Photo: Nyttend · Public domainFEMA expects more hazard damage per building in Pinckneyville than in 78% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Pinckneyville gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns, #631 of 768 in Illinois. Most of that expected damage is river and rain flooding (43%), then earthquakes (41%). Flood insurance has paid 2 claims here since 1983.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Pinckneyville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Pinckneyville’s grade
River and rain flooding is 43% of the building damage FEMA expects in Pinckneyville, and Pinckneyville’s rate of river and rain flooding damage is lower than 51% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 4% of U.S. census tracts.
C− #631 of 768 in Illinois; higher expected damage per building than 78% of U.S. towns (21,298).
All of Pinckneyville’s residents live in one census tract; the figures are that tract’s.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Pinckneyville has more expected damage per building than 82% of Illinois towns.
In dollars, FEMA expects about $5.0M a year in losses across Pinckneyville: $2.3M to buildings, the rest to people and crops.
Does Pinckneyville flood? Rarely: 2 flood claims since 1983
Every paid claim on a federal flood insurance policy in Pinckneyville, from FEMA’s records: 1.2 per 1,000 homes, fewer than 75% of the 13,809 U.S. towns with a flood insurance record.
Pinckneyville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Perry County.1 federal disaster brought FEMA money to Pinckneyville
Disasters that paid out in Pinckneyville itself (aid to households or repair grants to the City of Pinckneyville), newest first, with that year’s flood claims.
- 2011Severe Storms and Flooding18 households applied for aid$102K aid approved
Perry County has had 4 natural disasters declared by the President since 1953, most often severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pinckneyville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pinckneyville archive →Get ready for what Pinckneyville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pinckneyville
Is Pinckneyville at risk for natural disasters?
On FEMA’s National Risk Index, Pinckneyville has higher expected damage per building than 78% of U.S. towns: C− for hazard risk, #631 of 768 in Illinois. Most of the expected damage is river and rain flooding (43%) and earthquakes (41%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Pinckneyville flood?
Flood insurance has paid 2 claims in Pinckneyville since 1983, $10K in all, or 1.2 per 1,000 homes, fewer than 75% of U.S. towns with a flood insurance record.
Is Pinckneyville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Perry County, 6% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Pinckneyville?
FEMA’s Community Rating System list shows no discount for Pinckneyville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Pinckneyville?
By FEMA money that reached Pinckneyville, Severe Storms and Flooding (2011): 18 households applied for aid, $102K approved.
Is Pinckneyville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (43%), and Pinckneyville’s rate for it is lower than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Pinckneyville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pinckneyville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.