Only 1.6% of homes are flats in Ternay
The share of single-parent households is 6.2%, against 10% in the typical compared French town. At the 2023 Census Ternay was home to 331 people in 160 households. On the census count, nearly one in ten residents are 15 to 24. Households in social housing are rarer here than in 99% of compared French towns.
Throughout this page, the Loir-et-Cher median and the France median are the median of compared communes (those with an overall grade), each figure its own median. Source: INSEE, census 2023.
What stands out about the people of Ternay
One home in four is a second home
The census counted 57 second homes and occasional dwellings in Ternay, 24% of its 230 homes: higher than in 94% of compared French towns. 100% of them are houses. Their owners live elsewhere, so they aren’t in the population figures on this page. Homes & cars ↓
Written from INSEE’s census 2023 on this page, against compared French towns.
More second homes than 94% of compared French towns: 24%
Every home the census counted: main residences, second homes and occasional dwellings (INSEE counts them together), and empty homes. Owning and renting are on Cost of living.
All homes · share of homes
Type of home
Cars per household · share of households
Set against 11% in the typical compared French town, 4.8% of households have no car in Ternay. The comparison figure for second homes is 2.1% in the typical compared French town. Of all households, 5.5% moved in during the last two years and 14% have stayed three decades or more. 6.1% of homes stand empty, fewer than in 59% of compared French towns.
+1% since 2012: slower than 67% of compared French towns
Residents at INSEE’s last three censuses, each recast in the 2026 commune boundaries. France has no yearly estimate by commune between censuses.
2012 to 2023
2017 to 2023
The years 2012 to 2017 brought +2%; 2017 to 2023, −1%. Over the whole period the median compared French town changed +5%, and the median Loir-et-Cher town −3%.
A median age of 44.2: Ternay is older than 51% of compared French towns
Shares of residents by age at the 2023 census.
Age groups · share of residents
Median age of the 3,798 compared French towns
■ Ternay 44.2. The median compared French town: 44.
Residents aged 65 and over make up about one in five here (22%).
Women and men · all residents
51% women, 49% men
About an even split. Median share of women: Loir-et-Cher 52.4%, France 51.8%.
A higher share of one-person households than 83% of compared French towns, at 45%
A household is everyone who shares a main home (résidence principale). Household types come from INSEE’s fuller sample of a quarter of census forms.
Against the Loir-et-Cher median and the France median
Living alone · share
There are 2 people in the average household. Ternay has fewer couples with children than 78% of compared French towns, at 19%. The share of one-person households in the typical compared French town is 35%.
A median of €24,010 a year per consumption unit
The standard of living (niveau de vie) is a household’s disposable income after taxes and benefits, divided by its consumption units (UC) to allow for its size and make-up: 1 for the first adult, 0.5 for each other person 14 or older, 0.3 for each child under 14.
Medians of compared communes. Source: INSEE, Filosofi 2023.
Half of Ternay’s residents live in households with a standard of living below €24,010 a year per consumption unit, and half above: lower than in 71% of compared French towns.
Ternay sits above 99% of compared French towns for households headed by a manual worker (28%)
Households by the socio-professional group (PCS) of their reference person, INSEE’s own categories. Jobs and commuting are on the Work & commute page.
Households by reference person’s group · share of households
Here 36% of households are headed by a retired person, where the figure in the typical compared French town is 32%. Compared with other places, households headed by a manager or professional are scarce here: 6%, fewer than in just over three quarters of compared French towns. Measured more widely, 14% of households are headed by a manual worker in the typical compared French town.
Each household is counted once, by the occupation of its reference person (usually the oldest working adult).
Immigrants: 0.9%, a lower share than 99% of compared French towns
INSEE publishes two measures, which overlap but aren’t the same. Neither is the UK’s “born abroad”.
Share of residents · census 2023
Immigrant (immigré)
Born abroad, not French at birth. Someone stays an immigrant after becoming French. A French citizen born abroad (for example in Algeria before 1962) is not one.
Foreign national (étranger)
Not a French citizen today, wherever born. A child born in France to foreign parents can be a foreign national without being an immigrant.
Compared with 4.3% in the typical compared French town, 0.6% of residents are foreign nationals here. The benchmark for immigrants in the typical compared French town: 6.5%. The median compared commune in Loir-et-Cher has 6%; immigrants here make up a share lower than in 99% of compared French towns.
