Fewer flats than 99% of compared French towns: 1.5%
The share of residents aged 15 to 24 is 7.2%, against 11% in the typical compared French town. Charmoy counted 276 residents and 120 households at the 2023 Census. Locally, 4.4% of households have no car. Lower than in 97% of compared French towns: 23% of households are one person living alone.
Throughout this page, the Saône-et-Loire median and the France median are the median of compared communes (those with an overall grade), each figure its own median. Source: INSEE, census 2023.
Charmoy’s population moved +4% on 2012, less than in 53% of compared French towns
Residents at INSEE’s last three censuses, each recast in the 2026 commune boundaries. France has no yearly estimate by commune between censuses.
2012 to 2023
2017 to 2023
Between 2012 and 2017 the population moved −3%, then +7% to 2023.
Half of Charmoy is over 45.1, older than 57% of compared French towns
Shares of residents by age at the 2023 census.
Age groups · share of residents
Median age of the 3,798 compared French towns
■ Charmoy 45.1. The median compared French town: 44.
Compared with 22% in the typical compared French town, 20% of residents are 65 or over here.
Women and men · all residents
47% women, 53% men
About 111 men for every 100 women. Median share of women: Saône-et-Loire 52.3%, France 51.8%.
31% of households are couples with children, more than in 80% of compared French towns
A household is everyone who shares a main home (résidence principale). Household types come from INSEE’s fuller sample of a quarter of census forms.
Against the Saône-et-Loire median and the France median
Living alone · share
Average household size: 2.4 people. For couples with children, the comparison in the typical compared French town is 25%. The figure for single-parent households is 11% in Charmoy and 10% in the typical compared French town.
8.1% of homes are second homes, more than in 86% of compared French towns
Every home the census counted: main residences, second homes and occasional dwellings (INSEE counts them together), and empty homes. Owning and renting are on Cost of living.
All homes · share of homes
Type of home
Cars per household · share of households
Here 4.7% of homes stand empty, where the figure in the typical compared French town is 6.7%. Households in social housing are rarer here than in 99% of compared French towns. As a yardstick, 2.1% of homes are second homes in the typical compared French town.
Median living standard: €27,630 a year
The standard of living (niveau de vie) is a household’s disposable income after taxes and benefits, divided by its consumption units (UC) to allow for its size and make-up: 1 for the first adult, 0.5 for each other person 14 or older, 0.3 for each child under 14.
Medians of compared communes. Source: INSEE, Filosofi 2023.
Living standards centre on €27,630 a year per consumption unit: higher than in 67% of compared French towns.
Only 4.4% of households are headed by a manager or professional in Charmoy
Households by the socio-professional group (PCS) of their reference person, INSEE’s own categories. Jobs and commuting are on the Work & commute page.
Households by reference person’s group · share of households
By its share of households headed by a retired person (28%), Charmoy is below 73% of compared French towns. Put another way, about one in seven: 14% of households are headed by a manual worker. For households headed by a manager or professional, the comparison in the typical compared French town is 9.4%.
Each household is counted once, by the occupation of its reference person (usually the oldest working adult).
A smaller share of immigrants than 90% of compared French towns: 2.1%
INSEE publishes two measures, which overlap but aren’t the same. Neither is the UK’s “born abroad”.
Share of residents · census 2023
Immigrant (immigré)
Born abroad, not French at birth. Someone stays an immigrant after becoming French. A French citizen born abroad (for example in Algeria before 1962) is not one.
Foreign national (étranger)
Not a French citizen today, wherever born. A child born in France to foreign parents can be a foreign national without being an immigrant.
Foreign nationals are rarer here than in 99% of compared French towns. As a yardstick, 6.5% of residents are immigrants in the typical compared French town.
INSEE publishes no country of birth or ethnicity by commune in these tables, and the census doesn’t ask about religion.
Married residents make up 53% in Charmoy, more than in 98% of compared French towns
Residents 15 and over by how they live: the census asks both the legal status and whether people live as a couple.
