More second homes than 96% of compared French towns: 38%
Where just over one in ten households rent social housing (HLM) in the typical compared French town, Termes has 3.2%. Residents aged 15 to 24 are rarer here than in 98% of compared French towns. There were 100 households locally at the 2023 Census, home to 214 residents. Census figures put single-parent households at 25% in the town.
Throughout this page, the Lozère median and the France median are the median of compared communes (those with an overall grade), each figure its own median. Source: INSEE, census 2023.
What stands out about the people of Termes
One home in three is a second home
The census counted 71 second homes and occasional dwellings in Termes, 38% of its 180 homes: higher than in 96% of compared French towns. 90% of them are houses. Their owners live elsewhere, so they aren’t in the population figures on this page. Homes & cars ↓
Written from INSEE’s census 2023 on this page, against compared French towns.
Below 89% of compared French towns: 8.7% of homes are flats
Every home the census counted: main residences, second homes and occasional dwellings (INSEE counts them together), and empty homes. Owning and renting are on Cost of living.
All homes · share of homes
Type of home
Cars per household · share of households
Some 5.9% of households are newcomers of under two years, against 21% who have been there 30 years or more. The census found that 7.1% of households have no car in Termes. Few places have so few empty homes: 6% here, fewer than in 59% of compared French towns.
Slower growth than 62% of compared French towns: Termes changed by +2% since 2012
Residents at INSEE’s last three censuses, each recast in the 2026 commune boundaries. France has no yearly estimate by commune between censuses.
2012 to 2023
2017 to 2023
The median Lozère town changed −4% and the median compared French town +5%; here the first five years brought ±0% and the next six +2%.
Half of Termes is over 49.6, older than 81% of compared French towns
Shares of residents by age at the 2023 census.
Age groups · share of residents
Median age of the 3,798 compared French towns
■ Termes 49.6. The median compared French town: 44.
22% of residents are 65 or over, a lower share than in 53% of compared French towns.
Women and men · all residents
50% women, 50% men
About an even split. Median share of women: Lozère 51.3%, France 51.8%.
A smaller share of couples with children than 84% of compared French towns: 17%
A household is everyone who shares a main home (résidence principale). Household types come from INSEE’s fuller sample of a quarter of census forms.
Against the Lozère median and the France median
Living alone · share
The average household has 2.1 people. Measured more widely, a quarter of households are couples with children in the typical compared French town. Lower than in 65% of compared French towns: 32% of households are one person living alone.
€23,690 a year: the median standard of living
The standard of living (niveau de vie) is a household’s disposable income after taxes and benefits, divided by its consumption units (UC) to allow for its size and make-up: 1 for the first adult, 0.5 for each other person 14 or older, 0.3 for each child under 14.
Medians of compared communes. Source: INSEE, Filosofi 2023.
The midpoint of living standards here is €23,690 a year per consumption unit, lower than in 75% of compared French towns.
Termes ranks below 86% of compared French towns on households headed by a manager or professional: 5%
Households by the socio-professional group (PCS) of their reference person, INSEE’s own categories. Jobs and commuting are on the Work & commute page.
Households by reference person’s group · share of households
Households headed by a manual worker account for 15%. Compared with other places, households headed by a retired person are common here: 33%, more than in 53% of compared French towns.
Each household is counted once, by the occupation of its reference person (usually the oldest working adult).
1.4% of residents are immigrants, below 97% of compared French towns
INSEE publishes two measures, which overlap but aren’t the same. Neither is the UK’s “born abroad”.
Share of residents · census 2023
Immigrant (immigré)
Born abroad, not French at birth. Someone stays an immigrant after becoming French. A French citizen born abroad (for example in Algeria before 1962) is not one.
Foreign national (étranger)
Not a French citizen today, wherever born. A child born in France to foreign parents can be a foreign national without being an immigrant.
Foreign nationals are rarer here than in 99% of compared French towns. Immigrants: 6.5% in the typical compared French town, for comparison.
INSEE publishes no country of birth or ethnicity by commune in these tables, and the census doesn’t ask about religion.
More married residents than 54% of compared French towns: 44%
Residents 15 and over by how they live: the census asks both the legal status and whether people live as a couple.
Residents 15 and over · share
26% of residents 15 and over are single, or about one in four. The comparison figure for married residents is 43% in the typical compared French town.
Termes ranks below 58% of compared French towns on graduates of higher education: 28%
Highest diploma of residents 15 and over who have left education, in French terms: the levels don’t map one-to-one to UK or U.S. ones.
Highest diploma · 15 and over, out of education
In Termes, 18% of adults out of school have no qualification. On average, 30% of adults out of school hold a higher-education qualification in the typical compared French town.
The 14th oldest of 41 French towns of 214 to 2,582 people
The 40 compared French towns nearest in population, by median age. Hover for each one’s second homes and immigrants; click for its page.
Ages run from 37.2 in Villejust to 62.3 in Prayssac.
Every neighbor is younger than Termes
The nearest towns of 2,500 or more, colored by median age. Source: INSEE, census 2023.
| Town | Median age | 65+ | Second homes | Immigrants |
|---|---|---|---|---|
| Termes | 49.6 | 22% | 38% | 1.4% |
| Saint-Chély-d'Apcher 3,955 · 5.4 mi | 47.6 | 27% | 9.6% | 5.6% |
| Saint-Flour 6,391 · 15.5 mi | 48.5 | 28% | 5.3% | 4.7% |
Health, work, housing and schools
What this data can and can’t tell you
- Census 2023. INSEE’s census is a rolling survey: a fifth of small communes each year, 8% of homes in large ones each year. “2023” pools the surveys of 2021 to 2025, so the figures describe the town around 2023, not on one day.
- Medians of compared communes. The comparisons are the median of the département’s compared communes and of France’s (those with an overall grade), each figure its own median: not the total for the département or for France, which large cities pull towards their own figures.
- Immigrants and foreign nationals. INSEE’s two measures: an immigrant was born abroad without French nationality; a foreign national isn’t French today. Neither is a count of people born abroad, which INSEE doesn’t publish by commune.
- Second homes. Homes used for holidays or weekends, with occasional dwellings (kept for work, for example), which INSEE counts together. Their owners are counted where they live, not here.
- Standard of living. INSEE’s Filosofi: disposable income per consumption unit, from tax and benefit files, 2023. The poverty rate is the share of residents below 60% of France’s median. Not published for the smallest communes.
- What France doesn’t ask. The French census asks nothing about ethnicity, religion, language or health, so this page has no such section.
Questions about who lives in Termes
What is the population of Termes?
214 at INSEE’s 2023 census, 2% more than in 2012 (210).
How old are Termes’ residents?
The median age is 49.6, older than 81% of compared French towns. 21% are under 18 and 22% 65 or older.
How many second homes are there in Termes?
71, with occasional dwellings: 38% of all homes, against 2.1% for the median compared French town.
How many immigrants live in Termes?
INSEE counts 3 immigrants (born abroad, not French at birth), 1.4% of residents, and 0 foreign nationals (0%). The medians of compared French towns are 6.5% and 4.3%.
What is the median income in Termes?
€23,690 a year per consumption unit in 2023 (median of compared French towns €25,970). Source: INSEE, Filosofi.
Sources: INSEE, census 2023 (population, ages, households, homes, marital status, diplomas, immigrants, foreign nationals, employment), 2026 geography · INSEE, Filosofi 2023 (standard of living, poverty) · IGN Admin Express (boundaries) · Medians and percentiles: TownRatings, over compared French towns, updated November 4, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.