Photo: Nyttend · Public domainOn FEMA’s figures, Robinson Township faces more hazard damage per building than 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Robinson Township gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns, #582 of 593 in Indiana. Most of that expected damage is river and rain flooding (63%), then earthquakes (25%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Robinson Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Robinson Township’s grade
River and rain flooding is 63% of the building damage FEMA expects in Robinson Township, and Robinson Township’s rate of river and rain flooding damage is higher than 77% of U.S. census tracts. Strong wind adds 4%, at a rate in the top 6% of U.S. census tracts.
C− #582 of 593 in Indiana; higher expected damage per building than 80% of U.S. towns (21,298).
Robinson Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Robinson Township has more expected damage per building than 98% of Indiana towns.
In dollars, FEMA expects about $2.0M a year in losses across Robinson Township: $1.5M to buildings, the rest to people and crops.
Does Robinson Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Robinson Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Robinson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Posey County.The storms Robinson Township remembers
None of the 16 disasters declared for Posey County shows FEMA aid or repair money reaching Robinson Township itself in FEMA’s records, so these are its biggest flood-claim years.
Posey County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Robinson Township and its neighbors
Robinson Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Armstrong Township | C+more damage than 64% | river and rain flooding | — |
| German Township | Cmore damage than 69% | river and rain flooding | 3 |
| Marrs Township | C−more damage than 76% | river and rain flooding | 11 |
| Smith Township | C−more damage than 77% | river and rain flooding | — |
| Robinson Township | C−more damage than 80% | river and rain flooding | 0 |
| Center Township | C−more damage than 82% | river and rain flooding | — |
| Lynn Township | — | 814 residents; we grade 1,000+ | |
| Blairsville | — | 203 residents; we grade 1,000+ | |
| St. Wendel | — | 923 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Robinson Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Robinson Township
Is Robinson Township at risk for natural disasters?
On FEMA’s National Risk Index, Robinson Township has higher expected damage per building than 80% of U.S. towns: C− for hazard risk, #582 of 593 in Indiana. Most of the expected damage is river and rain flooding (63%) and earthquakes (25%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Robinson Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Posey County, 15% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Robinson Township?
FEMA’s Community Rating System list shows no discount for Robinson Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Robinson Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Robinson Township’s rate for it is higher than 77% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Robinson Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Robinson Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.