Midwinter lows in St. Joe sink below those of 73% of U.S. towns
In July the day’s top temperature is typically 84°. Winter and summer sit 67° apart. Its yearly precipitation falls short of 72% of U.S. towns. The frost-free window for a garden runs roughly April 28 to October 17.
A year in St. Joe at a glance
Each month’s typical high and low, and what it brings.
What stands out about St. Joe’s climate
Compared with towns across the U.S., with St. Joe’s place in Indiana beside it.
What a year in St. Joe feels like
Typical highs and lows by season and by month, from NOAA’s 30-year normals.
About 170 frost-free days a year
In half of years the last 32° night comes by April 28 and the first by October 17. Frost and day counts come from NOAA’s station at Hicksville, OH, 8 miles from the town’s center, at about the same height.
The 2023 USDA map puts St. Joe’s center in zone 6a: the coldest night of a typical winter, averaged over 1991–2020, reaches about −7°. Plant labels use the zone; frost dates tell you when to plant.
Freezing nights by month
Average nights at or below 32°
90° days by month
Average days at 90° or more
About 30 inches of snow a winter
Snow, measured at Garrett, IN, falls mostly in February. Precipitation (rain plus melted snow) adds up to 37 inches a year; May is the wettest month and February the driest. Rain or snow falls on about 134 days a year.
Rain + melted snow by month
Inches of water
Snowfall by month
Inches of snow
Heating and cooling a home in St. Joe
89% of the work is heating, so the furnace matters far more than the air conditioner. Months averaging under 55° run from October through April.
Degree days add up how far each day’s average falls below (heating) or rises above (cooling) 65° over a year. NOAA normals at Hicksville, OH.
Living with St. Joe’s climate
What the numbers mean for a garden, a free afternoon and a bad-weather day.
170 frost-free days in zone 6a. The last frost comes by Apr 28 in half of years, so many gardeners wait a week or two past that to set out tomatoes. The first fall frost comes by Oct 17.
Months with highs of 62–84° and lows of 40° or more: May, June, July, August, September and October.
Parks & trails →Of the yearly building losses FEMA expects in St. Joe from natural hazards, river flooding is the largest share (56%); heat waves, cold waves, winter storms and ice storms together are 8%. Normals are averages; the hazards page covers the extremes.
Natural hazards →St. Joe and its neighbors
Every town next door is within a degree of St. Joe in January and July, closer than the 5 km grid can tell apart. Tap a town to see its climate.
Climates most like St. Joe’s, farther away
TownRatings’ own comparison of NOAA 1991–2020 normals, not a NOAA product: places of 5,000+ at least 150 miles away, one per state, closest on January low, July high, precipitation and snow.
| Town | Jan. low | July high | Precip. | Snow |
|---|---|---|---|---|
| St. Joe, IN | 17° | 84° | 37" | 30" |
| Niles, IL | 17° | 84° | 38" | 34" |
| Sayre, PA | 17° | 84° | 37" | 35" |
| Rittman, OH | 20° | 83° | 39" | 29" |
| Eldridge, IA | 14° | 84° | 38" | 29" |
Temperatures and rain come from NOAA’s 5 km grid, so each town gets its own value. Snow and frost-free days come from the nearest weather station, so neighbors often share them.
Warmer than it used to be
The last 30 years in St. Joe averaged 1.1° warmer than the 1900s. The biggest change is in December (+2.4°).
A smaller shift than in 67% of U.S. towns.
Change by month
The two periods overlap (1991–2000 is in both), which makes the gap a little smaller than it would be between separate periods.
How St. Joe compares
Against 12,954 U.S. towns of 2,500 or more (one per 5 km climate cell), with St. Joe’s place among Indiana’s.
