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Ludlow
Kentucky›Kenton County

LudlowKY

A town of 4,391, platted in 1846.

3 bordering townsMap →
Ludlow Theater, The · Photo: Nyttend · Public domain
Photo of Ludlow

Ludlow, KY · Ludlow Theater, The · Photo: Nyttend · Public domain

Is Ludlow a good place to live?

Ludlow gives you more for your money than most places: homes are within reach, about $208K for a typical one, or 2.6 years of the Cincinnati metro’s $81K median household income. It grades B overall, 48th of 138 graded towns in Kentucky. The low prices come with trade-offs. FEMA rates its natural-hazard risk higher than 68% of U.S. communities, with inland flooding at the top. On the plus side, it is more walkable than 89% of U.S. towns. History is its standout character grade: an A+, better than 99% of U.S. towns, with 8 places on the National Register. 24% of residents live below the poverty line in Ludlow, against 16% in Kentucky’s towns and 9.6% across U.S. towns. On history, just 1 of Kentucky’s 238 towns do better. The biggest park or preserve is Devou Park, at 23 acres.

What makes Ludlow stand out

Where Ludlow beats most towns.

Elmwood Hall
Elmwood Hall · National Register of Historic Places
Ludlow’s story

180 years in pictures

Census counts: 2,469 in 1890, a peak of 6,485 in 1930, 4,385 in 2020. The archive holds 12 old photos and papers going back to 1880 and 4 maps from 1914 on.

8 places on the National Register of Historic Places.

  • 1846Ludlow is platted
Explore the history →

How Ludlow grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Ludlow is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Paycor Stadium and 50 more within 40 miles

Museums, parks, gardens and other places to visit around Ludlow. Close and well known come first.

All 77 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Paycor Stadium: JonRidinger, CC BY-SA 4.0 · Great American Ball Park: Eric Kilby profile at Flickr website, CC BY-SA 2.0 · Kings Island: Eli Duke from Portland, OR, USA, CC BY-SA 2.0 · TQL Stadium: Cornfield948, CC BY-SA 3.0 · Nippert Stadium: Ben Levin, CC BY-SA 4.0 · Ark Encounter: OlinEJ, CC0

Getting set up

Moving to Ludlow: who provides what

Who provides power, water and the rest in Ludlow, and how to reach them.

The full setup list →
PowerDuke Energy Kentucky13.9¢/kWh · EIA 2025HIFLD · EIA
WaterNorthern Kentucky Water DistrictNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Ludlow’s trash rules yet
SchoolsLudlow Independent School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereKenton County ClerkKenton County; contacts on the Handbook page.FVAP, Sep 2024
ZIP code4101641016 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Ludlow.

Ludlow sends many workers across the state line, has homes that are cheap against local pay and looks healthier within Kentucky than nationally.

OutdoorsA−

Ludlow has set aside 3.5% of its land for conservation

1.2 miles of trail in 3 parks and preserves. Ludlow’s trail density is 0.9 miles per square mile.

#10for trails in KY
LudlowKentucky townsU.S. towns
Miles of trail per square mile0.9 miles per square mile0.30.4
Conserved land3.5%1.7%4.3%
3.5%
conserved · 28 of 813 acres
1.2 mi
of trails · 0.9 per sq mi
Biggest places to walkTrailsAcres
1. Devou Park0.2 mi23
2. Albert S. Ludlow Memorial Park0.1 mi11
3. Caple Park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB

Ludlow’s schools rank ahead of 58% of Kentucky districts

Its public schools are run by the Ludlow Independent school district. Its two schools are below. The largest public high school is Ludlow High School, with 376 students.

58%of KY districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Mary A. Goetz Elementary SchoolLargest public elementary schoolGrades PK–6Grades PK–6455C+
Ludlow High SchoolLargest public high schoolGrades 7–12Grades 7–12376B−

NCES · EDFacts · graded within KY on state tests and graduation

Work & commuteJobs & income grade C+

Ludlow has 0.7 jobs for every working resident, so most commute out

39% of working residents cross a state line to work. Jobs based here grew from 574 in 2013 to 1,521.

Most working residents leave Ludlow for work: only 4% work in town. Jobs based in Ludlow grew to 1,521 in 2023, 947 more than in 2013. The average trip to work in Ludlow is 21 minutes.

