George R. Sims House · Photo: Ramsey Eden · CC BY-SA 3.0Less hazard damage per building is expected in Tyrone than in 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tyrone gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns, #132 of 264 in Georgia. Most of that expected damage is river and rain flooding (74%), then tornadoes (14%). Flood insurance has paid 7 claims here since 1994.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tyrone faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tyrone’s grade
River and rain flooding is 74% of the building damage FEMA expects in Tyrone, and Tyrone’s rate of river and rain flooding damage is lower than 58% of U.S. census tracts. Lightning adds 2%, at a rate in the top 1% of U.S. census tracts.
B+ #132 of 264 in Georgia; lower expected damage per building than 72% of U.S. towns (21,298).
Tyrone’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Georgia town has lower expected damage than 72% of U.S. towns; within the state, Tyrone has less expected damage per building than 50% of Georgia towns.
In dollars, FEMA expects about $2.1M a year in losses across Tyrone: $1.6M to buildings, the rest to people and crops.
Does Tyrone flood? Rarely: 7 flood claims since 1994
Every paid claim on a federal flood insurance policy in Tyrone, from FEMA’s records: 2.4 per 1,000 homes, fewer than 57% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Dennis2 claims · $95K
- Tropical Storm Alberto1 claim · $63K
Tyrone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fayette County.1 federal disaster brought FEMA money to Tyrone
Disasters that paid out in Tyrone itself (aid to households or repair grants to the Town of Tyrone), newest first, with that year’s flood claims.
- 2014Severe Winter Storm$9K to the Town of Tyrone for repairs
Fayette County has had 9 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Tyrone after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tyrone archive →Tyrone and its neighbors
Tyrone is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Peachtree City | B+less damage than 73% | river and rain flooding | 50 |
| Tyrone | B+less damage than 72% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tyrone faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tyrone
Is Tyrone at risk for natural disasters?
On FEMA’s National Risk Index, Tyrone has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk, #132 of 264 in Georgia. Most of the expected damage is river and rain flooding (74%) and tornadoes (14%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tyrone flood?
Flood insurance has paid 7 claims in Tyrone since 1994, $206K in all, or 2.4 per 1,000 homes, fewer than 57% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Hurricane Dennis (2).
Is Tyrone in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fayette County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Tyrone?
FEMA’s Community Rating System list shows no discount for Tyrone’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tyrone?
By FEMA money that reached Tyrone, Severe Winter Storm (2014): $9K to the Town of Tyrone for repairs. By flood claims, Hurricane Dennis: 2 paid, $95K.
Is Tyrone at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Tyrone’s rate for it is lower than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tyrone.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tyrone’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.