Photo: Legimet · CC BY-SA 4.0On FEMA’s figures, Monee Township faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Monee Township gets a B− for hazard risk: higher expected damage per building than 51% of U.S. towns, #346 of 768 in Illinois. Most of that expected damage is river and rain flooding (83%), then tornadoes (13%). Flood insurance has paid 2 claims here since 1981.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Monee Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Monee Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Monee Township, and Monee Township’s rate of river and rain flooding damage is higher than 70% of U.S. census tracts. Next is tornadoes at 13% (higher than 83% of U.S. census tracts).
B− #346 of 768 in Illinois; higher expected damage per building than 51% of U.S. towns (21,298).
Monee Township’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Monee Township has less expected damage per building than 55% of Illinois towns.
In dollars, FEMA expects about $8.8M a year in losses across Monee Township: $6.0M to buildings, the rest to people and crops.
Does Monee Township flood? Rarely: 2 flood claims since 1981
Every paid claim on a federal flood insurance policy in Monee Township, from FEMA’s records: 0.3 per 1,000 homes, fewer than 94% of the 13,809 U.S. towns with a flood insurance record.
Monee Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.1 federal disaster brought FEMA money to Monee Township
Disasters that paid out in Monee Township itself (aid to households or repair grants to Monee Township), newest first, with that year’s flood claims.
- 1999Il-winter Storm 1/1/99$4K to Monee Township for repairs
Will County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Monee Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Monee Township archive →Monee Township and its neighbors
Monee Township is 2nd of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Crete Township | B−less damage than 54% | river and rain flooding | 37 |
| Monee Township | B−more damage than 51% | river and rain flooding | 2 |
| Park Forest | B−more damage than 53% | river and rain flooding | 6 |
| Richton Park | C+more damage than 57% | river and rain flooding | 9 |
| Green Garden Township | Cmore damage than 71% | river and rain flooding | — |
| Will Township | Cmore damage than 72% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Monee Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Monee Township
Is Monee Township at risk for natural disasters?
On FEMA’s National Risk Index, Monee Township has higher expected damage per building than 51% of U.S. towns: B− for hazard risk, #346 of 768 in Illinois. Most of the expected damage is river and rain flooding (83%) and tornadoes (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Monee Township flood?
Flood insurance has paid 2 claims in Monee Township since 1981, $5K in all, or 0.3 per 1,000 homes, fewer than 94% of U.S. towns with a flood insurance record.
Is Monee Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Will County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Monee Township?
FEMA’s Community Rating System list shows no discount for Monee Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Monee Township?
By FEMA money that reached Monee Township, Il-winter Storm 1/1/99 (1999): $4K to Monee Township for repairs.
Is Monee Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Monee Township’s rate for it is higher than 70% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Monee Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Monee Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.