Photo: Mitchazenia · CC BY-SA 4.0On FEMA’s figures, Schiller Park faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Schiller Park gets a B for hazard risk: lower expected damage per building than 55% of U.S. towns, #273 of 768 in Illinois. Most of that expected damage is river and rain flooding (84%), then tornadoes (10%). Flood insurance has paid 126 claims here since 1980.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Schiller Park’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Schiller Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Schiller Park’s grade
River and rain flooding is 84% of the building damage FEMA expects in Schiller Park, and Schiller Park’s rate of river and rain flooding damage is higher than 65% of U.S. census tracts. Next is tornadoes at 10% (higher than 76% of U.S. census tracts).
B #273 of 768 in Illinois; lower expected damage per building than 55% of U.S. towns (21,298).
Schiller Park’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Schiller Park has less expected damage per building than 65% of Illinois towns.
In dollars, FEMA expects about $5.6M a year in losses across Schiller Park: $3.0M to buildings, the rest to people and crops.
Does Schiller Park flood? Yes: 126 flood claims since 1980
Every paid claim on a federal flood insurance policy in Schiller Park, from FEMA’s records: 27.9 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ike32 claims · $415K
- The Mid-spring storms11 claims · $123K
Schiller Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.10 federal disasters brought FEMA money to Schiller Park
Disasters that paid out in Schiller Park itself (aid to households or repair grants to the Village of Schiller Park), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng6 households applied for aid$28K aid approved
- 2023Severe Storms and Flooding4 households applied for aid$16K aid approved
- 2023Severe Storms and Flooding23 households applied for aid$51K aid approved
- 2013Severe Storms, Straight-line Winds, and Flooding144 households applied for aid$238K aid approved11 flood claims paid that year
- 2011Severe Winter Storm and Snowstorm$76K to the Village of Schiller Park for repairs17 flood claims paid that year
- 2010Severe Storms and Flooding60 households applied for aid$174K aid approved12 flood claims paid that year
Show all 10
- 2008Severe Storms and Flooding110 households applied for aid$321K aid approved$49K to the Village of Schiller Park for repairs32 flood claims paid that year
- 2007Severe Storms and Flooding$17K to the Village of Schiller Park for repairs1 flood claim paid that year
- 2000Illinois Winter Snow Storms$17K to the Village of Schiller Park for repairs
- 1999Il-winter Storm 1/1/99$13K to the Village of Schiller Park for repairs1 flood claim paid that year
Cook County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Schiller Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Schiller Park archive →Schiller Park and its neighbors
Schiller Park has the lowest expected damage per building of the 4 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Schiller Park | Bless damage than 55% | river and rain flooding | 126 |
| Chicago | B−more damage than 51% | river and rain flooding | 550 |
| Leyden Township | C+more damage than 62% | river and rain flooding | 960 |
| Franklin Park | Cmore damage than 72% | river and rain flooding | 257 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Schiller Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Schiller Park
Is Schiller Park at risk for natural disasters?
On FEMA’s National Risk Index, Schiller Park has lower expected damage per building than 55% of U.S. towns: B for hazard risk, #273 of 768 in Illinois. Most of the expected damage is river and rain flooding (84%) and tornadoes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Schiller Park flood?
Flood insurance has paid 126 claims in Schiller Park since 1980, $1.2M in all, or 27.9 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. 25 properties have flooded more than once. The most claims came from Hurricane Ike (32).
Is Schiller Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cook County, 32% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Schiller Park?
FEMA’s Community Rating System list shows no discount for Schiller Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Schiller Park?
By FEMA money that reached Schiller Park, Severe Storms and Flooding (2008): 110 households applied for aid, $321K approved, and $49K to the Village of Schiller Park for repairs. By flood claims, Hurricane Ike: 32 paid, $415K.
Is Schiller Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Schiller Park’s rate for it is higher than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Schiller Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Schiller Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.