On FEMA’s figures, Garden Plain Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Garden Plain Township gets a B for hazard risk: lower expected damage per building than 57% of U.S. towns. Most of that expected damage is river and rain flooding (59%), then tornadoes (16%). Flood insurance has paid 6 claims here since 1985.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Garden Plain Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Wildfire
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Garden Plain Township’s grade
River and rain flooding is 59% of the building damage FEMA expects in Garden Plain Township, and Garden Plain Township’s rate of river and rain flooding damage is lower than 61% of U.S. census tracts. Tornadoes add 16%, at a rate in the top 9% of U.S. census tracts.
B lower expected damage per building than 57% of U.S. towns (21,298).
All of Garden Plain Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.3M a year in losses across Garden Plain Township: $764K to buildings, the rest to people and crops.
Does Garden Plain Township flood? Rarely: 6 flood claims since 1985
Every paid claim on a federal flood insurance policy in Garden Plain Township, from FEMA’s records: 6.9 per 1,000 homes, more than 67% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ike1 claim · $4K
Garden Plain Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sedgwick County.3 federal disasters brought FEMA money to Garden Plain Township
Disasters that paid out in Garden Plain Township itself (aid to households or repair grants to Garden Plain Township), newest first, with that year’s flood claims.
- 2016Severe Storms and Flooding$84K to Garden Plain Township for repairs1 flood claim paid that year
- 2009Severe Storms and Flooding$16K to Garden Plain Township for repairs
- 2005Severe Winter Storms, Heavy Rains, and Flooding$21K to Garden Plain Township for repairs
Sedgwick County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Garden Plain Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Garden Plain Township archive →Garden Plain Township and its neighbors
Garden Plain Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sherman Township | Bless damage than 58% | river and rain flooding | 11 |
| Afton Township | Bless damage than 57% | river and rain flooding | — |
| Garden Plain Township | Bless damage than 57% | river and rain flooding | 6 |
| Attica Township | B−less damage than 50% | river and rain flooding | 3 |
| Grand River Township | — | 551 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Garden Plain Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Garden Plain Township
Is Garden Plain Township at risk for natural disasters?
On FEMA’s National Risk Index, Garden Plain Township has lower expected damage per building than 57% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (59%) and tornadoes (16%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Garden Plain Township flood?
Flood insurance has paid 6 claims in Garden Plain Township since 1985, $70K in all, or 6.9 per 1,000 homes, more than 67% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ike (1).
Is Garden Plain Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sedgwick County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Garden Plain Township?
FEMA’s Community Rating System list shows no discount for Garden Plain Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Garden Plain Township?
By FEMA money that reached Garden Plain Township, Severe Storms and Flooding (2016): $84K to Garden Plain Township for repairs. By flood claims, Hurricane Ike: 1 paid, $4K.
Is Garden Plain Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (59%), and Garden Plain Township’s rate for it is lower than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Garden Plain Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Garden Plain Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.