4%work in town
LudlowKentucky townsU.S. towns
Working residents who work in town4.2%15%8%
Average trip to work21 minutes22 minutes25 minutes
Work from home13%10%11%
Median household income$65,000$59,000$80,000

Where working residents work

In Ludlow4%
Cincinnati17%
Covington9%
Florence6%
Erlanger3%
6 mi
median commute distance
1,521
jobs based in Ludlow
A commuter town
jobs vs. working residents
A
Walkability grade: more walkable than 89% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C−

High risk in Ludlow, with inland flooding at the top

Since 1978, 49 flood insurance claims have been paid out in Ludlow.

68risk score of 100
FEMA risk score
68High riskLowerHigher
Inland floodingTornadoesCold waves
49
paid flood claims since 1978

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Ludlow has four seasons and pleasant summers

Ludlow has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 23° and about 23 inches of snow falls in a winter.

23″snow a winter

Typical low → high °F

Winter26–42°
Spring43–65°
Summer64–85°
Fall46–67°
Oct 25
typical first frost
Apr 18
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

Ludlow is less healthy than 65% of U.S. towns

Within Kentucky it is healthier than 59% of the 141 graded towns: much of Kentucky scores lower on these measures.

Ludlow beats the Kentucky average on 6 of 31 CDC measures and trails it on 0. 20% of adults smoke cigarettes in Ludlow.

35%healthier than U.S. townsC+Health Grade
LudlowKentucky townsU.S. towns
Smoke cigarettes (CDC PLACES)20%18%14%
Depression (CDC PLACES)28%27%23%
Yearly checkup (CDC PLACES)76%79%79%
Sleep under 7 hours (CDC PLACES)39%40%36%
31 measures vs. Kentucky
6 better25 too close to call0 worse
What stands outLudlowKY
Fewer older adults who have lost all their teeth15%18.9%
Fewer adults facing food insecurity12.5%15.5%
Christ Hospital
3.1 mi away · emergency room
None
primary care, dental or mental-health shortage
59th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

61%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Ludlow2.1
Kentucky2.2
U.S.3.3

Property crime per 1,000 residents

Ludlow8
Kentucky12.8
U.S.15.5
61st
percentile among U.S. towns we grade
55th
percentile among KY towns
9
violent crimes reported in 2025
35
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade B+

Ludlow’s grade for cost of living is a B+

At 2.6 years of the Cincinnati metro’s $81K median household income, the typical home (about $208K) costs less against local pay than in 89% of Kentucky towns; that ratio is one input to its B+ for cost of living.

76% of Ludlow households own their home. The typical Ludlow home is worth about $208,000, about the same as a year ago, 10% below the Kentucky typical home.

$208KZillow home value
LudlowKentucky townsU.S. towns
Households that own their home76%59%73%
Median rent$1,233 a month$930 a month$1,185 a month

Typical home value

Ludlow$208K
Kentucky$231K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
105
days on market
102.4%
sale-to-list price
−0.1%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Ludlow

20pages on Ludlow
After high school

Colleges nearby

16 within 15 miles of the center of Ludlow

Get outside

1 miles of trails in Ludlow

3.5% of the town is conserved land, across 3 parks and preserves.

Map of trails and conserved land in LudlowConservedTrails
1
Devou Park0.2 mi of trails · 23 acres
Directions
2
Albert S. Ludlow Memorial Park0.1 mi of trails · 11 acres
3
Caple Park2 acres
Trails © OpenStreetMap contributors · USGS PAD-US

Landmarks

8 places in Ludlow on the National Register of Historic Places.

All landmarks →

Famous people from Ludlow

3 notable people were born in Ludlow.

See all 3 →

About Ludlow

City in Kentucky, United States

Official town website ↗

Ludlow is a home rule-class city in Kenton County, Kentucky, United States, along the Ohio River. The population was 4,385 at the 2020 census. It is a suburb of the Cincinnati metropolitan area. It received its greatest period of early growth as a rail station.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1864
Area
1.3 sq mi
Elevation
538 ft
Area code
859

Ludlow’s neighbors

3 towns share a border with Ludlow.

Explore the map →
How the neighbors grade
TownKY rankOverallCostSafetySchoolsHealth
Ludlow#48BB+BBC+
Covington#72C+BCB+C−
Bromley——————

Bromley isn’t graded (fewer than 1,000 residents, or not enough data). Compare Ludlow with a neighbor →

Questions about Ludlow

Short answers, built from the data on this page.

Is Ludlow, KY a good place to live?

By most measures, yes. Ludlow grades B overall, better than 60% of U.S. towns and #48 of 138 in Kentucky. It grades C+ for health, B for safety and B for schools. Hazard risk is its weak spot, with a C−.

Is Ludlow, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Ludlow, KY known for?

3 notable people were born here, including Henry Peach Robinson and Bob Braun.