Half of Saint-Clément is over 55.3, older than 94% of compared French towns
Against a figure of 25% in the typical compared French town, the share of couples with children in Saint-Clément comes in at 14%. Households in social housing are rarer here than in 99% of compared French towns. At the 2023 Census Saint-Clément was home to 284 people in 150 households. About one in 45: that is how common flats are in Saint-Clément (2.2%).
Throughout this page, the Allier median and the France median are the median of compared communes (those with an overall grade), each figure its own median. Source: INSEE, census 2023.
What stands out about the people of Saint-Clément
One home in three is a second home
The census counted 120 second homes and occasional dwellings in Saint-Clément, 40% of its 310 homes: higher than in 96% of compared French towns. 98% of them are houses. Their owners live elsewhere, so they aren’t in the population figures on this page. Homes & cars ↓
Fewer residents than in 2012
Saint-Clément had 338 residents at the 2012 census and 284 in 2023, down 16%: slower growth than in 99% of compared French towns. Population ↓
An older town
Half of Saint-Clément’s residents are under 55.3 and half over; the median of compared French towns is 44. 31% are 65 or older (France median 22%), 7.3% 80 or older. Ages ↓
Written from INSEE’s census 2023 on this page, against compared French towns.
A town of second homes: 40% of its homes
Every home the census counted: main residences, second homes and occasional dwellings (INSEE counts them together), and empty homes. Owning and renting are on Cost of living.
All homes · share of homes
Type of home
Cars per household · share of households
11% of homes stand empty (typical compared French town: 6.7%). The comparison figure for second homes is 2.1% in the typical compared French town. Households without a car: 7.4% of the total.
From 2012 to 2023, 99% of compared French towns grew faster than Saint-Clément: −16%
Residents at INSEE’s last three censuses, each recast in the 2026 commune boundaries. France has no yearly estimate by commune between censuses.
2012 to 2023
2017 to 2023
The median Allier town changed −1% and the median compared French town +5%; here the first five years brought −11% and the next six −5%.
A lower share of residents aged 15 to 24 than 95% of compared French towns, at 7.6%
Shares of residents by age at the 2023 census.
Age groups · share of residents
Median age of the 3,798 compared French towns
■ Saint-Clément 55.3. The median compared French town: 44.
In Saint-Clément, 31% of residents are 65 or over, beside 22% in the typical compared French town. The usual figure: 11% of residents are 15 to 24 in the typical compared French town.
Women and men · all residents
52% women, 48% men
About 91 men for every 100 women. Median share of women: Allier 52.6%, France 51.8%. Women live longer than men, so towns with many older residents have more women.
In Saint-Clément, 17% of households are single parents, more than in 98% of compared French towns
A household is everyone who shares a main home (résidence principale). Household types come from INSEE’s fuller sample of a quarter of census forms.
Against the Allier median and the France median
Living alone · share
In the typical compared French town, just over a third of households are one person living alone; in Saint-Clément, 46%. By way of comparison, one in ten households are single parents in the typical compared French town. A household here holds 1.9 people on average.
€21,130 a year: the median standard of living
The standard of living (niveau de vie) is a household’s disposable income after taxes and benefits, divided by its consumption units (UC) to allow for its size and make-up: 1 for the first adult, 0.5 for each other person 14 or older, 0.3 for each child under 14.
Medians of compared communes. Source: INSEE, Filosofi 2023.
Half of residents live in households above €21,130 a year per consumption unit and half below; the level is lower than in 93% of compared French towns.
A larger share of households headed by a retired person than 92% of compared French towns: 44%
Households by the socio-professional group (PCS) of their reference person, INSEE’s own categories. Jobs and commuting are on the Work & commute page.
Households by reference person’s group · share of households
Where nearly one in ten households are headed by a manager or professional in the typical compared French town, Saint-Clément has 6.2%. Households headed by a manual worker: just over a fifth of the total. The wider picture: 32% of households are headed by a retired person in the typical compared French town.
Each household is counted once, by the occupation of its reference person (usually the oldest working adult).
Immigrants: 2.8%, a lower share than 84% of compared French towns
INSEE publishes two measures, which overlap but aren’t the same. Neither is the UK’s “born abroad”.
Share of residents · census 2023
Immigrant (immigré)
Born abroad, not French at birth. Someone stays an immigrant after becoming French. A French citizen born abroad (for example in Algeria before 1962) is not one.
Foreign national (étranger)
Not a French citizen today, wherever born. A child born in France to foreign parents can be a foreign national without being an immigrant.
The median compared commune in Allier has 4.6%; immigrants here make up a share lower than in 84% of compared French towns. Elsewhere, 6.5% of residents are immigrants in the typical compared French town. About one in 42: that is how common foreign nationals are in Saint-Clément (2.4%).
