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White County Courthouse in Carmi
Illinois›White County

CarmiIL

Photo: Nyttend · Public domain
Photo of Carmi

Carmi, IL · Photo: Nyttend · Public domain · Source ↗

Is Carmi a good place to live?

Carmi earns a D, 692nd among Illinois's 767 graded towns, mostly because of health and incomes. CDC estimates put its residents' health behind 87% of the country. The median household income is $48K, and 22% of residents live below the poverty line. It also has a long history, with 5 places on the National Register. 30% of working residents work locally in Carmi, where Illinois’ towns sit at 8.3% and U.S. towns at 8%. Its National Register listings include Ratcliff Inn and Robinson-Stewart House. Carmi's civic life (library use, community groups, volunteering) is stronger than in 82% of U.S. towns.

What makes Carmi stand out

Where Carmi beats most towns.

Ratcliff Inn
Ratcliff Inn · National Register of Historic Places
Carmi’s story

210 years in pictures

Its founding year, 1816, comes before those of 98% of the Illinois towns we grade with a known year.

Census counts: 2,512 in 1880, 4,865 in 2020. The archive holds 12 old photos and papers going back to 1871 and 2 maps from 1940 on.

5 places on the National Register of Historic Places.

  • 1816Carmi is settled
Explore the history →

How Carmi grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far Carmi is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Carmi: who provides what

Who provides power, water and the rest in Carmi, and how to reach them.

The full setup list →
PowerCity of CarmiEIAHIFLD · EIA
WaterCarmi water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Carmi’s trash rules yet
SchoolsCarmi-White County Community Unit School District 5Which school depends on your addressNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereWhite County ClerkWhite County; contacts on the Handbook page.FVAP, Jun 2025
ZIP code6282162821 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Carmi.

Carmi has homes that are cheap against local pay and trades workers with Evansville and other neighbors, but it is a long drive from an emergency room.

HousingCost of living grade B−

A typical Carmi home is worth about $105K

At 1.9 years of the county’s $55K median household income, the typical home (about $105K) costs less against local pay than in 82% of Illinois towns; that ratio is one input to its B− for cost of living. The typical value, about $105K, is 15% below its October 2022 peak.

Carmi’s midpoint rent stands at $839 a month. Home values are up 3.2% over the year to September 2026. Among households in the town, 69% live in a home they own.

$105KZillow home value
CarmiIllinois townsU.S. towns
Median rent$839 a month$1,129 a month$1,185 a month
Households that own their home69%75%73%

Typical home value

Carmi$105K
Illinois$296K
+3.2%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsB

Carmi keeps 2.4% of its land conserved

In Carmi, the trail network density is 0.9 miles per square mile. 2.3 miles of trail in 2 parks and preserves. Parks and preserves in the town: 2, covering 25 acres.

#137for trails in IL
CarmiIllinois townsU.S. towns
Miles of trail per square mile0.9 miles per square mile0.30.4
Conserved land2.4%3.7%4.3%
2.4%
conserved · 40 of 1,666 acres
2.3 mi
of trails · 0.9 per sq mi
Biggest places to walkTrailsAcres
1. Bradshaw Park0.3 mi19
2. Eckerle Park—6

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthD

Carmi stands out in Illinois and nationally, with more of its adults who report frequent physical distress

The nearest emergency room, Hamilton Memorial Hospital, is 20.1 miles away in a straight line. Against the 4,952 U.S. towns with household incomes like Carmi’s, it is less healthy than 62%, so its D isn’t only a matter of income.

Nearly two in five adults have obesity in Carmi. The town does better than the Illinois average on 1 of 32 CDC measures and worse on 17. In Carmi, 19% of adults smoke cigarettes, and 26% say their health is fair or poor.

