Storms, floods and disasters in Elkport
Elkport isn’t graded for hazard risk: Elkport has 22 residents; we grade towns of 1,000 or more. Flood insurance has paid 12 claims here since 1991.
What Elkport faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Elkport flood? Sometimes: 12 flood claims since 1991
Every paid claim on a federal flood insurance policy in Elkport, from FEMA’s records.
Elkport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clayton County.4 federal disasters brought FEMA money to Elkport
Disasters that paid out in Elkport itself (aid to households or repair grants to the City of Elkport), newest first, with that year’s flood claims.
- 2013Severe Storms, Tornadoes, and Flooding$23K to the City of Elkport for repairs
- 2008Severe Storms, Tornadoes, and Flooding3 households applied for aid$136 aid approved$48K to the City of Elkport for repairs
- 2004Severe Storms, Tornadoes, and Flooding34 households applied for aid$216K aid approved$177K to the City of Elkport for repairs11 flood claims paid that year
- 1999Severe Storms, Flooding, and Tornadoes$28K to the City of Elkport for repairs
Clayton County has had 24 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Elkport after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Elkport archive →Get ready for what Elkport faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Elkport
Does Elkport flood?
Flood insurance has paid 12 claims in Elkport since 1991, $316K in all.
Is Elkport in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clayton County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Elkport?
FEMA’s Community Rating System list shows no discount for Elkport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Elkport?
By FEMA money that reached Elkport, Severe Storms, Tornadoes, and Flooding (2004): 34 households applied for aid, $216K approved, and $177K to the City of Elkport for repairs.
Storm stories
Memories, warnings and help from neighbors in Elkport.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Elkport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.