typical sale, last 12 months. Property tax at Ludlow’s 1.1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Ludlow is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 6.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $260K home, about $2,920 a year.
Taxes vs. neighborsSchools
The schools grade for Ludlow, from test results, graduation and how much students grow.
Schools in LudlowCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Delshire sells for less a square foot; Park Hills for far more
The busier markets within 25 miles of Ludlow, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Villa Hills | 121 | $394K | $220 | 14% | 20 |
| Ludlow | 95 | $260K | $193 | 22% | 41 |
| Crescent Springs | 88 | $304K | $199 | 10% | 69 |
| Fort Mitchell | 81 | $397K | $220 | 17% | 38 |
| Fort Wright | 76 | $358K | $209 | 13% | 25 |
| Park Hills | 35 | $371K | $247 | 26% | 19 |
| Delshire | 28 | $245K | $158 | 39% | 54 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Ludlow, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Ludlow. People who follow the town see it, and so do people comparing Ludlow with their own town. No commission, no listing fee.
Questions about buying a home in Ludlow
What do homes sell for in Ludlow, KY?
95 homes sold in the year to May 2026 at a typical $260K, $193 a square foot. Houses sold for about $246K, condos for about $289K.
Is Ludlow a buyer’s or seller’s market?
A seller’s market: 23 homes were for sale in May 2026 and 8 sold, about 2.9 months of supply. Buyers paid 99.2% of asking on average, and 30% of listings cut their price.
When is the best time to buy in Ludlow?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Ludlow?
About 1.1% of a home’s value a year. On a $260K home that’s near $2,920.
Where can I see homes for sale in Ludlow?
Zillow, Redfin, Realtor.com and Homes.com all carry Ludlow’s MLS listings; the search links above open each one filtered to Ludlow.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).