On FEMA’s figures, Nevins Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Nevins Township gets a B− for hazard risk: higher expected damage per building than 52% of U.S. towns. Most of that expected damage is river and rain flooding (72%), then earthquakes (12%). Flood insurance has paid 18 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nevins Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nevins Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Nevins Township, and Nevins Township’s rate of river and rain flooding damage is higher than 59% of U.S. census tracts. Next is earthquakes at 12% (higher than 78% of U.S. census tracts).
B− higher expected damage per building than 52% of U.S. towns (21,298).
Nevins Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $708K a year in losses across Nevins Township: $469K to buildings, the rest to people and crops.
Does Nevins Township flood? Sometimes: 18 flood claims since 1979
Every paid claim on a federal flood insurance policy in Nevins Township, from FEMA’s records: 25.4 per 1,000 homes, more than 87% of the 13,809 U.S. towns with a flood insurance record.
- The Storm8 claims · $190K
- The Mid-spring storms1 claim · $11K
Nevins Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Vigo County.The storms Nevins Township remembers
None of the 13 disasters declared for Vigo County shows FEMA aid or repair money reaching Nevins Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20088 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Vigo County
- 19872 flood claims paidNo declaration for the county that year
- 19982 flood claims paidThe year of Severe Storms and Tornadoes, and Flooding, declared for Vigo County
Vigo County has had 13 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Nevins Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Nevins Township archive →Nevins Township and its neighbors
Nevins Township is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lost Creek Township | Bless damage than 60% | river and rain flooding | 8 |
| Dick Johnson Township | B−less damage than 51% | river and rain flooding | 3 |
| Posey Township | B−more damage than 51% | river and rain flooding | 1 |
| Nevins Township | B−more damage than 52% | river and rain flooding | 18 |
| Otter Creek Township | B−more damage than 52% | river and rain flooding | 34 |
| Florida Township | C+more damage than 60% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nevins Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nevins Township
Is Nevins Township at risk for natural disasters?
On FEMA’s National Risk Index, Nevins Township has higher expected damage per building than 52% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (72%) and earthquakes (12%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Nevins Township flood?
Flood insurance has paid 18 claims in Nevins Township since 1979, $326K in all, or 25.4 per 1,000 homes, more than 87% of U.S. towns with a flood insurance record. The most claims came from Storm (8).
Is Nevins Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Vigo County, 24% of homes in mapped flood zones carry federal flood insurance, and 1.2% of all homes do.
How much is flood insurance in Nevins Township?
FEMA’s Community Rating System list shows no discount for Nevins Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Nevins Township?
By flood claims, Storm: 8 paid, $190K.
Is Nevins Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Nevins Township’s rate for it is higher than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nevins Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nevins Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.