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Lewisville, IndianaPhoto: Chris Flook · CC BY-SA 4.0
–Not graded
Natural hazards in Lewisville · FEMA

Storms, floods and disasters in Lewisville

Lewisville isn’t graded for hazard risk: Lewisville has 282 residents; we grade towns of 1,000 or more. Flood insurance has paid 5 claims here since 1981.

Flood claims
5
paid since 1981 · $12K
Flooded more than once
1
properties
Disasters paid out here
1
of 16 declared for Henry County
By hazard

What Lewisville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

66%of expected building damage
About average · lower than 55% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

23%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 16 years in the area

Earthquakes

5%of expected building damage
Above average · higher than 64% of U.S. census tracts
Smaller shares here
 Hail Strong wind Lightning Winter storms Ice storms Hurricanes Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lewisville flood? Rarely: 5 flood claims since 1981

Every paid claim on a federal flood insurance policy in Lewisville, from FEMA’s records.

Paid flood claims, by year
1981: 1 claim1982: 1 claim1983: 0 claims1984: 0 claims1985: 1 claim1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 1 claim1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims198119821985
19812026
5
paid claims since 1981
$12K
paid to owners
1
homes flooded more than once
$2K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Lewisville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.
Disasters

1 federal disaster brought FEMA money to Lewisville

Disasters that paid out in Lewisville itself (aid to households or repair grants to the Town of Lewisville), newest first, with that year’s flood claims.

  1. 2026Severe Storms, Straight-line Winds, Tornadoes, and Flooding16 households applied for aid$65K aid approved
Disasters declared, by decade
Paid out in LewisvilleHenry County only

Henry County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Lewisville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Lewisville archive →
Be ready

Get ready for what Lewisville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Lewisville

Does Lewisville flood?

Flood insurance has paid 5 claims in Lewisville since 1981, $12K in all. 1 properties have flooded more than once.

Is Lewisville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Henry County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Lewisville?

FEMA’s Community Rating System list shows no discount for Lewisville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Lewisville?

By FEMA money that reached Lewisville, Severe Storms, Straight-line Winds, Tornadoes, and Flooding (2026): 16 households applied for aid, $65K approved.

Storm stories

Memories, warnings and help from neighbors in Lewisville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lewisville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.