Photo: Warren LeMay · CC BY-SA 2.0More hazard damage per building is expected in Brookville Township than in 86% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Brookville Township gets a D for hazard risk: higher expected damage per building than 86% of U.S. towns, #587 of 593 in Indiana. Most of that expected damage is river and rain flooding (85%), then tornadoes (11%). Flood insurance has paid 5 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Brookville Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Brookville Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Brookville Township, and Brookville Township’s rate of river and rain flooding damage is in the top 9% of U.S. census tracts. Tornadoes add 11%, at a rate in the top 3% of U.S. census tracts.
D #587 of 593 in Indiana; higher expected damage per building than 86% of U.S. towns (21,298).
Brookville Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Indiana town has lower expected damage than 60% of U.S. towns; within the state, Brookville Township has more expected damage per building than 99% of Indiana towns.
In dollars, FEMA expects about $4.0M a year in losses across Brookville Township: $3.2M to buildings, the rest to people and crops.
Does Brookville Township flood? Rarely: 5 flood claims since 1980
Every paid claim on a federal flood insurance policy in Brookville Township, from FEMA’s records: 1.9 per 1,000 homes, fewer than 63% of the 13,809 U.S. towns with a flood insurance record.
Brookville Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.The storms Brookville Township remembers
None of the 20 disasters declared for Franklin County shows FEMA aid or repair money reaching Brookville Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20212 flood claims paidNo declaration for the county that year
- 19801 flood claims paidNo declaration for the county that year
- 20011 flood claims paidNo declaration for the county that year
Franklin County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Brookville Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Brookville Township archive →Brookville Township and its neighbors
Brookville Township is 6th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Butler Township | C+more damage than 64% | river and rain flooding | — |
| Highland Township | Cmore damage than 67% | river and rain flooding | — |
| Springfield Township | Cmore damage than 70% | river and rain flooding | 11 |
| Whitewater Township | Cmore damage than 70% | river and rain flooding | — |
| Blooming Grove Township | C−more damage than 78% | river and rain flooding | — |
| Brookville Township | Dmore damage than 86% | river and rain flooding | 5 |
| Fairfield Township | — | 545 residents; we grade 1,000+ | |
| Metamora Township | — | 937 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Brookville Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Brookville Township
Is Brookville Township at risk for natural disasters?
On FEMA’s National Risk Index, Brookville Township has higher expected damage per building than 86% of U.S. towns: D for hazard risk, #587 of 593 in Indiana. Most of the expected damage is river and rain flooding (85%) and tornadoes (11%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Brookville Township flood?
Flood insurance has paid 5 claims in Brookville Township since 1980, $116K in all, or 1.9 per 1,000 homes, fewer than 63% of U.S. towns with a flood insurance record.
Is Brookville Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Brookville Township?
FEMA’s Community Rating System list shows no discount for Brookville Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Brookville Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Brookville Township’s rate for it is in the top 9% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Brookville Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brookville Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.