INSEE publishes no country of birth or ethnicity by commune in these tables, and the census doesn’t ask about religion.
Single residents make up 23% in Ternay, less than in 75% of compared French towns
Residents 15 and over by how they live: the census asks both the legal status and whether people live as a couple.
Residents 15 and over · share
Married residents: 44% of the total. Typically, 25% of residents 15 and over are single in the typical compared French town.
A smaller share of graduates of higher education than 84% of compared French towns: 21%
Highest diploma of residents 15 and over who have left education, in French terms: the levels don’t map one-to-one to UK or U.S. ones.
Highest diploma · 15 and over, out of education
Across Ternay, nearly a fifth of adults out of school have no qualification. In the typical compared French town, graduates of higher education come to 30%.
Among 41 French towns of 331 to 2,582 people, the 16th youngest
The 40 compared French towns nearest in population, by median age. Hover for each one’s second homes and immigrants; click for its page.
At the ends of the range sit Villejust (37.2), the youngest, and Prayssac (62.3), the oldest.
Median age: 5 of the 6 towns around Ternay are older
The nearest towns of 2,500 or more, colored by median age. Source: INSEE, census 2023.
| Town | Median age | 65+ | Second homes | Immigrants |
|---|---|---|---|---|
| Ternay | 44.2 | 22% | 24% | 0.9% |
| Montoire-sur-le-Loir 3,646 · 4.5 mi | 58.8 | 40% | 6.6% | 3% |
| Château-Renault 4,392 · 11.5 mi | 50.8 | 29% | 2.2% | 5.7% |
| Saint-Calais 2,948 · 13.2 mi | 57.9 | 39% | 4.3% | 2.8% |
| Vendôme 15,758 · 14.1 mi | 51.1 | 31% | 3% | 11% |
| Saint-Ouen 3,041 · 15.1 mi | 54.9 | 34% | 1.6% | 7.1% |
| Monnaie 4,833 · 16.2 mi | 40.4 | 16% | 1.2% | 3.6% |
Health, work, housing and schools
What this data can and can’t tell you
- Census 2023. INSEE’s census is a rolling survey: a fifth of small communes each year, 8% of homes in large ones each year. “2023” pools the surveys of 2021 to 2025, so the figures describe the town around 2023, not on one day.
- Medians of compared communes. The comparisons are the median of the département’s compared communes and of France’s (those with an overall grade), each figure its own median: not the total for the département or for France, which large cities pull towards their own figures.
- Immigrants and foreign nationals. INSEE’s two measures: an immigrant was born abroad without French nationality; a foreign national isn’t French today. Neither is a count of people born abroad, which INSEE doesn’t publish by commune.
- Second homes. Homes used for holidays or weekends, with occasional dwellings (kept for work, for example), which INSEE counts together. Their owners are counted where they live, not here.
- Standard of living. INSEE’s Filosofi: disposable income per consumption unit, from tax and benefit files, 2023. The poverty rate is the share of residents below 60% of France’s median. Not published for the smallest communes.
- What France doesn’t ask. The French census asks nothing about ethnicity, religion, language or health, so this page has no such section.
Questions about who lives in Ternay
What is the population of Ternay?
331 at INSEE’s 2023 census, about the same as in 2012 (329).
How old are Ternay’s residents?
The median age is 44.2, older than 51% of compared French towns. 21% are under 18 and 22% 65 or older.
How many second homes are there in Ternay?
57, with occasional dwellings: 24% of all homes, against 2.1% for the median compared French town.
How many immigrants live in Ternay?
INSEE counts 3 immigrants (born abroad, not French at birth), 0.9% of residents, and 2 foreign nationals (0.6%). The medians of compared French towns are 6.5% and 4.3%.
What is the median income in Ternay?
€24,010 a year per consumption unit in 2023 (median of compared French towns €25,970). Source: INSEE, Filosofi.
Sources: INSEE, census 2023 (population, ages, households, homes, marital status, diplomas, immigrants, foreign nationals, employment), 2026 geography · INSEE, Filosofi 2023 (standard of living, poverty) · IGN Admin Express (boundaries) · Medians and percentiles: TownRatings, over compared French towns, updated November 4, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.