Residents 15 and over · share
18% of residents 15 and over are single; in the typical compared French town the figure is 25%. In the typical compared French town, the share of married residents is 43%.
Adults with no qualification: 14%, a lower share than 81% of compared French towns
Highest diploma of residents 15 and over who have left education, in French terms: the levels don’t map one-to-one to UK or U.S. ones.
Highest diploma · 15 and over, out of education
30% of adults out of school hold a higher-education qualification in the typical compared French town, against 35% in Charmoy. For adults with no qualification, the comparison in the typical compared French town is 19%.
Ranked by age, 20th youngest of 41 French towns this size
The 40 compared French towns nearest in population, by median age. Hover for each one’s second homes and immigrants; click for its page.
The youngest is Villejust (37.2), the oldest Prayssac (62.3).
Every neighbor is older than Charmoy
The nearest towns of 2,500 or more, colored by median age. Source: INSEE, census 2023.
| Town | Median age | 65+ | Second homes | Immigrants |
|---|---|---|---|---|
| Charmoy | 45.1 | 20% | 8.1% | 2.1% |
| Blanzy 5,955 · 5.6 mi | 53 | 32% | 0.9% | 5% |
| Torcy 2,678 · 5.7 mi | 46.1 | 28% | 1% | 17% |
| Le Creusot 20,509 · 6 mi | 48.4 | 30% | 1.9% | 14% |
| Montceau-les-Mines 17,064 · 6.4 mi | 50.2 | 30% | 1.1% | 12% |
| Sanvignes-les-Mines 4,235 · 7.2 mi | 47.2 | 24% | 1.1% | 2.9% |
| Montchanin 4,976 · 7.4 mi | 46.7 | 28% | 2.4% | 7.8% |
Health, work, housing and schools
What this data can and can’t tell you
- Census 2023. INSEE’s census is a rolling survey: a fifth of small communes each year, 8% of homes in large ones each year. “2023” pools the surveys of 2021 to 2025, so the figures describe the town around 2023, not on one day.
- Medians of compared communes. The comparisons are the median of the département’s compared communes and of France’s (those with an overall grade), each figure its own median: not the total for the département or for France, which large cities pull towards their own figures.
- Immigrants and foreign nationals. INSEE’s two measures: an immigrant was born abroad without French nationality; a foreign national isn’t French today. Neither is a count of people born abroad, which INSEE doesn’t publish by commune.
- Second homes. Homes used for holidays or weekends, with occasional dwellings (kept for work, for example), which INSEE counts together. Their owners are counted where they live, not here.
- Standard of living. INSEE’s Filosofi: disposable income per consumption unit, from tax and benefit files, 2023. The poverty rate is the share of residents below 60% of France’s median. Not published for the smallest communes.
- What France doesn’t ask. The French census asks nothing about ethnicity, religion, language or health, so this page has no such section.
Questions about who lives in Charmoy
What is the population of Charmoy?
276 at INSEE’s 2023 census, 4% more than in 2012 (265).
How old are Charmoy’s residents?
The median age is 45.1, older than 57% of compared French towns. 23% are under 18 and 20% 65 or older.
How many second homes are there in Charmoy?
11, with occasional dwellings: 8.1% of all homes, against 2.1% for the median compared French town.
How many immigrants live in Charmoy?
INSEE counts 6 immigrants (born abroad, not French at birth), 2.1% of residents, and 0 foreign nationals (0%). The medians of compared French towns are 6.5% and 4.3%.
What is the median income in Charmoy?
€27,630 a year per consumption unit in 2023 (median of compared French towns €25,970). Source: INSEE, Filosofi.
Sources: INSEE, census 2023 (population, ages, households, homes, marital status, diplomas, immigrants, foreign nationals, employment), 2026 geography · INSEE, Filosofi 2023 (standard of living, poverty) · IGN Admin Express (boundaries) · Medians and percentiles: TownRatings, over compared French towns, updated November 9, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.