INSEE publishes no country of birth or ethnicity by commune in these tables, and the census doesn’t ask about religion.
Saint-Clément sits below 73% of compared French towns for married residents (39%)
Residents 15 and over by how they live: the census asks both the legal status and whether people live as a couple.
Residents 15 and over · share
In Saint-Clément, 25% of residents 15 and over are single. The share of married residents in the typical compared French town is 43%.
23% of adults out of school hold a higher-education qualification, below 76% of compared French towns
Highest diploma of residents 15 and over who have left education, in French terms: the levels don’t map one-to-one to UK or U.S. ones.
Highest diploma · 15 and over, out of education
Where 19% of adults out of school have no qualification in the typical compared French town, Saint-Clément has 21%. The usual figure: 30% of adults out of school hold a higher-education qualification in the typical compared French town.
The 5th oldest of 41 French towns of 284 to 2,582 people
The 40 compared French towns nearest in population, by median age. Hover for each one’s second homes and immigrants; click for its page.
The youngest is Villejust (37.2), the oldest Prayssac (62.3).
Every neighbor is younger than Saint-Clément
The nearest towns of 2,500 or more, colored by median age. Source: INSEE, census 2023.
| Town | Median age | 65+ | Second homes | Immigrants |
|---|---|---|---|---|
| Saint-Clément | 55.3 | 31% | 40% | 2.8% |
| Renaison 3,231 · 10.7 mi | 50.3 | 31% | 3.4% | 2.2% |
| Saint-Yorre 2,641 · 11.6 mi | 49 | 27% | 1.2% | 3.4% |
| Puy-Guillaume 2,630 · 12.5 mi | 50.3 | 29% | 2.7% | 4% |
| Abrest 2,915 · 12.8 mi | 46.6 | 24% | 1.7% | 4.5% |
| Cusset 13,316 · 13.4 mi | 48.2 | 27% | 1.9% | 10% |
| Lapalisse 3,138 · 14.3 mi | 54.7 | 36% | 3% | 4.5% |
Health, work, housing and schools
What this data can and can’t tell you
- Census 2023. INSEE’s census is a rolling survey: a fifth of small communes each year, 8% of homes in large ones each year. “2023” pools the surveys of 2021 to 2025, so the figures describe the town around 2023, not on one day.
- Medians of compared communes. The comparisons are the median of the département’s compared communes and of France’s (those with an overall grade), each figure its own median: not the total for the département or for France, which large cities pull towards their own figures.
- Immigrants and foreign nationals. INSEE’s two measures: an immigrant was born abroad without French nationality; a foreign national isn’t French today. Neither is a count of people born abroad, which INSEE doesn’t publish by commune.
- Second homes. Homes used for holidays or weekends, with occasional dwellings (kept for work, for example), which INSEE counts together. Their owners are counted where they live, not here.
- Standard of living. INSEE’s Filosofi: disposable income per consumption unit, from tax and benefit files, 2023. The poverty rate is the share of residents below 60% of France’s median. Not published for the smallest communes.
- What France doesn’t ask. The French census asks nothing about ethnicity, religion, language or health, so this page has no such section.
Questions about who lives in Saint-Clément
What is the population of Saint-Clément?
284 at INSEE’s 2023 census, 16% fewer than in 2012 (338).
How old are Saint-Clément’s residents?
The median age is 55.3, older than 94% of compared French towns. 14% are under 18 and 31% 65 or older.
How many second homes are there in Saint-Clément?
120, with occasional dwellings: 40% of all homes, against 2.1% for the median compared French town.
How many immigrants live in Saint-Clément?
INSEE counts 8 immigrants (born abroad, not French at birth), 2.8% of residents, and 7 foreign nationals (2.4%). The medians of compared French towns are 6.5% and 4.3%.
What is the median income in Saint-Clément?
€21,130 a year per consumption unit in 2023 (median of compared French towns €25,970). Source: INSEE, Filosofi.
Sources: INSEE, census 2023 (population, ages, households, homes, marital status, diplomas, immigrants, foreign nationals, employment), 2026 geography · INSEE, Filosofi 2023 (standard of living, poverty) · IGN Admin Express (boundaries) · Medians and percentiles: TownRatings, over compared French towns, updated November 4, 2026. Under the Licence Ouverte / Open Licence 2.0 (Etalab).
Contains public sector information under the Licence Ouverte / Open Licence 2.0 (Etalab): INSEE, DGFiP, the Interior Ministry’s statistics service (SSMSI), the Ministry of Education (DEPP), the Health Ministry’s statistics service (DREES) and the Housing Ministry (Carte des loyers). Commune boundaries: IGN Admin Express.