13%healthier than U.S. townsDHealth Grade
CarmiIllinois townsU.S. towns
Frequent physical distress (CDC PLACES)17%13%14%
Smoke cigarettes (CDC PLACES)19%13%14%
Fair or poor health (CDC PLACES)26%18%19%
High blood pressure (CDC PLACES)42%35%35%
32 measures vs. Illinois
1 better14 too close to call17 worse
What stands outCarmiIL
More adults treating high blood pressure79.8%75.7%
More older adults who have lost all their teeth20.5%10.3%
Hamilton Memorial Hospital
20.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
4th
percentile among IL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C−

Top of a high hazard risk in Carmi: earthquakes

Carmi’s risk rating from FEMA comes in at 70 of 100. 43% of the town’s expected losses from natural hazards come from earthquakes, followed by inland flooding at 28%. It has had 38 paid flood insurance claims since 1978.

70risk score of 100
FEMA risk score
70High riskLowerHigher
EarthquakesInland floodingTornadoes
38
paid flood claims since 1978
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Four seasons and pleasant summers: that is Carmi’s year

Expect July afternoons of 88° and January nights of 24°, with about 12 inches of snow a winter.

12″snow a winter

Typical low → high °F

Winter27–44°
Spring46–67°
Summer66–87°
Fall47–69°
Oct 19
typical first frost
Apr 15
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C−

About one in three working residents works right in Carmi

Carmi has about as many jobs (2,206) as working residents, but only 607 people both live and work here. The average commute takes 20.9 minutes, against 27.8 across Illinois.

The top destinations are Evansville (6%), Albion (3%) and Mount Vernon (3%). About one worker in three stays in Carmi for work. Jobs in the town fell by 352 from 2013 to 2023, to 2,206. Also worth knowing: the mean commuting time for Carmi comes to 21 minutes.

30%work in town
CarmiIllinois townsU.S. towns
Median household income$48,000$83,000$80,000
Average trip to work21 minutes26 minutes25 minutes

Where working residents work

In Carmi30%
Evansville6%
Albion3%
Mount Vernon3%
Patoka Township3%
21 mi
median commute distance
2,206
jobs based in Carmi
Balanced
jobs vs. working residents
B−
Walkability grade: more walkable than 46% of U.S. towns

Census LEHD 2023 · ACS

Safety

Crime reported in Carmi

Most reported incidents are property crimes, mainly thefts. Carmi's reported crime rate is above Illinois's. Its property crime rate stands at 20.3 per 1,000 residents. 5 violent crimes were reported in 2025.

CarmiIllinois townsU.S. towns
Property crimes per 1,000 (2025)20.3 per 1,000 residents7.99.9
Violent crimes per 1,000 (2025)1.1 per 1,000 residents11.6

Violent crime per 1,000 residents

Carmi1.1
Illinois2.6
U.S.3.3

Property crime per 1,000 residents

Carmi20.3
Illinois15.6
U.S.15.5
5
violent crimes reported in 2025
94
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Keep exploring

Everything we know about Carmi

20pages on Carmi
After high school

Colleges nearby

None within 15 miles of Carmi; the nearest are

Landmarks

5 places in Carmi on the National Register of Historic Places.

All landmarks →

Famous people from Carmi

4 notable people were born in Carmi.

See all 4 →

About Carmi

City in Illinois, United States

Official town website ↗

Carmi (CAR-mī) is a city in and the county seat of White County, Illinois, United States, along the Little Wabash River. As of the 2020 census, Carmi had a population of 4,865..

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1816
Area
2.5 sq mi
Elevation
387 ft
ZIP code
62821
Area code
618

Questions about Carmi

Short answers, built from the data on this page.

Is Carmi, IL a good place to live?

Carmi grades D overall, better than 13% of U.S. towns and #692 of 767 in Illinois. It grades D for health and B− for schools. Health is its weak spot, with a D.

Is Carmi, IL expensive?

That is 1.9 years of the area's median household income ($54,813 across the county).

What is Carmi, IL known for?

4 notable people were born here, including James R. Williams and Anita Boyer.