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George Stockman House - 49823261608 (cropped)
Iowa›Cerro Gordo County
Photo: dwhartwig · CC BY 2.0
Photo of Mason City

Mason City, IA · Photo: dwhartwig · CC BY 2.0 · Source ↗

Is Mason City a good place to live?

Cheap to live in, with trade-offs. Mason City ranks 110th of 140 in Iowa, with a C− overall. On that grade it does better than a quarter of U.S. towns. Its lowest grade is for schools (D): its public schools trail 89% of Iowa towns on state tests and graduation. Walkability is its strong suit: it is more walkable than 92% of U.S. towns. It also does well on cost of living: a typical home costs about $160K, 2.3 years of the Mason City area’s $69K median household income. Its National Register listings include Park Inn Hotel and Rock Crest-Rock Glen Historic District. 56% of working residents work locally here, above both the Iowa town median (31%) and the median of U.S. towns (8%).

Figures: home values, Zillow · incomes, Census ACS, 2020–24 · schools, state test and graduation results · National Register of Historic Places · Census LEHD, 2023.

What makes Mason City stand out

Where Mason City beats most towns.

City National Bank Building
City National Bank Building · National Register of Historic Places
Mason City’s story

176 years in pictures

Its 40 National Register listings are more than in 94% of Iowa towns with a listing.

Census counts: 1,183 in 1870, 27,338 in 2020. The archive holds 14 old photos and papers going back to 1907 and 2 maps from 1959 on.

  • 1850Mason City is settled
Explore the history →

How Mason City grades

Each subject compared with towns across the country (schools within Iowa), ordered by how far Mason City is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Mason City: who provides what

Who provides power, water and the rest in Mason City, and how to reach them.

The full setup list →
PowerInterstate Power and Light17.8¢/kWh · EIA 2025HIFLD · EIA
WaterMason City Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet10 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsMason City Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereCerro Gordo County AuditorCerro Gordo County; contacts on the Handbook page.FVAP, Aug 2019
ZIP code5040150401 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Mason City.

Mason City is healthier than towns with similar incomes and has homes that are cheap against local pay, but it carries more natural-hazard risk than most of Iowa (mostly inland flooding).

SchoolsD

Mason City’s grade for schools is a D

Two of its 11 schools are shown below, with the reason for each. Public schools: the Mason City Community School District. The 6 public schools in Mason City teach 2,336 students between them.

11%of IA districts it outscoresDSchool Grade
SchoolLevelStudentsLetter
Lincoln IntermediateLargest public middle schoolGrades 5–6Grades 5–6485D
Mason City High SchoolLargest public high schoolGrades 9–12Grades 9–12891C−

NCES · EDFacts · graded within IA on state tests and graduation

SafetyC−

Mason City reports more crime per resident than four in five U.S. towns

Property crime runs at 25.5 per 1,000 residents, about twice the Iowa rate, most of it theft.

For Mason City, the violent crime rate is 3.5 per 1,000 residents. Only 7 of the 115 Iowa towns we compare have a higher level of property crime than Mason City.

19%of U.S. towns report more crimeC−Safety Grade
Mason CityIowa townsU.S. towns
Property crimes per 1,000 (2025)25.5 per 1,000 residents7.29.9
Violent crimes per 1,000 (2025)3.5 per 1,000 residents1.51.6

Violent crime per 1,000 residents

Mason City3.5
Iowa2.4
U.S.3.3

Property crime per 1,000 residents

Mason City25.5
Iowa12.1
U.S.15.5
19th
percentile among U.S. towns we grade
13th
percentile among IA towns
95
violent crimes reported in 2025
684
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HousingCost of living grade B+

Mason City’s grade for cost of living is a B+

At 2.3 years of the Mason City area’s $69K median household income, the typical home (about $160K) costs less against local pay than in 81% of Iowa towns; that ratio is one input to that grade.

In Mason City, the going rate for rent is $882 a month. Zillow values the typical Mason City home at about $160,000, up 1.6% in a year, 32% below the Iowa typical home. For renter households here, the share who spend 30% or more of their income on rent is 37%.

$160KZillow home value
Mason CityIowa townsU.S. towns
Renters paying 30%+ of income on rent37%42%48%
Households that own their home66%70%73%
Median rent$882 a month$913 a month$1,185 a month

Typical home value

Mason City$160K
Iowa$237K
Market temperature
BalancedA balanced marketBuyer’sSeller’s
51
days on market
97.1%
sale-to-list price
+1.6%
value change, 1 year
38
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C

Mason City has a high natural-hazard risk, chiefly from inland flooding

FEMA rates its natural-hazard risk higher than 90% of Iowa towns, with expected losses of about $296 per resident a year; that rating is what its C for hazard risk is built on.

