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Hartford City
Indiana›Blackford County
Hartford City Courthouse Square Historic District · Photo: TwoScarsUp · Public domain
Photo of Hartford City

Hartford City, IN · Hartford City Courthouse Square Historic District · Photo: TwoScarsUp · Public domain

Is Hartford City a good place to live?

Hartford City’s overall grade, C+, puts it better than 35% of U.S. towns. That places it 471st of 585 in Indiana. Its weakest subject is health: residents are less healthy than 98% of U.S. towns on CDC estimates. Incomes are weaker too — the median household income is $42K, and a fifth of residents live below the poverty line. Where it does best is cost of living: a typical home costs about $143K, 2.8 years of the county’s $51K median household income. Hartford City's civic life (library use, community groups, volunteering) is stronger than in 92% of U.S. towns. Its National Register listings include Blackford County Courthouse and First Presbyterian Church. History is its standout character grade: an A, better than 94% of U.S. towns, with 3 places on the National Register.

Figures: home values, Zillow · incomes, Census ACS, 2020–24 · health, CDC PLACES · National Register of Historic Places.

What makes Hartford City stand out

Where Hartford City beats most towns, and one thing worth knowing.

How Hartford City grades

Each subject compared with towns across the country (schools within Indiana), ordered by how far Hartford City is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Blackford County Courthouse
Blackford County Courthouse · National Register of Historic Places
Hartford City’s story

187 years in pictures

Census counts: 250 in 1850, a peak of 8,207 in 1970, 6,086 in 2020. The archive holds 4 old photos and papers going back to 1894 and 2 maps from 1960 on.

3 places on the National Register of Historic Places.

  • 1839Hartford City is settled
Explore the history →
Getting set up

Moving to Hartford City: who provides what

Who provides power, water and the rest in Hartford City, and how to reach them.

The full setup list →
PowerIndiana Michigan Power17.2¢/kWh · EIA 2025HIFLD · EIA
WaterHartford City Water WorksNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsBlackford County SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Indiana you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereBlackford County Circuit / Superior Court ClerkBlackford County; contacts on the Handbook page.FVAP, Dec 2025
ZIP code4734847348 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Hartford City.

Hartford City has home values climbing faster than Indiana’s, but it has household incomes well below the Indiana norm.

HealthD−

A larger share of adults report frequent physical distress in Hartford City than in most of Indiana or the rest of the country

Of 32 CDC measures, Hartford City beats the Indiana average on 1 and trails it on 24. Among 589 Indiana towns, just 5 have a higher share of adults who say their health is fair or poor than Hartford City. 18% of Hartford City adults have diabetes, where Indiana’s towns sit at 13% and U.S. towns at 12%. In Hartford City, a quarter of adults smoke cigarettes.

2%healthier than U.S. townsD−Health Grade
Hartford CityIndiana townsU.S. towns
Smoke cigarettes (CDC PLACES)25%17%14%
Diabetes (CDC PLACES)18%13%12%
Frequent physical distress (CDC PLACES)19%15%14%
Fair or poor health (CDC PLACES)31%21%19%
32 measures vs. Indiana
1 better7 too close to call24 worse
What stands outHartford CityIN
More adults treating high blood pressure80.3%77.4%
More older adults who have lost all their teeth29%15.4%
VA N. Indiana Healthcare System
14.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
1st
percentile among IN towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade A

For cost of living, Hartford City earns an A

Home values rose 48% in five years, to about $143K, against 29% across Indiana. The median property tax bill is $705, against $1,614 across Indiana, another input to its cost-of-living grade.

Over the 12 months to September 2026, the typical home gained 5.6% in value. The rent at the middle of the market in Hartford City is $730 a month. Nearly two thirds of Hartford City households are owner-occupiers, against 76% in Indiana’s towns and 73% across U.S. towns. Homes sold in Hartford City spent a median 35 days on the market.

$143KZillow home value
Hartford CityIndiana townsU.S. towns
Median rent$730 a month$947 a month$1,185 a month
Households that own their home66%76%73%

Typical home value

Hartford City$143K
Indiana$257K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
35
days on market
92.9%
sale-to-list price
+5.6%
value change, 1 year
8
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade C−

The median household income in Hartford City is lower than in the typical Indiana or U.S. town

For working residents in Hartford City, the share who work locally is 18%. The top destinations are Muncie (9%), Licking Township (7%) and Marion (7%). Its typical journey to work stands at 22 minutes.

