More hazard damage per building is expected in Odin Township than in 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Odin Township gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (55%), then earthquakes (33%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Odin Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Odin Township’s grade
River and rain flooding is 55% of the building damage FEMA expects in Odin Township, and Odin Township’s rate of river and rain flooding damage is higher than 64% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 3% of U.S. census tracts.
C− higher expected damage per building than 76% of U.S. towns (21,298).
Odin Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $1.2M a year in losses across Odin Township: $808K to buildings, the rest to people and crops.
Does Odin Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Odin Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Odin Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.The storms Odin Township remembers
None of the 5 disasters declared for Marion County shows FEMA aid or repair money reaching Odin Township itself in FEMA’s records, so these are its biggest flood-claim years.
Marion County has had 5 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Odin Township and its neighbors
Odin Township has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Odin Township | C−more damage than 76% | river and rain flooding | 0 |
| Salem Township | C−more damage than 78% | river and rain flooding | 7 |
| Sandoval Township | C−more damage than 79% | river and rain flooding | — |
| Carrigan Township | — | 558 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Odin Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Odin Township
Is Odin Township at risk for natural disasters?
On FEMA’s National Risk Index, Odin Township has higher expected damage per building than 76% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (55%) and earthquakes (33%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Odin Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marion County, 9% of homes in mapped flood zones carry federal flood insurance, and 0.1% of all homes do.
How much is flood insurance in Odin Township?
FEMA’s Community Rating System list shows no discount for Odin Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Odin Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (55%), and Odin Township’s rate for it is higher than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Odin Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Odin Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.