Photo: Ken Lund from Las Vegas, Nevada, USA · CC BY-SA 2.0More hazard damage per building is expected in Evergreen Park than in 73% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Evergreen Park gets a C for hazard risk: higher expected damage per building than 73% of U.S. towns, #571 of 768 in Illinois. Most of that expected damage is river and rain flooding (89%). Flood insurance has paid 1 claim here since 1997.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Evergreen Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Evergreen Park’s grade
River and rain flooding is 89% of the building damage FEMA expects in Evergreen Park, and Evergreen Park’s rate of river and rain flooding damage is higher than 85% of U.S. census tracts. Next is tornadoes at 7% (higher than 76% of U.S. census tracts).
C #571 of 768 in Illinois; higher expected damage per building than 73% of U.S. towns (21,298).
Evergreen Park’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Illinois town has higher expected damage than 54% of U.S. towns; within the state, Evergreen Park has more expected damage per building than 74% of Illinois towns.
In dollars, FEMA expects about $10.9M a year in losses across Evergreen Park: $6.4M to buildings, the rest to people and crops.
Does Evergreen Park flood? Rarely: 1 flood claim since 1997
Every paid claim on a federal flood insurance policy in Evergreen Park, from FEMA’s records: 0.1 per 1,000 homes, fewer than 99% of the 13,809 U.S. towns with a flood insurance record.
Evergreen Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.9 federal disasters brought FEMA money to Evergreen Park
Disasters that paid out in Evergreen Park itself (aid to households or repair grants to the Village of Evergreen Park), newest first, with that year’s flood claims.
- 2024Severe Storms, Tornadoes, Straight-line Winds, and Floodng214 households applied for aid$694K aid approved
- 2023Severe Storms and Flooding72 households applied for aid$199K aid approved
- 2023Severe Storms and Flooding398 households applied for aid$1.3M aid approved
- 2013Severe Storms, Straight-line Winds, and Flooding237 households applied for aid$323K aid approved
- 2011Severe Winter Storm and Snowstorm$62K to the Village of Evergreen Park for repairs
- 2010Severe Storms and Flooding473 households applied for aid$714K aid approved
Show all 9
- 2008Severe Storms and Flooding153 households applied for aid$144K aid approved
- 2000Illinois Winter Snow Storms$21K to the Village of Evergreen Park for repairs
- 1999Il-winter Storm 1/1/99$29K to the Village of Evergreen Park for repairs
Cook County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Evergreen Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Evergreen Park archive →Evergreen Park and its neighbors
Evergreen Park is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Chicago | B−more damage than 51% | river and rain flooding | 550 |
| Evergreen Park | Cmore damage than 73% | river and rain flooding | 1 |
| Worth Township | Dmore damage than 87% | river and rain flooding | 102 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Evergreen Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Evergreen Park
Is Evergreen Park at risk for natural disasters?
On FEMA’s National Risk Index, Evergreen Park has higher expected damage per building than 73% of U.S. towns: C for hazard risk, #571 of 768 in Illinois. Most of the expected damage is river and rain flooding (89%) and tornadoes (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Evergreen Park flood?
Flood insurance has paid 1 claim in Evergreen Park since 1997, $3K in all, or 0.1 per 1,000 homes, fewer than 99% of U.S. towns with a flood insurance record.
Is Evergreen Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cook County, 32% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Evergreen Park?
FEMA’s Community Rating System list shows no discount for Evergreen Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Evergreen Park?
By FEMA money that reached Evergreen Park, Severe Storms and Flooding (2023): 398 households applied for aid, $1.3M approved.
Is Evergreen Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (89%), and Evergreen Park’s rate for it is higher than 85% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Evergreen Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Evergreen Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.