St. Joe weather by month
Highs, lows and precipitation from NOAA’s grid at St. Joe’s center; snow, wet days and snow on the ground from Garrett, IN. 1991–2020 normals.
| Month | High | Low | Rain + melt | Snow | Wet days | Snow on ground | 30-yr range |
|---|---|---|---|---|---|---|---|
| January | 32° | 17° | 2.4" | 8.9" | 13 | 15 | 15° – 36° |
| February | 36° | 20° | 1.9" | 10.2" | 11 | 14 | 15° – 38° |
| March | 47° | 28° | 2.4" | 3.6" | 11 | 4 | 28° – 52° |
| April | 60° | 38° | 3.7" | 0.4" | 12 | 0 | 42° – 55° |
| May | 72° | 49° | 4.5" | 0.0" | 13 | 0 | 53° – 66° |
| June | 81° | 59° | 3.7" | 0.0" | 11 | 0 | 65° – 73° |
| July | 84° | 62° | 3.5" | 0.0" | 9 | 0 | 68° – 79° |
| August | 82° | 60° | 3.6" | 0.0" | 9 | 0 | 66° – 76° |
| September | 76° | 53° | 3.0" | 0.0" | 9 | 0 | 60° – 68° |
| October | 64° | 42° | 2.8" | 0.0" | 12 | 0 | 49° – 59° |
| November | 49° | 32° | 2.9" | 1.1" | 10 | 1 | 33° – 47° |
| December | 37° | 23° | 2.3" | 5.3" | 13 | 7 | 17° – 41° |
| Year | 60° | 40° | 36.8" | 29.5" | 134 | 41 |
How much a month can swing
A normal is an average. March swings the most: from 1991 to 2020 its average ranged from 28° to 52°. September is the most reliable, staying within 8°.
Where St. Joe’s numbers come from
Normals are 30-year averages, not a forecast. How TownRatings reads climate data →
- Temperatures and precipitation: NOAA’s gridded 1991–2020 normals for the 5 km cell at St. Joe’s center.
- Snow: Garrett, IN.
- Frost, freezing nights, 90° and 100° days, heating and cooling: Hicksville, OH, 8 miles from the town’s center, at about the same height; the nearest station that passes our checks for distance, height and agreement with the grid.
- Growing zone: USDA Plant Hardiness Zone Map, 2023. USDA Agricultural Research Service and PRISM Group, Oregon State University, prism.oregonstate.edu/phzm, accessed 8 Oct 2026.
- Then and now: NOAA’s gridded normals for 1901–2000 at the same cell.
- Storms and extremes: FEMA National Risk Index (expected annual losses to buildings).
Common questions about St. Joe’s climate
What is the weather like in St. Joe?
A typical July afternoon reaches 84°, a January night drops to 17°, and about 30 inches of snow falls in a normal winter. Colder January nights than 73% of U.S. towns; cooler July afternoons than 60% of U.S. towns.
How cold does it get in St. Joe in winter?
January nights average 17°. About 143 nights a year reach 32° or below and 8 reach 0° or below. In the coldest January of the last 30 years the month averaged 15°.
How much snow does St. Joe get?
About 30 inches in a normal winter at Garrett, IN, most of it in February, with snow on the ground about 41 days a year.
How hot does it get in St. Joe?
July, with a typical high of 84° and a low of 62°. About 22 days a year reach 90° (Hicksville, OH).
When is the first and last frost in St. Joe?
In half of years the last spring frost (32°) comes by April 28 and the first fall frost by October 17, about 170 frost-free days, at Hicksville, OH.
What growing zone is St. Joe in?
Zone 6a on the 2023 USDA Plant Hardiness Zone Map: the coldest night of a typical winter reaches about −7°.
What is the best time of year to visit St. Joe?
By one simple rule (highs of 62–84° and lows of 40° or more), May, June, July, August, September and October. The rule is ours, not NOAA’s; the month table has the numbers to judge by.
Is St. Joe getting warmer?
Yes: 1991–2020 averaged 1.1° warmer than 1901–2000 on NOAA’s grid. A smaller shift than 67% of U.S. towns.
Neighbors talk weather
Gardens, snow, and the best days of the year in St. Joe.
Source: NOAA NCEI U.S. Climate Normals, 1991–2020 and 1901–2000; USDA/PRISM 2023 hardiness zones; FEMA National Risk Index. Today’s forecast: National Weather Service.