Photo: Cindy at City of Coffeyville · CC BY-SA 4.0On FEMA’s figures, Coffeyville faces more hazard damage per building than 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Coffeyville gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns, #127 of 151 in Kansas. Most of that expected damage is river and rain flooding (62%), then tornadoes (21%). Flood insurance has paid 131 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Coffeyville’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Coffeyville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Coffeyville’s grade
River and rain flooding is 62% of the building damage FEMA expects in Coffeyville, and Coffeyville’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Tornadoes add 21%, at a rate in the top 1% of U.S. census tracts.
C #127 of 151 in Kansas; higher expected damage per building than 72% of U.S. towns (21,298).
Coffeyville’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Kansas town has higher expected damage than 54% of U.S. towns; within the state, Coffeyville has more expected damage per building than 84% of Kansas towns.
In dollars, FEMA expects about $7.4M a year in losses across Coffeyville: $3.5M to buildings, the rest to people and crops.
Does Coffeyville flood? Yes: 131 flood claims since 1984
Every paid claim on a federal flood insurance policy in Coffeyville, from FEMA’s records: 29.5 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.
- The Thunderstorms23 claims · $1.4M
Coffeyville is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Montgomery County.5 federal disasters brought FEMA money to Coffeyville
Disasters that paid out in Coffeyville itself (aid to households or repair grants to the City of Coffeyville), newest first, with that year’s flood claims.
- 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$4K to the City of Coffeyville for repairs3 flood claims paid that year
- 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$39K to the City of Coffeyville for repairs1 flood claim paid that year
- 2009Severe Winter Storms and Snowstorm$15K to the City of Coffeyville for repairs2 flood claims paid that year
- 2007Severe Storms and Flooding766 households applied for aid$5.2M aid approved$1.5M to the City of Coffeyville for repairs23 flood claims paid that year
- 2002Severe Winter Ice Storm$59K to the City of Coffeyville for repairs2 flood claims paid that year
Montgomery County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Coffeyville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Coffeyville archive →Coffeyville and its neighbors
Coffeyville has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Coffeyville | Cmore damage than 72% | river and rain flooding | 131 |
| Fawn Creek Township | Cmore damage than 74% | river and rain flooding | — |
| Parker Township | C−more damage than 75% | river and rain flooding | 96 |
| Cherokee Township | — | 355 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Coffeyville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Coffeyville residents get 10% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Coffeyville
Is Coffeyville at risk for natural disasters?
On FEMA’s National Risk Index, Coffeyville has higher expected damage per building than 72% of U.S. towns: C for hazard risk, #127 of 151 in Kansas. Most of the expected damage is river and rain flooding (62%) and tornadoes (21%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Coffeyville flood?
Flood insurance has paid 131 claims in Coffeyville since 1984, $2.7M in all, or 29.5 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. 21 properties have flooded more than once. The most claims came from Thunderstorms (23).
Is Coffeyville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 19% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Coffeyville?
Coffeyville is in FEMA’s Community Rating System (class 8), which takes 10% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Coffeyville?
By FEMA money that reached Coffeyville, Severe Storms and Flooding (2007): 766 households applied for aid, $5.2M approved, and $1.5M to the City of Coffeyville for repairs. By flood claims, Thunderstorms: 23 paid, $1.4M.
Is Coffeyville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (62%), and Coffeyville’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Coffeyville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Coffeyville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.