Photo: United States Census Bureau, modified by User:FUBAR007 · Public domainFEMA expects about as much hazard damage per building in Sherman Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Sherman Township gets a B for hazard risk: lower expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (69%), then tornadoes (15%). Flood insurance has paid 11 claims here since 1985.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Sherman Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Sherman Township’s grade
River and rain flooding is 69% of the building damage FEMA expects in Sherman Township, and Sherman Township’s rate of river and rain flooding damage is lower than 51% of U.S. census tracts. Tornadoes add 15%, at a rate in the top 10% of U.S. census tracts.
B lower expected damage per building than 58% of U.S. towns (21,298).
All of Sherman Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.2M a year in losses across Sherman Township: $713K to buildings, the rest to people and crops.
Does Sherman Township flood? Sometimes: 11 flood claims since 1985
Every paid claim on a federal flood insurance policy in Sherman Township, from FEMA’s records: 16.8 per 1,000 homes, more than 82% of the 13,809 U.S. towns with a flood insurance record.
Sherman Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sedgwick County.The storms Sherman Township remembers
None of the 13 disasters declared for Sedgwick County shows FEMA aid or repair money reaching Sherman Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19985 flood claims paidThe year of Ks-flooding 10/31/98, declared for Sedgwick County
- 19851 flood claims paidNo declaration for the county that year
- 19991 flood claims paidThe year of Severe Storms and Tornadoes, declared for Sedgwick County
Sedgwick County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sherman Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sherman Township archive →Sherman Township and its neighbors
Sherman Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Union Township | Bless damage than 58% | river and rain flooding | — |
| Sherman Township | Bless damage than 58% | river and rain flooding | 11 |
| Garden Plain Township | Bless damage than 57% | river and rain flooding | 6 |
| Greeley Township | Cmore damage than 68% | river and rain flooding | 5 |
| Sumner Township | — | 458 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sherman Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sherman Township
Is Sherman Township at risk for natural disasters?
On FEMA’s National Risk Index, Sherman Township has lower expected damage per building than 58% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (69%) and tornadoes (15%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Sherman Township flood?
Flood insurance has paid 11 claims in Sherman Township since 1985, $149K in all, or 16.8 per 1,000 homes, more than 82% of U.S. towns with a flood insurance record.
Is Sherman Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sedgwick County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Sherman Township?
FEMA’s Community Rating System list shows no discount for Sherman Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Sherman Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (69%), and Sherman Township’s rate for it is lower than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Sherman Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sherman Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.