FEMA puts Green Garden Township’s expected hazard damage per building above that of 71% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Green Garden Township gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns, #557 of 768 in Illinois. Most of that expected damage is river and rain flooding (90%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Green Garden Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Green Garden Township’s grade
River and rain flooding is 90% of the building damage FEMA expects in Green Garden Township, and Green Garden Township’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts. Next is tornadoes at 8% (higher than 82% of U.S. census tracts).
C #557 of 768 in Illinois; higher expected damage per building than 71% of U.S. towns (21,298).
Green Garden Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Green Garden Township has more expected damage per building than 72% of Illinois towns.
In dollars, FEMA expects about $2.9M a year in losses across Green Garden Township: $2.2M to buildings, the rest to people and crops.
Does Green Garden Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Green Garden Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Green Garden Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.1 federal disaster brought FEMA money to Green Garden Township
Disasters that paid out in Green Garden Township itself (aid to households or repair grants to Green Garden Township), newest first, with that year’s flood claims.
- 1999Il-winter Storm 1/1/99$7K to Green Garden Township for repairs
Will County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Green Garden Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Green Garden Township archive →Green Garden Township and its neighbors
Green Garden Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Frankfort | B−less damage than 53% | river and rain flooding | 13 |
| Frankfort Township | B−less damage than 52% | river and rain flooding | 41 |
| Manhattan Township | B−more damage than 51% | river and rain flooding | 4 |
| Monee Township | B−more damage than 51% | river and rain flooding | 2 |
| Green Garden Township | Cmore damage than 71% | river and rain flooding | 0 |
| Peotone Township | — | not graded yet | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Green Garden Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Green Garden Township
Is Green Garden Township at risk for natural disasters?
On FEMA’s National Risk Index, Green Garden Township has higher expected damage per building than 71% of U.S. towns: C for hazard risk, #557 of 768 in Illinois. Most of the expected damage is river and rain flooding (90%) and tornadoes (8%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Green Garden Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Will County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Green Garden Township?
FEMA’s Community Rating System list shows no discount for Green Garden Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Green Garden Township?
By FEMA money that reached Green Garden Township, Il-winter Storm 1/1/99 (1999): $7K to Green Garden Township for repairs.
Is Green Garden Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (90%), and Green Garden Township’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Green Garden Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Green Garden Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.