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Charter Oak, Iowa
Iowa›Crawford County

Charter OakIA

A town of 513, settled in 1876.

Photo: Billwhittaker (talk) · CC BY-SA 3.0
Photo of Charter Oak

Charter Oak, IA · Photo: Billwhittaker (talk) · CC BY-SA 3.0 · Source ↗

Is Charter Oak a good place to live?

No town among the 141 in Iowa we compare has a lower share of adults with a bachelor’s degree than Charter Oak. Charter Oak has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

513 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Charter Oak, Iowa
Charter Oak, Iowa, 2008
Charter Oak’s story

150 years in pictures

Census counts: 567 in 1890, a peak of 776 in 1940, 535 in 2020. The archive holds 5 old photos and papers going back to 2004 and 2 maps from 1971 on.

  • 1876Charter Oak is settled
Explore the history →
Getting set up

Moving to Charter Oak: who provides what

Who provides power, water and the rest in Charter Oak, and how to reach them.

The full setup list →
PowerMidAmerican Energy11.2¢/kWh · EIA 2025HIFLD · EIA
WaterCharter Oak Water SupplyNo health-based violations in 5 years · EPAEPA
Internet3 providers1% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Charter Oak’s trash rules yet
SchoolsCharter Oak-Ute Community School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Iowa you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereCrawford County AuditorCrawford County; contacts on the Handbook page.FVAP, Jun 2023
ZIP code5143951439 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Charter Oak.

Work & commute

Most of Charter Oak’s workers commute out: the town has 0.4 jobs for each of them

Most working residents leave Charter Oak for work: only 4% work in town. At $53,000, Charter Oak’s median household income is against $69,000 in Iowa’s towns and $80,000 across U.S. towns. Charter Oak’s average trip to work is 22 minutes.

4%work in town
Charter OakIowa townsU.S. towns
Working residents who work in town4.2%31%8%
Median household income$53,000$69,000$80,000
Average trip to work22 minutes19 minutes25 minutes
Below the poverty line7.6%11%9.6%

Where working residents work

In Charter Oak4%
Denison27%
Dunlap5%
Sioux City4%
Omaha3%
20 mi
median commute distance
107
jobs based in Charter Oak
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Schools

The schools Charter Oak’s kids attend

One of its 2 schools is below, with why it’s listed.

SchoolLevelStudentsLetter
Charter Oak-Ute Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5117C−

NCES · EDFacts

Natural hazards

Inland flooding leads a high hazard risk in Charter Oak

Expected storm and flood damage is higher than in 74% of U.S. communities.

74risk score of 100
FEMA risk score
74High riskLowerHigher
Inland floodingDroughtTornadoes
4
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Climate

Charter Oak has four seasons and pleasant summers

Charter Oak has cold winters and warm summers. July afternoons reach 84°, January nights drop to 11° and about 29 inches of snow falls in a winter.

29″snow a winter

Typical low → high °F

Winter14–32°
Spring37–60°
Summer61–82°
Fall39–62°
Oct 12
typical first frost
Apr 25
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

A typical Charter Oak home is worth about $188K

The typical Charter Oak home is worth about $188,000, up 12.8% in a year, 20% below the Iowa typical home. 64% of Charter Oak households own their home, where Iowa’s towns sit at 70% and U.S. towns at 73%.

$188KZillow home value

Typical home value

Charter Oak$188K
Iowa$237K
+12.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Health

How healthy Charter Oak is

Charter Oak beats the Iowa average on 0 of 32 CDC measures and trails it on 1. 21% of adults binge drink in Charter Oak.

Charter OakIowa townsU.S. towns
Binge drink (CDC PLACES)21%20%16%
Obesity (CDC PLACES)41%38%35%
Feel lonely (CDC PLACES)34%32%33%
Smoke cigarettes (CDC PLACES)17%15%14%
32 measures vs. Iowa
0 better31 too close to call1 worse
What stands outCharter OakIA
More older adults who have lost all their teeth15.3%11.6%
Crawford County Memorial Hospital
12.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Charter Oak

16pages on Charter Oak
After high school

Colleges nearby

None within 15 miles of Charter Oak; the nearest are

A commuter town

96% of working residents leave Charter Oak for work

Where Charter Oak’s working residents go each day. Line width shows the share.

27% → Denison Denison 27% 5% → Dunlap Dunlap 5% 4% → Sioux City Sioux City 4% 3% → Omaha Omaha 3% 3% → Dow City Dow City 3% 2% → Fort Dodge Fort Dodge 2% Charter Oak · 4% stay
107jobs based in Charter Oak
4%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

About Charter Oak

City in Iowa, United States

Official town website ↗

Charter Oak is a city in Crawford County, Iowa, United States, along the East Soldier River. The population was 535 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
0.5 sq mi
Elevation
1,257 ft
ZIP code
51439

Questions about Charter Oak

Short answers, built from the data on this page.

Is Charter Oak, IA a good place to live?

Charter Oak has fewer than 1,000 residents, too few for fair grades; the figures below are still real.