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Housing in Chattanooga Valley

63 homes sold in Chattanooga Valley in the last year, at a typical $252K

Almost every sale is a house. Below: what each kind of home sells for, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Chattanooga Valley homes are listed.

Homes for sale in Chattanooga ValleyZillowRedfinRealtor.comMore places to look ↓
Homes sold
63
October 2025 to September 2026
Typical sale price
$252K
median, weighted by sales
Price per square foot
$170
Georgia $182
Paid vs. asking
97.9%
22% sold over asking
For sale now
15
September 2026 · 2 sold that month
What sold · last 12 months

Houses are 0% of Chattanooga Valley’s sales, at a typical — (year to May 2026)

63 homes sold in the year to September 2026.

14 years of sales

More homes sell than most years, at 2.3 times the 2016 price

63 sales in the last year, against 64 in 2021 and a low of 20 in 2013. The typical sale went from $109K in 2016 to $252K.

Homes soldTypical sale price
0255075100$75K$150K$225K$300K2012: 21 sold, typical $79K’122013: 20 sold, typical $83K2014: 38 sold, typical $83K’142015: 41 sold, typical $85K2016: 43 sold, typical $109K’162017: 58 sold, typical $113K2018: 55 sold, typical $120K’182019: 45 sold, typical $129K2020: 48 sold, typical $145K’202021: 64 sold, typical $179K2022: 54 sold, typical $214K’222023: 53 sold, typical $225K2024: 60 sold, typical $238K’242025: 64 sold, typical $239KLast 12 months: 63 sold, typical $252KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What the sales history says · 14 years of sales

Bidding wars in Chattanooga Valley are back to pre-pandemic levels, and more homes are for sale

We read every month of Chattanooga Valley’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 63 sales.

If you’re buying in Chattanooga Valley

  • Shop in November. It brings about 5 new listings a month, close to the busiest month, with fewer bidding wars (21% over asking).
  • Offer under asking. Buyers paid 97.9% of the list price on average; 22% paid over.
  • You’ll usually have time. Only 28% of homes go under contract within two weeks; the typical one takes 57 days.
Best time to buy

Summer brings both the most homes and the most bidding wars

August has the most new listings (about 5 a month), and the most competition: 30% close over asking. October and November offer nearly as much choice with fewer homes bid up (26%). January has the least competition (15%).

New listings a monthShare sold over asking
02.557.51013%27%40%Sweet spotJan: 3 new listings a month, 15% sold over asking, 99 days to sellJFeb: 3 new listings a month, 19% sold over asking, 206 days to sellFMar: 4 new listings a month, 20% sold over asking, 102 days to sellMApr: 5 new listings a month, 24% sold over asking, 100 days to sellAMay: 5 new listings a month, 23% sold over asking, 75 days to sellMJun: 5 new listings a month, 27% sold over asking, 77 days to sellJJul: 5 new listings a month, 27% sold over asking, 74 days to sellJAug: 5 new listings a month, 30% sold over asking, 69 days to sellASep: 5 new listings a month, 27% sold over asking, 69 days to sellSOct: 5 new listings a month, 26% sold over asking, 68 days to sellONov: 5 new listings a month, 21% sold over asking, 73 days to sellNDec: 4 new listings a month, 20% sold over asking, 76 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and hotter than Georgia

Chattanooga Valley now2017–192021 peakGA now
Sold over askingShare of sales that closed above the list price22%21%44%16%
Gone within two weeksShare of homes under contract within 14 days28%7%53%19%
Price paid vs. askingAverage sale price ÷ list price97.9%97.4%99.5%97.5%
Days to sellMedian days from listing to contract571334465
Supply

18 homes for sale on a typical day

That’s 3 times the 2012 low (6), 45% more than in 2017–19 and well under 2014’s 26.

2012: 6 for sale’122013: 12 for sale2014: 26 for sale2015: 12 for sale’152016: 16 for sale2017: 14 for sale2018: 11 for sale’182019: 12 for sale2020: 7 for sale2021: 9 for sale’212022: 8 for sale2023: 12 for sale2024: 13 for sale’242025: 22 for saleLast 12 months: 18 for saleNow
Across Georgia

Chattanooga Valley ranks 25th of 171 busy Georgia markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Chattanooga Valley is one of the state’s hottest markets.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Chattanooga Valley home costs about $1,422 a month

Mortgage
Property tax
Insurance
Rent

Price: Chattanooga Valley’s typical sale, last 12 months. Property tax at Chattanooga Valley’s 0.5% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Chattanooga Valley is affordable on local pay is on Cost of living.

Before you buy in Chattanooga Valley

Six things worth knowing

5

New listings in August

The month with the most choice. January has the fewest, about 3.

Best time to buy
0.5%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $252K home, about $1,290 a year.

Taxes vs. neighbors
B−

Schools

The schools grade for Chattanooga Valley, from test results, graduation and how much students grow.

Schools in Chattanooga Valley
28 min

Typical commute

The average one-way trip to work for people who live in Chattanooga Valley.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Fairview and Rossville sell for less a square foot; Lookout Mountain and Lookout Mountain for far more

The busier markets within 25 miles of Chattanooga Valley, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Fort Oglethorpe169$280K$17910%73
Fairview100$246K$15325%51
Chattanooga Valley63$252K$17022%57
Chickamauga56$300K$1747%55
Rossville55$190K$15018%40
Lookout Mountain36$1.1M$3515%15
Lookout Mountain32$748K$25526%38

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Chattanooga Valley, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Chattanooga Valley. People who follow the town see it, and so do people comparing Chattanooga Valley with their own town. No commission, no listing fee.

Questions about buying a home in Chattanooga Valley

What do homes sell for in Chattanooga Valley, GA?

63 homes sold in the year to September 2026 at a typical $252K, $170 a square foot.

Is Chattanooga Valley a buyer’s or seller’s market?

A balanced market: 15 homes were for sale in September 2026 and 2 sold, about 5.6 months of supply. Buyers paid 97.9% of asking on average.

When is the best time to buy in Chattanooga Valley?

August brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Chattanooga Valley?

About 0.5% of a home’s value a year. On a $252K home that’s near $1,290.

Where can I see homes for sale in Chattanooga Valley?

Zillow, Redfin, Realtor.com and Homes.com all carry Chattanooga Valley’s MLS listings; the search links above open each one filtered to Chattanooga Valley.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).