Each edition grades its towns against each other only.
33% more nonprofits per person than the typical Indiana town.
Monticello gives you more for your money than most places: a typical home costs about $240K, 3.6 years of the Monticello area’s $67K median household income. It grades C overall, ranked 505th of 585 in Indiana. The low prices come with trade-offs. CDC estimates put its residents' health behind 89% of the country, and the median household income is $53K, and 11% of residents live below the poverty line. 22% of working residents work locally in Monticello, against 11% in Indiana’s towns and 8% across U.S. towns. Monticello has 3 places on the National Register of Historic Places, among them James Culbertson Reynolds House and South Grade School Building.
Where Monticello beats most towns.
James Culbertson Reynolds HouseEach subject compared with towns across the country (schools within Indiana), ordered by how far Monticello is from typical.
How TownRatings grades towns →
Census counts: 565 in 1860, 5,508 in 2020. The archive holds 6 old photos and papers going back to 1874 and 2 maps from 1962 on.
3 places on the National Register of Historic Places.
Who provides power, water and the rest in Monticello, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Monticello.
47% of Monticello adults have obesity. Monticello beats the Indiana average on 1 of 32 CDC measures and trails it on 10. 16% of Monticello adults have diabetes.
| Monticello | Indiana towns | U.S. towns | |
|---|---|---|---|
| Obesity (CDC PLACES) | 47% | 39% | 35% |
| Diabetes (CDC PLACES) | 16% | 13% | 12% |
| Get no exercise (CDC PLACES) | 32% | 26% | 25% |
| High blood pressure (CDC PLACES) | 42% | 39% | 35% |
| What stands out | Monticello | IN |
|---|---|---|
| More adults treating high blood pressure | 80.2% | 77.4% |
| More adults with COPD | 10.6% | 8.1% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
1.2 miles of trail in 4 parks and preserves.
| Monticello | Indiana towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.3 miles per square mile | 0.2 | 0.4 |
| Conserved land | 2.2% | 1.9% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Altherr Nature Park | 0.8 mi | 18 |
| 2. Monticello City Park | 0.2 mi | 15 |
| 3. Bluewater Park | — | 2 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Expected storm and flood damage is lower than in 72% of U.S. communities. Since 1981, 25 flood insurance claims have been paid out in Monticello.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Monticello has chilly winters and warm summers. July afternoons reach 84°, January nights drop to 17° and about 17 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
About one in 5 of Monticello’s working residents works in town. Monticello’s average trip to work is 20 minutes. The top destinations are Lafayette (13%), Indianapolis (6%) and Union Township (5%).
| Monticello | Indiana towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 20 minutes | 24 minutes | 25 minutes |
| Median household income | $53,000 | $71,000 | $80,000 |
Census LEHD 2023 · ACS
Homes are within reach (about $240K for the typical one, A− for cost of living), but half of working residents commute more than 22 miles.
65% of households own their home in Monticello. The typical Monticello home is worth about $240,000, up 3.8% in a year, 7% below the Indiana typical home.
| Monticello | Indiana towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 65% | 76% | 73% |
| Median rent | $927 a month | $947 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Museums, parks, gardens and other places to visit around Monticello. Close and well known come first.
23 mi Stadium & arenaRoss–Ade Stadium12 mi LandmarkWabash and Erie Canal
17 mi State parkProphetstown State Park
23 mi MuseumSamara34 mi MuseumGrissom Air MuseumRoss–Ade Stadium: Tstuddud at English Wikipedia, Public domain · Prophetstown State Park: Flickr user: Dan https://www.flickr.com/photos/dwmizell/, CC BY-SA 2.0 · Samara: Tim Musson, CC BY-SA 2.0
None within 15 miles of Monticello; the nearest are
About 3 of every 100 Monticello residents are enrolled in college, against 6 across Indiana.
3 places in Monticello on the National Register of Historic Places.
4 notable people were born in Monticello.
City in Indiana, United States
Monticello ( MON-tiss-EL-oh) is a city in and the county seat of White County, Indiana, United States. The population was 5,508 at the 2020 census. Monticello is known as a tourist destination in north-central Indiana and is home to the Indiana Beach amusement park on Lake Shafer, and Lake Freeman.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
3 towns share a border with Monticello.
| Town | IN rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Monticello | #505 | C | A− | — | B− | D |
| Union Township | #493 | C | A− | — | B− | C− |
| Jefferson Township | — | — | A | — | B− | C− |
| Norway | — | — | — | — | — | — |
Jefferson Township has fewer than 2,500 residents, so it gets subject grades but no overall grade. Monticello, Union Township and Jefferson Township report no FBI crime data of their own. Norway isn’t graded (fewer than 1,000 residents, or not enough data). Compare Monticello with a neighbor →
Short answers, built from the data on this page.
Monticello grades C overall, better than 27% of U.S. towns and #505 of 585 in Indiana. It grades D for health and B− for schools. Health is its weak spot, with a D.
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.
4 notable people were born here, including Ashba and Charles S. Hartman.
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