FEMA puts Peachtree City’s expected hazard damage per building below that of 73% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Peachtree City gets a B+ for hazard risk: lower expected damage per building than 73% of U.S. towns, #126 of 264 in Georgia. Most of that expected damage is river and rain flooding (72%), then tornadoes (15%). Flood insurance has paid 50 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Peachtree City’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Peachtree City faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Peachtree City’s grade
River and rain flooding is 72% of the building damage FEMA expects in Peachtree City, and Peachtree City’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Lightning adds 2%, at a rate in the top 1% of U.S. census tracts.
B+ #126 of 264 in Georgia; lower expected damage per building than 73% of U.S. towns (21,298).
Peachtree City’s residents live in 9 census tracts; FEMA’s figures are combined by where they live.
The typical Georgia town has lower expected damage than 72% of U.S. towns; within the state, Peachtree City has less expected damage per building than 52% of Georgia towns.
In dollars, FEMA expects about $10.5M a year in losses across Peachtree City: $8.5M to buildings, the rest to people and crops.
Does Peachtree City flood? Sometimes: 50 flood claims since 1994
Every paid claim on a federal flood insurance policy in Peachtree City, from FEMA’s records: 3.1 per 1,000 homes, fewer than 51% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Dennis9 claims · $249K
- Tropical Storm Alberto5 claims · $119K
- The Early winter storms1 claim · $29K
Peachtree City is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Fayette County.2 federal disasters brought FEMA money to Peachtree City
Disasters that paid out in Peachtree City itself (aid to households or repair grants to the City of Peachtree City), newest first, with that year’s flood claims.
- 2017Hurricane Irma$133K to the City of Peachtree City for repairs1 flood claim paid that year
- 2014Severe Winter Storm$129K to the City of Peachtree City for repairs
Fayette County has had 10 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Peachtree City after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Peachtree City archive →Peachtree City and its neighbors
Peachtree City is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Peachtree City faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Peachtree City residents get 15% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Peachtree City
Is Peachtree City at risk for natural disasters?
On FEMA’s National Risk Index, Peachtree City has lower expected damage per building than 73% of U.S. towns: B+ for hazard risk, #126 of 264 in Georgia. Most of the expected damage is river and rain flooding (72%) and tornadoes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Peachtree City flood?
Flood insurance has paid 50 claims in Peachtree City since 1994, $1.1M in all, or 3.1 per 1,000 homes, fewer than 51% of U.S. towns with a flood insurance record. 6 properties have flooded more than once. The most claims came from Hurricane Dennis (9).
Is Peachtree City in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fayette County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Peachtree City?
Peachtree City is in FEMA’s Community Rating System (class 7), which takes 15% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Peachtree City?
By FEMA money that reached Peachtree City, Hurricane Irma (2017): $133K to the City of Peachtree City for repairs. By flood claims, Hurricane Dennis: 9 paid, $249K.
Is Peachtree City at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Peachtree City’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Peachtree City.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Peachtree City’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.