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The St. Joe handbook

Living in St. Joe, IN: what to set up and who to call

St. Joe Water Department reported 4 health-based violations to EPA in the last five years: a groundwater treatment requirement (Groundwater Rule) ×3, a lead and copper treatment requirement (Lead and Copper Rule Revisions). 77% of systems its size reported none. Parkview Dekalb Hospital, 7.9 miles away, is the nearest emergency room.

I’m new in town

What to set up in St. Joe, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in St. Joe.

Electricity

Power comes from Indiana Michigan Power

Indiana Michigan Power (Indiana Michigan Power Co), an investor-owned utility, serves all of St. Joe. Its homes paid an average of 17.2¢ per kWh in 2025, about $146 a month (its average across Indiana).

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from St. Joe Water Department

St. Joe Water Department supplies St. Joe: about 96% of residents live in its service area. About 4% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 460 people in all.

4 health-based violations reported to EPA in the five years to October 2026: a groundwater treatment requirement (Groundwater Rule) ×3, a lead and copper treatment requirement (Lead and Copper Rule Revisions), the latest beginning Aug 2025. 77% of the 15,074 systems serving 101–500 people had none.

Lead, 90th percentile0.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2022–Dec 2024, was 0.0 ppb, below the 15 ppb action level that applied. Results below detection are reported as 0, so 0 doesn’t mean no lead at any tap.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0 (EPA’s estimate). Violations are counted by the start of their compliance period. IN5217006.

Internet

6 home internet providers serve St. Joe

99% of 209 addresses can get 100/20 Mbps; 0% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Mediacom XtreamCable99%1,000/50
MetaLINKFixed wireless99%200/50
Watch CommunicationsFixed wireless98%100/20
VerizonFixed wireless52%25/6
Lakeland InternetFixed wireless33%500/100
Mercury FiberFixed wireless8%150/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have St. Joe’s trash rules yet

Pickup rules, the dump and recycling in St. Joe.

Trash, recycling and bulk pickupNot on fileOpenStreetMap lists no public drop-off in St. Joe or within 5 miles (as of Oct 9, 2026); map coverage varies by town.
Schools

Where your child goes to school

Public school districts and the school path by grade.

St. Joe kids go to
K–62 schoolsDepends on your address
7–12Eastside Junior-Senior High Schoolin Butler

St. Joe is in DeKalb County Eastern Community School District.

Test scores and every school: see Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Jun 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

St. Joe is in ZIP code 46785

ZIP codes where St. Joe residents live, with the share of the town in each.

ZIPPost office nameShare of St. JoeZIP’s residents in St. Joe
46785Saint Joe, IN100%25%

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in St. Joe

Who supplies St. Joe’s drinking water, and has it had violations?

St. Joe Water Department (EPA ID IN5217006). It reported 4 health-based violations to EPA in the five years to October 2026: a groundwater treatment requirement (Groundwater Rule) ×3, a lead and copper treatment requirement (Lead and Copper Rule Revisions). 77% of systems its size had none. Its latest lead 90th percentile was 0.0 ppb (Jan 2022–Dec 2024), against a 15 ppb action level.

Who provides electricity in St. Joe?

Indiana Michigan Power (Indiana Michigan Power Co), an investor-owned utility. Its homes paid about 17.2¢ per kWh in 2025 (EIA).

What internet providers serve St. Joe?

Mediacom Xtream, MetaLINK, Watch Communications, Verizon, Lakeland Internet, Mercury Fiber (FCC, as of December 2025).

What ZIP codes are in St. Joe?

46785. Census 2020 ZIP Code Tabulation Areas.

What school district is St. Joe in?

DeKalb County Eastern Community School District.

How do I register to vote in St. Joe?

In Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the DeKalb County Circuit Court Clerk. Check your registration at indianavoters.in.gov.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.