Measured against area pay, Pendleton Township costs less to live in than 93% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Mount Vernon, IL micro area ($63K). How TownRatings grades cost of living
The grade compares costs with what households across the Mount Vernon-area micro earn ($63K, Census 2020–24). The typical home costs 1.7 years of area income, and 29% of renters pay 30% or more of income for housing.
In dollars
- $950a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 1.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$63K, Mount Vernon-area income
- 12%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 21%of owners do; the typical U.S. town: 20%Census 2020–24
What kind of housing town is Pendleton Township?
Read from the numbers below. The page puts what stands out first.
What’s behind Pendleton Township’s grade
Measured against what households in the area earn, Pendleton Township is more affordable than 93% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; rent holds it up.
A typical home costs 1.7 years of area income
The calculator starts from the area income the grade uses. Switch to Pendleton Township’s own median, or type yours.
That covers a typical Pendleton Township home, with $116K to spare.
A two-bedroom rents for about $950 a month here, $240 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pendleton Township’s typical property tax (1.53% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $950
Renters already here pay a median of $625, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Franklin County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Illinois norm
The median bill is $1,677 (Illinois: $5,298), 1.53% of a home’s value a year, against 2.01% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Pendleton Township vs. its neighbors
Zillow publishes no value for Pendleton Township. Webber Township and Dodds Township and Dahlgren Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Pendleton Township | A | — | $110K | 1.53% | $950 |
| Dahlgren Township | A+ | — | $109K | 1.19% | $920 |
| Webber Township | A− | — | $119K | 1.37% | $950 |
| Dodds Township | A | — | $111K | 1.58% | $1,030 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Pendleton Township
Is Pendleton Township expensive to live in?
Measured against what households in the area earn, Pendleton Township costs less than 93% of U.S. towns: an A for cost of living. The typical home costs 1.7 years of the median household income of the Mount Vernon, IL micro area ($63K).
How much is rent in Pendleton Township?
HUD puts a two-bedroom at about $950 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $625 (Census 2020–24).
What are property taxes in Pendleton Township?
The median bill is $1,677 a year, 1.53% of the median home value (Illinois: $5,298, 2.01%), from the Census 2020–24.
Neighbors talk housing
What Pendleton Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.