Old Eddyville Historic District · Photo: Acdixon (talk • contribs • count) · Public domainMore hazard damage per building is expected in Eddyville than in 79% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Eddyville gets a C− for hazard risk: higher expected damage per building than 79% of U.S. towns. Most of that expected damage is river and rain flooding (38%), then earthquakes (30%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Eddyville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Ice storms
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Eddyville’s grade
River and rain flooding is 38% of the building damage FEMA expects in Eddyville, and Eddyville’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Ice storms add 14%, at a rate in the top 1% of U.S. census tracts.
C− higher expected damage per building than 79% of U.S. towns (21,298).
Eddyville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.7M a year in losses across Eddyville: $910K to buildings, the rest to people and crops.
Does Eddyville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Eddyville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
1 federal disaster brought FEMA money to Eddyville
Disasters that paid out in Eddyville itself (aid to households or repair grants to the City of Eddyville), newest first, with that year’s flood claims.
- 2021Severe Storms, Straight-line Winds, Flooding, and Tornadoes144 households applied for aid$127K aid approved
Lyon County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Eddyville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eddyville archive →Eddyville and its neighbors
Eddyville has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Eddyville | C−more damage than 79% | river and rain flooding | 0 |
| Kuttawa | — | 588 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Eddyville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Eddyville
Is Eddyville at risk for natural disasters?
On FEMA’s National Risk Index, Eddyville has higher expected damage per building than 79% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (38%) and earthquakes (30%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Eddyville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Eddyville?
FEMA’s Community Rating System list shows no discount for Eddyville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Eddyville?
By FEMA money that reached Eddyville, Severe Storms, Straight-line Winds, Flooding, and Tornadoes (2021): 144 households applied for aid, $127K approved.
Is Eddyville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (38%), and Eddyville’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Eddyville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eddyville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.