Photo: Billwhittaker · CC BY-SA 3.0Nights turn raw in Charter Oak each January, colder than in 93% of U.S. towns
On a normal July day the thermometer tops out near 84°. June is the wettest month, January the driest. It is a dry place: less rain and snow fall here than on 83% of U.S. towns. Warm coats and heating bills mark the months from November to April, when means dip under 50°.
A year in Charter Oak at a glance
Each month’s typical high and low, and what it brings.
What stands out about Charter Oak’s climate
Compared with towns across the U.S., with Charter Oak’s place in Iowa beside it.
What a year in Charter Oak feels like
Typical highs and lows by season and by month, from NOAA’s 30-year normals.
About 151 frost-free days a year
In half of years the last 32° night comes by May 3 and the first by October 1. Frost and day counts come from NOAA’s station at Mapleton No.2, IA, 12 miles from the town’s center, at about the same height.
The 2023 USDA map puts Charter Oak’s center in zone 5a: the coldest night of a typical winter, averaged over 1991–2020, reaches about −16°. Plant labels use the zone; frost dates tell you when to plant.
Freezing nights by month
Average nights at or below 32°
90° days by month
Average days at 90° or more
About 29 inches of snow a winter
Snow, measured at Castana Exp Farm, IA, is heaviest from January through February, about 7 inches a month. Precipitation (rain plus melted snow) adds up to 33 inches a year; June is the wettest month and January the driest. Rain or snow falls on about 96 days a year.
Rain + melted snow by month
Inches of water
Snowfall by month
Inches of snow
Heating and cooling a home in Charter Oak
91% of the work is heating, so the furnace matters far more than the air conditioner. Months averaging under 55° run from October through April.
Degree days add up how far each day’s average falls below (heating) or rises above (cooling) 65° over a year. NOAA normals at Mapleton No.2, IA.
Living with Charter Oak’s climate
What the numbers mean for a garden, a free afternoon and a bad-weather day.
151 frost-free days in zone 5a. The last frost comes by May 3 in half of years, so many gardeners wait a week or two past that to set out tomatoes. The first fall frost comes by Oct 1.
Months with highs of 62–84° and lows of 40° or more: May, June, August and September.
Parks & trails →Of the yearly building losses FEMA expects in Charter Oak from natural hazards, river flooding is the largest share (35%); heat waves, cold waves, winter storms and ice storms together are 8%. Normals are averages; the hazards page covers the extremes.
Natural hazards →Charter Oak and similar climates
TownRatings has no climate map of the towns around Charter Oak yet.
Climates most like Charter Oak’s, farther away
TownRatings’ own comparison of NOAA 1991–2020 normals, not a NOAA product: places of 5,000+ at least 150 miles away, one per state, closest on January low, July high, precipitation and snow.
| Town | Jan. low | July high | Precip. | Snow |
|---|---|---|---|---|
| Charter Oak, IA | 11° | 84° | 33" | 29" |
| Prairie du Chien, WI | 10° | 83° | 37" | 34" |
| Winona, MN | 8° | 83° | 36" | 38" |
| Marengo, IL | 14° | 83° | 37" | 31" |
| Davison, MI | 16° | 83° | 33" | 34" |
Temperatures and precipitation come from NOAA’s 5 km grid; snow and day counts from the stations named on this page.
Warmer than it used to be
The last 30 years in Charter Oak averaged 0.9° warmer than the 1900s. The biggest change is in December (+2.2°).
A smaller shift than in 87% of U.S. towns.
Change by month
The two periods overlap (1991–2000 is in both), which makes the gap a little smaller than it would be between separate periods.
How Charter Oak compares
Against 12,954 U.S. towns of 2,500 or more (one per 5 km climate cell), with Charter Oak’s place among Iowa’s.