Mason City has had 147 paid flood insurance claims since 1978. The FEMA hazard score here is 71 of 100. Expected losses in Mason City break down as 52% from inland flooding and 28% from tornadoes. Federal disaster aid has reached households in Mason City after 5 declared disasters, most recently in 2018.

71risk score of 100
FEMA risk score
71High riskLowerHigher
Inland floodingTornadoesCold waves
147
paid flood claims since 1978
5
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

Expect snowy winters and pleasant summers in Mason City

Mason City’s July high comes in at 82°F.

44″snow a winter

Typical low → high °F

Winter12–28°
Spring36–56°
Summer59–81°
Fall38–59°
Oct 7
typical first frost
Apr 29
typical last frost
+1.1°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB+

Mason City keeps 3.6% of its land conserved

The biggest park or preserve is Ray Rorick Park, at 86 acres. Trails run 9.6 miles in 34 parks and preserves. Parks and preserves in Mason City: 34, covering 497 acres.

#67for trails in IA
Mason CityIowa townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.30.4
Conserved land3.6%3.1%4.3%
3.6%
conserved · 663 of 18,179 acres
9.6 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. East Park1.7 mi56
2. Georgia L Hanford MacNider Park1.6 mi60
3. Lime Creek Conservation Area1.3 mi65

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade B−

Mason City stands out in Iowa and nationally: a larger share of its working residents work locally

The average commute for its 11,699 working residents takes 13.5 minutes, against 19.8 across Iowa.

Jobs based here fell to 15,586 in 2023, 1,471 fewer than in 2013. In Mason City, 4.3% of workers work remotely from home. The town’s mean commuting time stands at 14 minutes. The top destinations are Clear Lake (6%), Des Moines (2%) and Cedar Falls (1%).

56%work in town
Mason CityIowa townsU.S. towns
Working residents who work in town56%31%8%
Average trip to work14 minutes19 minutes25 minutes
Work from home4.3%8.5%11%
Median household income$65,000$69,000$80,000

Where working residents work

In Mason City56%
Clear Lake6%
Des Moines2%
Cedar Falls1%
Charles City1%
3 mi
median commute distance
15,586
jobs based in Mason City
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 92% of U.S. towns

Census LEHD 2023 · ACS

HealthC+

Health in Mason City trails 60% of U.S. towns

Against the 9,904 U.S. towns with household incomes like Mason City’s, it is healthier than 56%, so its C+ isn’t only a matter of income.

Among adults in Mason City, 33% feel lonely. In Mason City, nearly a fifth of adults binge drink, and 16% smoke cigarettes.

40%healthier than U.S. townsC+Health Grade
Mason CityIowa townsU.S. towns
Obesity (CDC PLACES)41%38%35%
Binge drink (CDC PLACES)19%20%16%
Smoke cigarettes (CDC PLACES)16%15%14%
Get no exercise (CDC PLACES)28%26%25%
32 measures vs. Iowa
0 better27 too close to call5 worse
What stands outMason CityIA
More adults with arthritis32%27%
More adults with heart disease7.8%6.6%
More adults who have had a stroke3.9%3.3%
Mercyone North Iowa Medical Center
0.7 mi away · emergency room
1 of 3
care shortages: mental health
34th
percentile among IA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Mason City

20pages on Mason City
After high school

Colleges nearby

1 within 15 miles of the center of Mason City

College town

North Iowa Area Community College calls Mason City home

College Scorecard · IPEDS

Landmarks

40 places in Mason City on the National Register of Historic Places.

All landmarks →

Famous people from Mason City

35 notable people were born in Mason City.

See all 35 →

About Mason City

City in Iowa, United States

Official town website ↗

Mason City is a city in and the county seat of Cerro Gordo County, Iowa, United States. The population was 27,338 in the 2020 census. Mason City is known for its musical theatre heritage, serving as the inspiration for the town of “River City” in The Music Man. It is also home to a significant collection of Prairie School style architecture. Along with nearby Clear Lake, the city forms a regional commercial, industrial, and cultural hub for north-central Iowa. The Mason City Micropolitan Statistical Area which includes all of Cerro Gordo and Worth counties is located at the transportation junction between Interstate 35 and the Avenue of the Saints. Geographically, Des Moines is located 120 …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
28 sq mi
Elevation
1,129 ft
ZIP code
50401, 50402
Area code
641

Questions about Mason City

Short answers, built from the data on this page.

Is Mason City, IA a good place to live?

Mason City grades C− overall, better than 25% of U.S. towns and #110 of 140 in Iowa. It grades C+ for health, C− for safety and D for schools. Schools is its weak spot, with a D.

What is Mason City, IA known for?

35 notable people were born here, including Meredith Willson and Tanna Frederick.