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Peru
Indiana›Miami County
Miami County Courthouse · Public domain
Photo of Peru

Peru, IN · Miami County Courthouse · Public domain

Is Peru a good place to live?

Peru gives you more for your money than most places: homes are within reach, about $153K for a typical one, or 2.5 years of the Peru area’s $61K median household income. It grades B− overall, ranked 375th of 585 in Indiana. The low prices come with trade-offs. Residents are less healthy than 94% of U.S. towns on CDC estimates, and the median household income is $46K, and 24% of residents live below the poverty line. On the plus side, crime is low: it reports less per resident than 90% of U.S. towns. History is its standout character grade: an A+, better than 98% of U.S. towns, with 8 places on the National Register. 24% of residents live below the poverty line in Peru, above both Indiana’s towns (10%) and U.S. towns (9.6%). Only 1 of Indiana’s 1,098 towns score lower on hazard risk. Its National Register listings include Shirk-Edwards House and Brownell Block/Senger Dry Goods Company Building.

What makes Peru stand out

Where Peru beats most towns, and one thing worth knowing.

Brownell Block/Senger Dry Goods Company Building
Brownell Block/Senger Dry Goods Company Building · National Register of Historic Places
Peru’s story

192 years in pictures

Census counts: 1,266 in 1850, 11,073 in 2020. The archive holds 24 old photos and papers going back to 1868 and 3 maps from 1951 on.

8 places on the National Register of Historic Places.

  • 1834Peru is settled
Explore the history →

How Peru grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Peru is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Peru: who provides what

Who provides power, water and the rest in Peru, and how to reach them.

The full setup list →
PowerCity of Peru13.2¢/kWh · EIA 2025HIFLD · EIA
WaterPeru Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Peru’s trash rules yet
SchoolsPeru Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereMiami County Voter RegistrationMiami County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code4697046970 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Peru.

Peru is healthier than towns with similar incomes, but it carries more natural-hazard risk than most of Indiana (mostly inland flooding) and has poverty well above the Indiana rate.

OutdoorsB

Conserved land covers 1.8% of Peru

5.5 miles of trail in 6 parks and preserves. The trail density in Peru is 1.1 miles per square mile. The biggest park or preserve is West City Park, at 27 acres.

#25for trails in IN
PeruIndiana townsU.S. towns
Miles of trail per square mile1.1 miles per square mile0.20.4
Conserved land1.8%1.9%4.3%
1.8%
conserved · 60 of 3,268 acres
5.5 mi
of trails · 1.1 per sq mi
Biggest places to walkTrailsAcres
1. Maconaquah Park0.5 mi23
2. West City Park0.3 mi27
3. Peru River Walkway—16

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthD

Peru stands out in Indiana and nationally, with more of its adults who have obesity

Against the 4,398 U.S. towns with household incomes like Peru’s, it is less healthy than 79%, so its D isn’t only a matter of income.

46% of adults have obesity in Peru. Peru beats the Indiana average on 0 of 32 CDC measures and trails it on 16. 28% of adults have been diagnosed with depression in Peru.

6%healthier than U.S. townsDHealth Grade
PeruIndiana townsU.S. towns
Obesity (CDC PLACES)46%39%35%
Smoke cigarettes (CDC PLACES)21%17%14%
Frequent physical distress (CDC PLACES)17%15%14%
Diabetes (CDC PLACES)16%13%12%
32 measures vs. Indiana
0 better16 too close to call16 worse
What stands outPeruIN
More older adults who have lost all their teeth23.4%15.4%
More adults with COPD11.6%8.1%
More smokers21%15.7%
Dukes Memorial Hospital
0.8 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
5th
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyA

Property crime in Peru is lower than in most of Indiana or the rest of the country

Reported crimes fell from 55 to 18 over the last three FBI years, a drop beyond ordinary year-to-year swings. Violent crime is rare: 7 reported in 2025, 0.6 per 1,000 residents.

Peru’s property crime rate is 1 per 1,000 residents.

90%of U.S. towns report more crimeASafety Grade
PeruIndiana townsU.S. towns
Property crimes per 1,000 (2025)1 per 1,000 residents8.69.9
Violent crimes per 1,000 (2025)0.6 per 1,000 residents1.41.6

Violent crime per 1,000 residents

Peru0.6
Indiana3
U.S.3.3

Property crime per 1,000 residents

Peru1
Indiana12.5
U.S.15.5
90th
percentile among U.S. towns we grade
92nd
percentile among IN towns
7
violent crimes reported in 2025
11
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade D

Peru faces a very high natural-hazard risk, led by inland flooding

FEMA rates its natural-hazard risk higher than 100% of Indiana towns, with expected losses of about $400 per resident a year; that rating is what its D for hazard risk is built on.

