Photo: Warren LeMay · CC BY-SA 2.0182 homes sold in Fort Thomas in the last year, at a typical $353K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Fort Thomas homes are listed.
Every place Fort Thomas homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Fort Thomas.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
8% of Fort Thomas’ sales are condos, at $71K less than a house
162 houses and 14 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 162 sold in 12 months
- Per square foot
- $242KY $162
- Days to sell
- 19
- Sold over asking
- 22%
- Listings with a price cut
- 46%
typical sale · 14 sold in 12 months
- Per square foot
- $192KY $177
- Days to sell
- 41
- Sold over asking
- 14%
- Listings with a price cut
- 36%
Multi-family (2–4 units): 6 sold, typical $334K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 1.9 times the 2016 price
182 sales in the last year, against 235 in 2020 and a low of 156 in 2023. The typical sale went from $190K in 2016 to $353K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $350K buys in Fort Thomas
Check a listing against what Fort Thomas homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Fort Thomas are more common than before the pandemic, but 62% fewer homes come up for sale
We read every month of Fort Thomas’ home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 182 sales.
If you’re buying in Fort Thomas
- Shop in August. It brings about 21 new listings a month, close to the busiest month, with fewer bidding wars (21% over asking).
- You can negotiate. 44% of listings have cut their price, against 32% before the pandemic.
- Offer under asking. Buyers paid 97.7% of the list price on average; 22% paid over.
- Move fast on good ones. Half of homes are under contract within two weeks.
Summer brings both the most homes and the most bidding wars
June has the most new listings (about 26 a month), and the most competition: 31% close over asking. July and August offer nearly as much choice with fewer homes bid up (23%). January has the least competition (8%) but only about 14 new listings.
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and about like Kentucky as a whole
| Fort Thomas now | 2017–19 | 2021 peak | KY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 22% | 14% | 27% | 18% |
| Gone within two weeksShare of homes under contract within 14 days | 53% | 3% | 54% | 36% |
| Listings with a price cutShare of homes for sale that cut their price | 44% | 32% | 31% | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 97.7% | 97.1% | 98.2% | 97.4% |
| Days to sellMedian days from listing to contract | 19 | 67 | 14 | 50 |
25 homes for sale on a typical day
That’s 1.3 times the 2024 low (19), 62% fewer than in 2017–19 and well under 2012’s 118.
1 in 2 listings has cut its price
44% in the last year, against 32% in 2017–19 and 27% across Kentucky. More sellers are pricing high and coming down.
Since 2019, houses are up 63%, condos 151%
A house typically sold for $367K in the last year (162 sales), a condo for $297K (14).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Fort Thomas ranks 26th of 77 busy Kentucky markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Fort Thomas is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Fort Thomas home costs about $2,220 a month
Price: Fort Thomas’ typical sale, last 12 months. Property tax at Fort Thomas’ 1.3% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Fort Thomas is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in June
The month with the most choice. December has the fewest, about 8.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $353K home, about $4,540 a year.
Taxes vs. neighborsSchools
The schools grade for Fort Thomas, from test results, graduation and how much students grow.
Schools in Fort ThomasTypical commute
The average one-way trip to work for people who live in Fort Thomas.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Southgate, Newport, Bellevue, Dayton, Wilder and Highland Heights sell for less a square foot
The busier markets within 25 miles of Fort Thomas, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Newport | 233 | $323K | $202 | 24% | 36 |
| Fort Thomas | 182 | $353K | $233 | 22% | 19 |
| Dayton | 111 | $221K | $165 | 23% | 36 |
| Bellevue | 107 | $284K | $200 | 21% | 24 |
| Highland Heights | 78 | $195K | $172 | 15% | 13 |
| Wilder | 68 | $209K | $170 | 16% | 50 |
| Southgate | 63 | $301K | $184 | 22% | 23 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Fort Thomas, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Fort Thomas. People who follow the town see it, and so do people comparing Fort Thomas with their own town. No commission, no listing fee.
Questions about buying a home in Fort Thomas
What do homes sell for in Fort Thomas, KY?
182 homes sold in the year to May 2026 at a typical $353K, $233 a square foot. Houses sold for about $367K, condos for about $297K.
Is Fort Thomas a buyer’s or seller’s market?
A seller’s market: 29 homes were for sale in May 2026 and 23 sold, about 1.3 months of supply. Buyers paid 97.7% of asking on average, and 44% of listings cut their price.
When is the best time to buy in Fort Thomas?
June brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Fort Thomas?
About 1.3% of a home’s value a year. On a $353K home that’s near $4,540.
Where can I see homes for sale in Fort Thomas?
Zillow, Redfin, Realtor.com and Homes.com all carry Fort Thomas’ MLS listings; the search links above open each one filtered to Fort Thomas.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).