18%work in town
Hartford CityIndiana townsU.S. towns
Below the poverty line20%10%9.6%
Median household income$42,000$71,000$80,000
Working residents who work in town18%11%8%
Average trip to work22 minutes24 minutes25 minutes

Where working residents work

In Hartford City18%
Muncie9%
Licking Township7%
Marion7%
Indianapolis6%
18 mi
median commute distance
1,542
jobs based in Hartford City
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 65% of U.S. towns

Census LEHD 2023 · ACS

Climate

Expect four seasons and pleasant summers in Hartford City

Summer afternoons peak near 84° in July, and January nights bottom out around 19°; snowfall runs to about 32 inches a winter. The seasons in Hartford City: chilly, snowy winters, warm summers.

32″snow a winter

Typical low → high °F

Winter22–37°
Spring41–61°
Summer62–83°
Fall43–64°
Oct 22
typical first frost
Apr 22
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Safety

Crime reported in Hartford City

23 violent crimes were reported in 2022. Hartford City's reported crime rate is well below Indiana's. In Hartford City, the property offense rate is 2.1 per 1,000 residents.

Hartford CityIndiana townsU.S. towns
Property crimes per 1,000 (2022)2.1 per 1,000 residents11.714.1
Violent crimes per 1,000 (2022)3.8 per 1,000 residents1.41.9

Violent crime per 1,000 residents

Hartford City3.8
Indiana3.7
U.S.4

Property crime per 1,000 residents

Hartford City2.1
Indiana17.2
U.S.20
23
violent crimes reported in 2022
13
property crimes reported in 2022

FBI crime data, 2022 · crimes reported to police

Natural hazardsHazard risk grade B

Natural hazards: moderate risk in Hartford City, mostly inland flooding

Federal disaster aid has reached households in Hartford City after 6 declared disasters, most recently in 2014. Expected damage from storms and floods is lower here than in 58% of U.S. communities. One flood insurance claim has been paid here since 1993.

42risk score of 100
FEMA risk score
42Moderate riskLowerHigher
Inland floodingTornadoesStrong wind
1
paid flood claims since 1993
6
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Nearby attractions

Fort Recovery and 7 more within 40 miles

Museums, parks, gardens and other places to visit around Hartford City. Close and well known come first.

All 28 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Fort Recovery: Nyttend, Public domain · Minnetrista: XWHJ2004, CC BY 2.0 · International Circus Hall of Fame: Nyttend, Public domain · David Owsley Museum of Art Ball State University: Matt Ruddick, CC BY 1.0 · Christy Woods: Kcflood (talk), Public domain · Forks of the Wabash: Chris Light (talk), CC BY-SA 3.0

Keep exploring

Everything we know about Hartford City

19pages on Hartford City
After high school

Colleges nearby

1 within 15 miles of the center of Hartford City

About 3 of every 100 Hartford City residents are enrolled in college, against 6 across Indiana.

Prices by family income, graduation and earnings →

Landmarks

3 places in Hartford City on the National Register of Historic Places.

All landmarks →

Famous people from Hartford City

4 notable people were born in Hartford City.

See all 4 →

About Hartford City

City in Indiana, United States

Official town website ↗

Hartford City is a city in the U.S. state of Indiana, and the county seat of Blackford County. Located in the northeast central portion of the state, the small farming community underwent a dramatic 15-year economic boom beginning in the late 1880s. The Indiana Gas Boom resulted from the discovery and exploitation of natural gas in the area. The rural economy was transformed to one that included manufacturing. The boom attracted workers and residents, retail establishments, and craftspeople. The increased population was a catalyst for the construction of roads, schools, and churches. After the boom came a long period of growth and stability. Agriculture (and agricultural trade) remained as …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1839
Area
3.9 sq mi
Elevation
919 ft
ZIP code
47348
Area code
765

Questions about Hartford City

Short answers, built from the data on this page.

Is Hartford City, IN a good place to live?

Hartford City grades C+ overall, better than 35% of U.S. towns and #471 of 585 in Indiana. It grades D− for health and B for schools. Health is its weak spot, with a D−.

Is Hartford City, IN expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.

What is Hartford City, IN known for?

4 notable people were born here, including Joseph Warren Fordney and Leo Aloysius Pursley.