Charter Oak weather by month
Highs, lows and precipitation from NOAA’s grid at Charter Oak’s center; snow, wet days and snow on the ground from Castana Exp Farm, IA. 1991–2020 normals.
| Month | High | Low | Rain + melt | Snow | Wet days | Snow on ground | 30-yr range |
|---|---|---|---|---|---|---|---|
| January | 29° | 11° | 0.8" | 7.1" | 5 | 21 | 11° – 33° |
| February | 34° | 15° | 0.9" | 7.2" | 5 | 16 | 14° – 34° |
| March | 47° | 27° | 1.8" | 4.2" | 7 | 7 | 29° – 52° |
| April | 60° | 37° | 3.3" | 1.7" | 10 | 1 | 40° – 55° |
| May | 71° | 48° | 4.6" | 0.0" | 13 | 0 | 55° – 67° |
| June | 81° | 59° | 4.7" | 0.0" | 11 | 0 | 66° – 75° |
| July | 84° | 63° | 3.9" | 0.0" | 10 | 0 | 68° – 80° |
| August | 82° | 60° | 4.2" | 0.0" | 9 | 0 | 66° – 76° |
| September | 76° | 52° | 3.2" | 0.0" | 8 | 0 | 57° – 69° |
| October | 63° | 39° | 2.5" | 0.7" | 7 | 0 | 44° – 56° |
| November | 47° | 27° | 1.5" | 2.0" | 5 | 4 | 27° – 48° |
| December | 33° | 16° | 1.1" | 5.7" | 6 | 14 | 10° – 31° |
| Year | 59° | 38° | 32.6" | 28.6" | 96 | 62 |
How much a month can swing
A normal is an average. March swings the most: from 1991 to 2020 its average ranged from 29° to 52°. June is the most reliable, staying within 9°.
Where Charter Oak’s numbers come from
Normals are 30-year averages, not a forecast. How TownRatings reads climate data →
- Temperatures and precipitation: NOAA’s gridded 1991–2020 normals for the 5 km cell at Charter Oak’s center.
- Snow: Castana Exp Farm, IA.
- Frost, freezing nights, 90° and 100° days, heating and cooling: Mapleton No.2, IA, 12 miles from the town’s center, at about the same height; the nearest station that passes our checks for distance, height and agreement with the grid.
- Growing zone: USDA Plant Hardiness Zone Map, 2023. USDA Agricultural Research Service and PRISM Group, Oregon State University, prism.oregonstate.edu/phzm, accessed 8 Oct 2026.
- Then and now: NOAA’s gridded normals for 1901–2000 at the same cell.
- Storms and extremes: FEMA National Risk Index (expected annual losses to buildings).
Common questions about Charter Oak’s climate
What is the weather like in Charter Oak?
A typical July afternoon reaches 84°, a January night drops to 11°, and about 29 inches of snow falls in a normal winter. Colder January nights than 93% of U.S. towns; cooler July afternoons than 59% of U.S. towns.
How cold does it get in Charter Oak in winter?
January nights average 11°. About 156 nights a year reach 32° or below and 18 reach 0° or below. In the coldest January of the last 30 years the month averaged 11°.
How much snow does Charter Oak get?
About 29 inches in a normal winter at Castana Exp Farm, IA, heaviest from January through February, about 7 inches a month, with snow on the ground about 62 days a year.
How hot does it get in Charter Oak?
July, with a typical high of 84° and a low of 63°. About 20 days a year reach 90° (Mapleton No.2, IA).
When is the first and last frost in Charter Oak?
In half of years the last spring frost (32°) comes by May 3 and the first fall frost by October 1, about 151 frost-free days, at Mapleton No.2, IA.
What growing zone is Charter Oak in?
Zone 5a on the 2023 USDA Plant Hardiness Zone Map: the coldest night of a typical winter reaches about −16°.
What is the best time of year to visit Charter Oak?
By one simple rule (highs of 62–84° and lows of 40° or more), May, June, August and September. The rule is ours, not NOAA’s; the month table has the numbers to judge by.
Is Charter Oak getting warmer?
Yes: 1991–2020 averaged 0.9° warmer than 1901–2000 on NOAA’s grid. A smaller shift than 87% of U.S. towns.
Neighbors talk weather
Gardens, snow, and the best days of the year in Charter Oak.
Source: NOAA NCEI U.S. Climate Normals, 1991–2020 and 1901–2000; USDA/PRISM 2023 hardiness zones; FEMA National Risk Index. Today’s forecast: National Weather Service.