Storms, floods and disasters in Lynn Township
Lynn Township isn’t graded for hazard risk: Lynn Township has 814 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1983.
What Lynn Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Lynn Township flood? Rarely: 4 flood claims since 1983
Every paid claim on a federal flood insurance policy in Lynn Township, from FEMA’s records.
- The Mid-spring storms1 claim · $7K
Lynn Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Posey County.The storms Lynn Township remembers
None of the 16 disasters declared for Posey County shows FEMA aid or repair money reaching Lynn Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19831 flood claims paidNo declaration for the county that year
- 19851 flood claims paidNo declaration for the county that year
- 19961 flood claims paidThe year of Severe Storms and Flooding, declared for Posey County
Posey County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Lynn Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lynn Township archive →Lynn Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Robinson Township | C−more damage than 80% | river and rain flooding | — |
| Center Township | C−more damage than 82% | river and rain flooding | — |
| Harmony Township | Dmore damage than 86% | river and rain flooding | — |
| Black Township | Dmore damage than 87% | river and rain flooding | 66 |
| Emma Township | — | 86 residents; we grade 1,000+ | |
| Hawthorne Township | — | 142 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lynn Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lynn Township
Does Lynn Township flood?
Flood insurance has paid 4 claims in Lynn Township since 1983, $16K in all. The most claims came from Mid-spring storms (1).
Is Lynn Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Posey County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Lynn Township?
FEMA’s Community Rating System list shows no discount for Lynn Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lynn Township?
By flood claims, Mid-spring storms: 1 paid, $7K.
Storm stories
Memories, warnings and help from neighbors in Lynn Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lynn Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.