No town among the 592 in Indiana we compare has a higher FEMA risk score than Peru. Since 1982, 7 flood insurance claims have been paid out in Peru.

94risk score of 100
FEMA risk score
94Very high riskLowerHigher
Inland floodingCold waves
7
paid flood claims since 1982
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade A

Peru’s grade for cost of living is an A

The median property tax bill is $676, against $1,614 across Indiana, another input to its cost-of-living grade.

Typical home values rose 8.1% in the year to September 2026.

$153KZillow home value
PeruIndiana townsU.S. towns
Median rent$826 a month$947 a month$1,185 a month
Households that own their home71%76%73%

Typical home value

Peru$153K
Indiana$257K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
43
days on market
97.4%
sale-to-list price
+8.1%
value change, 1 year
13
homes sold in May

Zillow Home Value Index · Redfin Data Center

Climate

Peru has four seasons and pleasant summers

Peru has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 19° and about 21 inches of snow falls in a winter.

21″snow a winter

Typical low → high °F

Winter21–36°
Spring40–61°
Summer61–83°
Fall43–64°
Oct 21
typical first frost
Apr 23
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

Peru has 0.8 jobs for every working resident, so most commute out

Jobs based here fell from 4,763 in 2013 to 3,791.

About one in 4 of Peru’s working residents works in town. Jobs based in Peru fell to 3,791 in 2023, 972 fewer than in 2013. 4.9% of Peru workers work from home.

25%work in town
PeruIndiana townsU.S. towns
Working residents who work in town25%11%8%
Median household income$46,000$71,000$80,000
Work from home4.9%7.8%11%
Average trip to work22 minutes24 minutes25 minutes

Where working residents work

In Peru25%
Kokomo9%
Logansport5%
Wabash4%
Indianapolis4%
17 mi
median commute distance
3,791
jobs based in Peru
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 57% of U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Peru

20pages on Peru
After high school

Colleges nearby

None within 15 miles of Peru; the nearest are

Get outside

6 miles of trails in Peru

1.8% of the town is conserved land, across 6 parks and preserves.

Map of trails and conserved land in PeruConservedTrails
1
Maconaquah Park0.5 mi of trails · 23 acres
Directions
2
West City Park0.3 mi of trails · 27 acres
Directions
3
Peru River Walkway16 acres
Directions
Trails © OpenStreetMap contributors · USGS PAD-US

Landmarks

8 places in Peru on the National Register of Historic Places.

All landmarks →

Famous people from Peru

11 notable people were born in Peru.

See all 11 →

About Peru

Town in Indiana

Official town website ↗

Peru is a city in, and the county seat of, Miami County, Indiana, United States. It is 73 miles (117 km) north of Indianapolis. The population was 11,073 at the 2020 census, making it the most populous community in Miami County. Peru is located along the Wabash River and is part of the Kokomo-Peru Combined Statistical Area. Residents of Peru usually pronounce the name of Peru like the name of the nation of Peru as it is commonly pronounced in American English. Elderly Hoosiers commonly use the archaic pronunciation of PEE-roo.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1834
Area
5.2 sq mi
Elevation
650 ft
ZIP code
46970–46971, 46970
Area code
765

Peru’s neighbors

3 towns share a border with Peru.

Explore the map →
How the neighbors grade
TownIN rankOverallCostSafetySchoolsHealth
Peru · Peru Township#375B−AAB−D
Washington Township#564DA—CD
Pipe Creek Township#517C−A−—CD

Washington Township and Pipe Creek Township report no FBI crime data of their own. Peru Township and Peru are one community, graded once. Compare Peru with a neighbor →

Questions about Peru

Short answers, built from the data on this page.

Is Peru, IN a good place to live?

Peru grades B− overall, better than 49% of U.S. towns and #375 of 585 in Indiana. It grades D for health, A for safety and B− for schools. Health is its weak spot, with a D.

Is Peru, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.

What is Peru, IN known for?

11 notable people were born here, including Cole Porter and Bob Gibbs.