Photo: Nyttend · Public domainFEMA puts Blooming Grove Township’s expected hazard damage per building above that of 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Blooming Grove Township gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns. Most of that expected damage is river and rain flooding (80%), then tornadoes (14%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Blooming Grove Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Blooming Grove Township’s grade
River and rain flooding is 80% of the building damage FEMA expects in Blooming Grove Township, and Blooming Grove Township’s rate of river and rain flooding damage is higher than 85% of U.S. census tracts. Tornadoes add 14%, at a rate in the top 3% of U.S. census tracts.
C− higher expected damage per building than 78% of U.S. towns (21,298).
Blooming Grove Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $539K a year in losses across Blooming Grove Township: $366K to buildings, the rest to people and crops.
Does Blooming Grove Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Blooming Grove Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Blooming Grove Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.The storms Blooming Grove Township remembers
None of the 20 disasters declared for Franklin County shows FEMA aid or repair money reaching Blooming Grove Township itself in FEMA’s records, so these are its biggest flood-claim years.
Franklin County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Blooming Grove Township and its neighbors
Blooming Grove Township is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Jackson Township | Cmore damage than 72% | river and rain flooding | — |
| Blooming Grove Township | C−more damage than 78% | river and rain flooding | 0 |
| Brookville Township | Dmore damage than 86% | river and rain flooding | 5 |
| Laurel Township | Dmore damage than 88% | river and rain flooding | 14 |
| Fairfield Township | — | 545 residents; we grade 1,000+ | |
| Harmony Township | — | 251 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Blooming Grove Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Blooming Grove Township
Is Blooming Grove Township at risk for natural disasters?
On FEMA’s National Risk Index, Blooming Grove Township has higher expected damage per building than 78% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (80%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Blooming Grove Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin County, 7% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Blooming Grove Township?
FEMA’s Community Rating System list shows no discount for Blooming Grove Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Blooming Grove Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (80%), and Blooming Grove Township’s rate for it is higher than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Blooming Grove Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blooming Grove Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.